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Leslie Parker

If you're laid off can you collect unemployment through Washington ESD?

My company just announced layoffs and I might be affected next month. I've never filed for unemployment before and honestly don't know much about the process. If you're laid off can you collect unemployment benefits in Washington? What do I need to do to prepare? I've been working at this job for 2 years full-time if that matters.

Yes, being laid off definitely qualifies you for unemployment benefits through Washington ESD. Since it's not your fault (involuntary separation), you should be eligible as long as you meet the work history requirements. You'll need to file your claim as soon as possible after your last day of work.

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That's a relief to hear. Do I file online or do I need to call somewhere?

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You can file online at esd.wa.gov - it's much faster than trying to call. Make sure you have your Social Security number, employment history for the last 18 months, and your employer's information ready.

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Layoffs are considered 'no fault' separations so you should qualify right away without any issues. The key is to file your initial claim within the first week after you're laid off. Don't wait thinking you might find another job quickly - you can always stop claiming if you find work.

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Good point about not waiting. How long does it usually take to get approved?

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If everything is straightforward with a layoff, usually 2-3 weeks to get your first payment. Washington ESD has to verify your employment and wages first.

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Just went through this myself last month when my whole department got eliminated. The process was pretty smooth for a layoff situation. Washington ESD will send you a monetary determination showing how much you can receive weekly - mine was about 60% of my previous weekly wages. You'll also need to do job search activities each week.

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What kind of job search activities do they require?

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You need to make at least 3 job search contacts per week and keep a log. This can include applying for jobs, attending job fairs, networking events, or even informational interviews. WorkSourceWA website has good resources for tracking this.

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The job search requirement is no joke - they will audit your activities so make sure you keep detailed records of everything you do.

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One thing that helped me when I was laid off was using Claimyr to get through to Washington ESD when I had questions about my claim status. The phone lines are always busy but Claimyr (claimyr.com) got me connected to an actual agent who could check on my case. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Never heard of that service before. Is it legit?

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Yeah it's totally legitimate. I was skeptical at first too but it really works. Saved me hours of calling and getting busy signals or hung up on.

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I've heard good things about Claimyr from other people too. Washington ESD's phone system is notoriously difficult to get through to.

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Make sure you understand the difference between being laid off vs being fired for cause. Layoffs due to lack of work, company downsizing, or business closure are almost always eligible. If you were terminated for performance or misconduct, that's a different story and might require an appeal process.

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It's definitely a layoff due to budget cuts, so I should be fine on that front.

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Perfect, that makes the process much smoother. Just make sure when you file your claim you select 'lack of work' or 'layoff' as your reason for separation.

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been there done that unfortunately... layoffs suck but at least unemployment helps bridge the gap. File as soon as you can and don't forget to do your weekly claims every week even if you haven't received your determination yet

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What happens if I miss filing a weekly claim?

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you might lose that week's benefits permanently. Washington ESD is pretty strict about the weekly filing deadlines. Set a reminder on your phone or something

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You actually have a short window to file late weekly claims but it's better to just stay on schedule. File every Sunday for the previous week.

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Another tip - if your employer offers severance pay, that might delay when your unemployment benefits start. Washington ESD considers severance as wages, so you need to report it when you file your claim. Same thing with vacation payout.

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I think I might get two weeks severance. How does that affect things?

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You'll probably have to wait until after the severance period ends to start collecting unemployment. But you can still file your initial claim right away - just report the severance when asked.

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The Washington ESD website has a really good eligibility checker tool that can give you an estimate of your weekly benefit amount before you even apply. Just search for 'benefit calculator' on their site. Helped me plan my budget during unemployment.

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That sounds useful, I'll check that out tonight.

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That calculator is pretty accurate. My actual weekly amount was within $20 of what it estimated.

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Don't forget about health insurance! If you lose your job-based insurance, you might qualify for COBRA or subsidized marketplace plans. Sometimes unemployment income can help you qualify for premium tax credits.

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Good point, I hadn't thought about health insurance yet.

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Yeah it's easy to overlook but super important. Washington state has their own health insurance marketplace that might have better options than COBRA.

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Word of warning - Washington ESD will ask about any freelance work or side gigs you do while collecting unemployment. Even small amounts need to be reported on your weekly claims. They cross-reference with tax records so don't try to hide anything.

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I do some occasional freelance writing. Should I stop that while on unemployment?

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You don't have to stop, just report all earnings honestly. They'll reduce your weekly benefit by a portion of what you earn. The exact formula is on their website.

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I learned this the hard way - got an overpayment notice for not reporting $200 in freelance work. Just be transparent about everything.

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Quick question - do you know if your layoff is temporary or permanent? If there's a chance you'll be called back within a specific timeframe, you might be eligible for standby status instead of regular unemployment.

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They said the layoffs are permanent due to budget restructuring.

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Okay, then regular unemployment is what you want. Standby is only for temporary layoffs where you expect to return to the same employer.

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I had to use Claimyr twice during my unemployment claim - once when my weekly claim got stuck and once when I needed to update my address. Both times they got me through to someone at Washington ESD within minutes instead of waiting on hold for hours.

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Seems like a lot of people have had success with that service.

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Yeah, it's been a lifesaver. The Washington ESD phone system is just overwhelmed most of the time. Claimyr makes it manageable.

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Make sure you understand the waiting week policy. Washington eliminated the waiting week during COVID but I think it's back now? Someone correct me if I'm wrong about this.

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No waiting week currently in Washington - that was eliminated permanently, not just during COVID. You can receive benefits for your first eligible week.

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Thanks for the correction! That's good news for anyone filing new claims.

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Pro tip: start gathering your employment documentation now before you actually get laid off. Pay stubs, W-2s, employer contact info, etc. Having everything ready makes filing much smoother.

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Good idea. What specific documents do I need?

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Social Security card, driver's license, last few pay stubs, and employment history for the past 18 months including employer names, addresses, dates worked, and why each job ended.

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Just remember that unemployment is temporary assistance, not a long-term solution. The maximum benefit period is usually 26 weeks in Washington, though this can be extended during high unemployment periods. Use the time wisely to find your next opportunity.

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26 weeks should hopefully be enough time to find something new.

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Yeah, and remember that you can work part-time while collecting unemployment too - just report all earnings. Sometimes a part-time job can lead to full-time opportunities.

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If your claim gets held up in adjudication for any reason (which shouldn't happen with a straightforward layoff), that's another situation where Claimyr can help you get through to someone who can explain what's happening and potentially expedite the process.

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What would cause a layoff claim to go into adjudication?

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Sometimes employers dispute the reason for separation or there are questions about your work history. Usually gets resolved quickly but the phone support helps move things along.

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Last thing - don't feel bad about collecting unemployment after a layoff. You paid into this system through your taxes and it's exactly what it's designed for. It's your safety net, so use it while you look for your next job.

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Thanks everyone for all the helpful advice. Feeling much more prepared now if the layoff happens.

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Good luck! Hopefully you won't need it but at least you know the process now.

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Feel free to come back and ask more questions if you do end up filing a claim. This community is pretty helpful with Washington ESD stuff.

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