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Amelia Dietrich

How much is unemployment benefit amount in Washington - need to know what to expect

I'm about to file for unemployment for the first time and honestly have no idea how much money I can expect to get. I've been working at a restaurant for the past 18 months making about $16/hour, usually around 35-40 hours per week. Does anyone know how Washington ESD calculates the weekly benefit amount? I'm trying to figure out if it'll be enough to cover my rent and basic expenses while I look for another job.

Washington ESD calculates your weekly benefit amount based on your highest quarter of earnings in your base period. They take your highest quarter earnings, divide by 26, then that's your weekly benefit amount. Maximum is currently $999 per week. You'll also need to meet the minimum earnings requirement.

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Thanks! Do you know what the minimum earnings requirement is? I'm worried I might not qualify since I haven't been working super long.

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You need at least $5,265 in your base period and earnings in at least two quarters. Your base period is usually the first four of the last five completed calendar quarters before you file.

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honestly the whole calculation thing is confusing as hell, I tried to figure it out myself and gave up. When I applied they just told me what my amount would be after processing my claim

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Yeah it does seem pretty complicated. How long did it take for them to tell you your amount?

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took like 2 weeks because my claim went into adjudication for some reason, even though everything seemed straightforward

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If you're making $16/hour at 35-40 hours, you're probably looking at somewhere around $400-500 per week, but that's just a rough estimate. The exact amount depends on your earnings history over the past year and a quarter. Have you been consistently employed at that wage for the full 18 months?

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Pretty much yeah, maybe a few weeks here and there where I got less hours but mostly consistent. $400-500 would actually help a lot.

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$400-500 sounds about right for that wage. I was making similar and got around $450/week when I was on unemployment last year.

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Just a heads up - you'll also have to do job searches every week and report them when you file your weekly claim. Washington ESD requires 3 job search activities per week. Make sure you keep good records of where you apply because they can audit your job search log.

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Good to know, thanks. What counts as a job search activity?

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Applying for jobs, attending job fairs, networking events, informational interviews. They have a list on the Washington ESD website. You have to be able and available for work too.

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Make sure you register with WorkSourceWA too, that's required within a certain timeframe after filing.

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Getting through to Washington ESD on the phone is impossible if you have questions about your claim amount or anything else. I spent WEEKS trying to call them when my claim got stuck. Finally found this service called Claimyr (claimyr.com) that actually got me through to a real person at Washington ESD. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Total game changer.

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Interesting, I'll keep that in mind if I run into issues. How does it work exactly?

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They basically handle the calling for you and get you connected to an actual Washington ESD agent. Way better than sitting on hold for hours or getting hung up on.

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I've heard of Claimyr but never tried it. Did they charge you a lot?

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They focus on getting results rather than being expensive. Worth it considering how impossible it is to reach Washington ESD otherwise.

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The Washington ESD website has a benefit calculator you can use to estimate your weekly amount. It's not 100% accurate but gives you a ballpark figure. Just search for 'unemployment benefit calculator' on their site.

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Perfect, I'll try that calculator. Thanks for the tip!

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Yeah that calculator is pretty helpful, used it before I filed and it was pretty close to my actual benefit amount.

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Also remember you can have taxes taken out of your unemployment benefits or you'll owe at tax time. I made that mistake my first time on unemployment and had to pay back like $800 in taxes.

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Oh wow, good point. How do you set that up?

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When you file your weekly claims there's an option to have 10% withheld for federal taxes. You can change it anytime through your account.

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Don't forget about the waiting week! Washington has a one week waiting period before you start receiving benefits, so your first payable week is actually your second week of unemployment.

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Wait, so I won't get paid for the first week even if I qualify?

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Exactly. You still have to file that first week but you won't get paid for it. It's just how the system works in Washington.

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The waiting week is waived during certain emergency periods but under normal circumstances yeah, you don't get paid for week one.

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make sure you file your weekly claims EVERY week even if you're not sure about something. Missing a week can mess up your whole claim and then you have to call Washington ESD to fix it, which is a nightmare

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What happens if you miss filing a weekly claim?

