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Benjamin Johnson

If I get laid off can I file for unemployment - Washington ESD eligibility?

My company has been talking about layoffs and I'm pretty sure I'm going to be affected. I've never filed for unemployment before and honestly don't know much about the process. If I get laid off can I file for unemployment through Washington ESD? What do I need to know about qualifying? I've been working full-time for the same company for about 2 years now. Any advice would be really helpful since I'm starting to stress about this whole situation.

Yes, if you get laid off through no fault of your own, you should definitely be eligible for unemployment benefits in Washington. Since you've been working full-time for 2 years, you'll easily meet the work history requirements. The key is that layoffs are considered 'involuntary separation' which qualifies you for UI benefits. You'll want to file your claim as soon as possible after your last day of work.

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That's a relief to hear. Do I need to wait until I'm actually laid off to file, or can I start the process early?

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You need to wait until your actual last day of work. Washington ESD won't process claims for future unemployment, only after you're already separated from your job.

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Layoffs definitely qualify you for unemployment benefits. The Washington ESD system is set up exactly for situations like yours. You'll need to file your initial claim online through their website, then file weekly claims to continue receiving benefits. Make sure you have your Social Security number, driver's license, and employment history ready when you file.

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Good to know about having documents ready. What kind of employment history information do they need?

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They'll want your employer's name, address, dates of employment, and your gross wages for the last 18 months. If you have pay stubs that's helpful but not required.

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I went through this exact situation last year when my company did mass layoffs. Filing was actually easier than I expected. The hardest part was getting through to Washington ESD on the phone when I had questions about my claim status. I ended up using this service called Claimyr (claimyr.com) that helped me get through to an actual agent. They have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me hours of calling.

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Thanks for the tip about Claimyr! I'll definitely keep that in mind if I need to talk to someone at Washington ESD.

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Never heard of that service but getting through to Washington ESD is definitely a nightmare. Might be worth looking into.

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One thing to keep in mind is that even though you qualify for unemployment after a layoff, there's usually a one-week waiting period before you start receiving benefits. So make sure you have some money saved up to cover that first week. Also, you'll need to actively look for work and report your job search activities when you file your weekly claims.

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A waiting period? That seems weird if I'm getting laid off through no fault of my own.

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I know it seems unfair, but that's just how the system works. The waiting period applies to everyone, regardless of why you're unemployed.

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Actually, Washington eliminated the waiting week in 2023. You should be able to receive benefits for your first week of unemployment now.

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ugh the whole unemployment system is so confusing and stressful when you're already dealing with losing your job. i filed last month after getting laid off and it took forever to get approved. had to wait like 3 weeks before my first payment showed up

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Three weeks?? That's so long when you need the money right away.

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yeah it was really stressful. they had to do some kind of verification or something. but once it got approved the payments were backdated so i got everything i was owed

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The good news is that if you're laid off, your case should be pretty straightforward. Washington ESD processes layoff claims much faster than other types of separations because there's no question about eligibility. Just make sure you file your weekly claims on time every week and keep track of your job search activities. Missing a weekly claim can delay your benefits.

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What counts as job search activities? Do I need to apply to a certain number of jobs each week?

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Yes, you need to make at least 3 job search contacts per week. This can include applying for jobs, contacting employers directly, attending job fairs, or working with employment agencies. Keep a log of all your activities.

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been there, done that. layoffs suck but at least unemployment helps cushion the blow. just be prepared for the whole process to take some time. the washington esd website can be slow and glitchy sometimes too

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Good to know about the website issues. I'll be patient with the technology side of things.

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One more important thing - make sure you understand how severance pay affects your unemployment benefits. If your company gives you severance, it might delay when you can start collecting unemployment. Washington ESD has specific rules about how severance is treated, so you'll want to report it accurately when you file your claim.

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I don't think we get severance but I'll definitely ask about that when the layoffs happen.

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Good idea. Even if they don't normally offer severance, sometimes companies will provide some kind of separation pay during layoffs.

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i got laid off 6 months ago and still haven't found anything permanent. the job market is rough right now. unemployment benefits don't replace your full salary but they definitely help keep you afloat while you're looking

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Six months is a long time to be looking. That's scary to think about.

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yeah it's been tough but i'm getting by. the key is to not get discouraged and keep applying. something will come up eventually

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Just want to add that you should file your claim online through the Washington ESD website rather than trying to call. The online system is available 24/7 and much faster than waiting on hold. You can create your account and file your initial claim all in one session if you have your documents ready.

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That's helpful. I was wondering if I needed to call or could do it online.

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Another thing about Claimyr - I used it when I had questions about my benefit amount calculation. The automated system couldn't answer my specific question and I kept getting hung up on when calling directly. Claimyr got me through to a real person who explained everything clearly. Worth having as a backup option if you run into issues.

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Good to know it's not just for filing claims but also for getting questions answered.

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I might need to try that service too. I've been trying to get through to Washington ESD for weeks about an issue with my claim.

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honestly the worst part about getting laid off isn't even the money stuff, it's the uncertainty and stress. filing for unemployment at least gives you some peace of mind that you'll have some income coming in while you look for your next job

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Yeah, that's exactly what I'm worried about. The financial stress on top of job searching sounds overwhelming.

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Don't forget that unemployment benefits are taxable income. You can choose to have taxes withheld from your benefit payments, or you can pay them when you file your tax return. I'd recommend having them withheld so you don't get surprised with a big tax bill later.

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I hadn't thought about taxes. Thanks for mentioning that!

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No problem. It's easy to overlook but important to plan for.

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the whole system is designed to help people in your exact situation. layoffs happen and unemployment insurance is there as a safety net. don't feel bad about using it - you paid into the system through your paychecks

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That's a good way to think about it. I never really thought about it as insurance that I've been paying into.

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One last tip - keep detailed records of everything. Save copies of your application, print out your benefit statements, and keep a log of your job search activities. If any issues come up later, having good documentation will make resolving them much easier.

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Great advice. I'll start a folder for all the unemployment paperwork when the time comes.

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You should also know that there are resources available to help with job searching beyond just the unemployment benefits. WorkSource Washington offers job search assistance, resume help, and sometimes even job training programs. It's worth checking out their services while you're receiving benefits.

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I'll definitely look into WorkSource. Any extra help with job searching would be great.

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They have offices all over the state and online resources too. Really helpful for getting back on your feet.

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just want to say hang in there if the layoffs do happen. it's scary but you'll get through it. the unemployment benefits will help bridge the gap and you'll find something new eventually

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Thanks for the encouragement. It helps to hear from people who have been through this before.

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One more thing about using Claimyr - I found it especially helpful because I could get through to Washington ESD during my lunch break instead of having to take time off work to call during business hours. When you're already stressed about potentially losing your job, having that flexibility was really valuable.

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That's a really good point about timing. I wouldn't want to have to explain to my current employer why I'm calling unemployment during work hours.

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Overall, yes - getting laid off definitely qualifies you for unemployment benefits in Washington. The process is straightforward for layoff situations since there's no question about fault or eligibility. File as soon as possible after your last day, be honest and accurate with all information, and stay on top of your weekly claims. You'll get through this.

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Thank you everyone for all the helpful information. I feel much more prepared now if the layoffs do happen.

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You're welcome! Hope everything works out for you, but at least now you know you have options if needed.

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