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Jacob Smithson

How much money do I get from unemployment benefits in Washington state?

I just lost my job at a restaurant downtown and I'm trying to figure out what to expect from unemployment. I worked there for about 8 months making $18/hour, usually around 35 hours a week. Does anyone know how Washington ESD calculates the weekly benefit amount? I've heard it's based on your wages but I can't find clear info on their website about the actual dollar amounts I might receive.

Washington ESD uses your highest quarter earnings from the past 18 months to calculate your weekly benefit amount (WBA). Generally it's about 3.85% of your highest quarter wages, but there's a minimum of $295/week and maximum of $999/week for 2025. You'll need to file a claim to get your exact amount since it depends on your specific wage history.

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Thanks! So if I made around $2,500 per month, that would put my highest quarter at maybe $7,500. Does that sound like it would qualify for a decent weekly amount?

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With $7,500 in your highest quarter, you'd be looking at roughly $288 per week, but that's below the minimum so you'd get the $295 minimum weekly benefit. Not great but better than nothing while you job search.

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the calculations are confusing but i think i got like $450/week when i was laid off from my warehouse job last year. had been making about $22/hour there for over a year

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That gives me hope! $22/hour is pretty close to what I was making with tips included.

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Tips can be tricky though - Washington ESD only counts reported tip income in your wage calculation, so if you weren't claiming all your cash tips it might affect your benefit amount.

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I've been trying to get through to Washington ESD for weeks to ask about my benefit calculation and it's impossible. Their phone lines are always busy and when I do get through I get disconnected. Has anyone found a way to actually talk to someone there?

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Ava Kim

I had the same problem until someone told me about Claimyr - it's a service that helps you get through to Washington ESD agents. Check out claimyr.com, they have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Made a huge difference for me when I needed to resolve an adjudication issue.

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I usually try calling right at 8am when they open, sometimes you can get through then but you have to be quick on the redial.

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Don't forget you have to actively look for work and report your job search activities every week. Washington ESD requires at least 3 job search activities per week and you need to keep a log of everything you do.

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What counts as a job search activity? Just applying for jobs or other things too?

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Job applications, networking events, career fairs, interviews, even updating your resume or LinkedIn profile can count. Just make sure you document everything with dates and details.

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And you have to register with WorkSourceWA too, that's mandatory now. They'll help with job placement services.

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The restaurant industry has been rough lately. I was a server for 3 years before getting laid off in December. My benefit amount was lower than expected because a lot of my income was cash tips that weren't fully reported. Learn from my mistake - always claim your full tip income!

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Ugh, I definitely didn't report all my cash tips. How much did that hurt your benefits?

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Probably cost me $100-150 per week in benefits. Washington ESD can only work with what's on your wage records from employers.

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just a heads up the whole system is a nightmare right now. my claim has been in adjudication for 6 weeks with no explanation and no one will tell me whats happening

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Adjudication delays are brutal right now. I waited 8 weeks last year for them to verify my identity. Eventually got approved and received all the back pay though.

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I used that Claimyr service someone mentioned earlier when my claim got stuck in adjudication. Finally got through to an agent who explained what documents they needed from me. Worth trying if you're desperate.

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One thing to keep in mind is that unemployment benefits are taxable income. You can choose to have federal taxes withheld (10%) but you'll owe taxes on whatever you receive. Caught me off guard when I filed my return.

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Good point, I hadn't thought about taxes. So if I get $300/week that's really only like $270 after taxes?

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If you elect to have taxes withheld, yes. But you can also choose not to and just pay at tax time. Depends on your preference and financial situation.

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Washington state doesn't have its own state unemployment tax so at least you don't have to worry about that part. Just federal taxes to consider.

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True, but don't forget about the waiting week. You won't get paid for your first week of unemployment even if you're eligible.

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Has anyone had experience with partial unemployment? I might be able to pick up some part-time shifts at another restaurant but don't want to mess up my benefits.

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You can work part-time and still collect some unemployment benefits as long as you report all your earnings. Washington ESD will reduce your weekly benefit by a percentage of what you earn, but you won't lose benefits entirely unless you work full-time.

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Drake

Just make sure you report every penny you earn when you file your weekly claim. They cross-reference with employer records and any discrepancies can cause overpayment issues later.

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The benefit duration is usually 26 weeks in Washington, but that can vary based on the unemployment rate and your work history. Don't count on it lasting forever - use the time wisely to find something better.

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26 weeks should be enough time to find something decent, especially in the restaurant industry where there's usually high turnover.

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Don't be so confident about that. The job market is tougher than it looks right now, especially for good-paying restaurant positions. Start applying immediately and cast a wide net.

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I know someone who got their benefits reduced because they turned down a job offer that paid less than their previous job. Washington ESD expects you to accept 'suitable work' which might not be your ideal position.

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The suitable work requirements kick in after a few weeks of benefits. Initially you can be more selective, but eventually you have to accept jobs that pay at least 70% of your previous wage.

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Whatever you do, don't lie on your application or weekly claims. Washington ESD audits these things and benefit fraud penalties are serious - they can make you pay back everything plus fines and interest.

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Definitely planning to be completely honest. Not worth the risk of getting in legal trouble over.

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Smart approach. I've seen people get caught years later when employers report wage discrepancies. The state has good record-keeping systems.

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One last tip - set up direct deposit if possible. Paper checks take forever to arrive and can get lost in the mail. Electronic payments are much more reliable.

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Thanks for all the advice everyone! This has been really helpful for understanding what to expect from the process.

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Good luck with your claim! The process can be frustrating but most people eventually get their benefits sorted out.

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