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they might make you restart your claim or you could lose benefits for those weeks. better to file even if you're unsure about something

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The maximum benefit in Washington is $999/week but most people don't get anywhere near that. You'd need to be making serious money to hit the max. For restaurant work you're probably looking at $300-600 range depending on your hours and how long you've been working.

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That range sounds reasonable for my situation. Better than nothing while I job hunt.

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Yeah even $300-400/week helps cover basic expenses. Just don't expect to maintain your full lifestyle on unemployment.

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Pro tip: start your job search immediately, don't wait until your benefits run out. The job market can be tough and you want to find something before your 26 weeks of benefits are up.

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Definitely planning to start looking right away. Do the 3 job searches per week have to be for jobs I'm qualified for?

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They should be jobs you're reasonably qualified for and willing to accept. Washington ESD can review your job search activities.

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I'm dealing with Washington ESD right now and it's been such a headache. My claim has been in adjudication for over a month and I can't get through to anyone on the phone. Seriously considering trying that Claimyr service someone mentioned earlier.

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A month in adjudication sounds terrible! What's your claim stuck on?

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Something about verifying my last employer. They haven't responded to Washington ESD's requests apparently. Meanwhile I'm not getting any money.

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Definitely try Claimyr for something like that. That's exactly the kind of situation where you need to actually talk to someone at Washington ESD.

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Washington ESD also has an online chat sometimes but its usually not available. The phone system is absolutely broken, I've been hung up on like 20 times trying to get through about my claim issues.

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That's so frustrating. Hopefully I won't run into any issues but good to know about the phone problems.

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The phone system has been broken for years. They keep saying they're fixing it but nothing changes.

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Quick question - do you get unemployment if you quit your job or only if you get fired/laid off? I'm thinking about quitting my toxic workplace but don't want to lose eligibility.

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Generally you can't get unemployment if you quit unless it's for 'good cause' like unsafe working conditions, harassment, or significant changes to your job. Just being unhappy usually doesn't qualify.

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Damn, that's what I figured. Guess I'm stuck until I find something else or they fire me.

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Maybe try to find another job first before quitting? That way you don't risk losing unemployment eligibility.

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Your benefit amount also depends on when you file. If you file later in the year vs earlier, it can affect which quarters they use for your base period calculation. The timing can make a difference in your weekly amount.

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I'm planning to file this week, so I guess whatever quarters they use is what I'll get.

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Yeah, the base period is set once you file. Just make sure to file as soon as you're eligible, don't wait around.

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Does anyone know if you can work part-time while collecting unemployment in Washington? I might be able to pick up some shifts here and there.

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Yes, you can work part-time but you have to report all earnings when you file your weekly claim. They'll reduce your benefit amount based on how much you earn that week.

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How much can you make before they start reducing benefits?

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In Washington, you can earn up to your weekly benefit amount minus $5 before they start reducing your benefits dollar for dollar.

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Just remember that unemployment is temporary. 26 weeks goes by fast when you're looking for work. Don't get too comfortable on benefits - use the time to really focus on finding your next job.

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Absolutely, I'm viewing this as a bridge to my next job, not a long-term solution.

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Good attitude. Some people get too comfortable on unemployment and then struggle when benefits run out.

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The whole process is honestly pretty straightforward once you get through the initial application. Washington ESD's website walks you through everything step by step. Just be patient if your claim goes into adjudication - it happens to a lot of people.

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Thanks for the encouragement! I'm hoping my case is straightforward since I was laid off due to slow business.

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That should be pretty clear cut for Washington ESD. Layoffs due to lack of work are usually approved without issues.

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One more thing - keep all your documentation! Pay stubs, termination letter, anything related to your employment. Washington ESD might ask for additional verification even if your claim seems straightforward.

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Good point, I'll make sure to keep everything organized. Better safe than sorry.

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Yeah, they love asking for random documents weeks after you file. Having everything ready saves a lot of headaches.

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For what it's worth, I had a similar work situation and got about $420/week. The money helped bridge the gap while I found something better. Just stay on top of your weekly filings and job search requirements.

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That's really helpful to know! $420 would definitely help cover my basic expenses. Thanks for sharing your experience.

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