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Mia Alvarez

Is there a waiting period for Washington ESD unemployment benefits?

I just got laid off yesterday and I'm wondering if there's a waiting period before I can start receiving unemployment benefits in Washington. I've heard different things from coworkers - some say you get benefits right away, others say there's a week you have to wait. Can someone clarify what the actual waiting period is for Washington ESD? I need to know so I can plan my finances accordingly.

There's no waiting week in Washington state anymore. They eliminated it a few years ago. You can receive benefits starting with your first week of unemployment as long as your claim is approved and you meet all the eligibility requirements.

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That's great news! Do I need to file my initial claim right away or can I wait a few days?

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File as soon as possible. You can't backdate your claim, so any delay means you might lose potential benefits for those weeks.

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Yeah the waiting week got eliminated in 2018 I think. But just because there's no waiting week doesn't mean you'll get paid right away - your claim still has to be processed and approved by Washington ESD first.

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How long does processing usually take? I'm worried about bills coming due.

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Usually 2-3 weeks if everything goes smoothly. Could be longer if there are any issues with your claim.

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The waiting week elimination was part of the Paid Family and Medical Leave program implementation. However, there can still be delays if your claim goes into adjudication. Make sure you have all your employment documentation ready when you file - last employer's info, wages, reason for separation, etc.

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What causes a claim to go into adjudication? I was laid off due to company downsizing.

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Layoffs due to downsizing are usually straightforward. Adjudication typically happens when there are questions about why you left your job, eligibility issues, or discrepancies in the information provided.

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I filed my claim three weeks ago and it's been stuck in processing ever since. Can't get through to anyone at Washington ESD on the phone - the lines are always busy or I get disconnected. Found this service called Claimyr that actually got me through to an agent. Check out claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works.

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Never heard of that service. Is it legit? I'm hesitant to use third-party services for government stuff.

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Yeah it's legitimate. They just help you get through the phone system to reach an actual Washington ESD representative. I was able to find out why my claim was delayed.

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wait there's no waiting week anymore?? I thought you had to wait a week before getting benefits. when did this change? I've been telling people wrong information apparently lol

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Yeah it changed in 2018. A lot of people still think there's a waiting week because most other states still have one.

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good to know, thanks for the correction!

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Even though there's no waiting week, you still need to file your weekly claims every week to get paid. Don't forget to do that or you'll miss out on benefits for those weeks.

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When do weekly claims become available? Right after I file my initial claim?

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Weekly claims usually become available the Sunday after you file your initial claim. You'll get instructions on how to file them.

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The whole system is still a mess though. Even without a waiting week, you might wait weeks just to get your claim processed. I know people who waited 6-8 weeks during the pandemic.

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Processing times have improved significantly since the pandemic backlog was cleared. Most claims are processed within 2-3 weeks now.

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That's good to hear. It was really bad there for a while.

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Make sure you meet the work history requirements too. You need to have worked enough hours and earned enough wages in your base period to qualify for benefits.

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What's the base period? Is that just the last year of work?

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It's usually the first four of the last five completed calendar quarters before you file your claim. Washington ESD will calculate it automatically.

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Also don't forget about the job search requirement. You'll need to actively look for work and keep a log of your search activities. This starts right away, even while your claim is being processed.

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How many jobs do I need to apply for each week?

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You need to make at least 3 job search activities per week. This can include applications, networking, job fairs, etc. Keep detailed records.

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The elimination of the waiting week was a significant improvement for claimants. It means you can receive benefits for your first week of unemployment, which helps with immediate financial needs. Just remember that your first payment will still be delayed by normal processing time.

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This is really helpful. I had no idea they eliminated the waiting week. Thanks for the clarification!

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Thanks everyone for all the helpful information! I'm going to file my claim today. Sounds like the sooner I get started, the better.

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Good plan! Make sure you have all your employer information handy when you file. It'll make the process smoother.

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And don't forget to file your weekly claims once they become available. Good luck!

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I remember when we had the waiting week - it was really tough for people who got laid off and needed immediate help. Glad they got rid of it.

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Yeah it was especially hard for people living paycheck to paycheck. Every week counts when you're unemployed.

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Just a heads up - even though there's no waiting week, your first payment might still take 3-4 weeks to arrive because of processing time plus the payment schedule. Plan accordingly.

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Good point. I'll need to budget carefully for the next few weeks until payments start coming in.

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If you do run into issues getting through to Washington ESD, that Claimyr service I mentioned earlier really helped me. Worth checking out if you get stuck trying to reach someone.

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I've been trying to call Washington ESD for days with no luck. Maybe I should try that service too.

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It's definitely worth it if you're having trouble getting through. Saved me a lot of frustration.

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The key thing is to file your claim as soon as possible after becoming unemployed. Don't wait thinking you might find a job quickly - you can always stop claiming benefits if you find work.

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That's a good point. Better to have the claim filed and not need it than to need it and have to wait for processing.

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Washington is actually one of the better states for unemployment benefits. No waiting week, decent benefit amounts, and they've improved their system a lot over the years.

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Agreed. The pandemic really highlighted which states had good unemployment systems and which ones didn't. Washington handled it better than most.

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Don't forget you'll also need to register with WorkSourceWA for job search assistance. It's part of the requirements for receiving benefits.

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Is that something I do right away or can I wait until my claim is approved?

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You should register as soon as possible. It's one of the requirements and helps with your job search activities.

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I've been helping people with unemployment claims for years and the elimination of the waiting week was one of the best changes Washington made. It really helps people in their first week of unemployment when they need it most.

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That's reassuring to hear from someone with experience. Thanks for sharing your perspective.

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Remember that unemployment benefits are taxable income. You can choose to have taxes withheld from your benefits or pay them later, but don't forget about the tax implications.

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Good reminder. I'll make sure to consider the tax situation when I file my claim.

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One more tip - keep all your documentation organized. If there are any questions about your claim later, having everything ready will make resolving issues much faster.

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Will do. I'm going to create a folder with all my employment documents right now.

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Smart move. Organization is key when dealing with any government benefits.

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Just wanted to add that while there's no waiting week, make sure you understand the difference between when you file your claim and when you actually start receiving payments. The elimination of the waiting week means you're eligible for benefits from your first week of unemployment, but there's still the normal processing time before you see any money. I'd recommend having at least 3-4 weeks of expenses saved if possible to bridge that gap. Also, keep track of all your job search activities from day one - the requirement starts immediately even while your claim is being processed.

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This is really comprehensive advice, thank you! I'm definitely going to start keeping a job search log right away. Quick question - when you mention 3-4 weeks of expenses, is that typically how long it takes from filing to receiving the first payment? I want to make sure I have enough saved to cover that gap.

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