How much does unemployment pay in Washington state - need to know before filing

That's actually higher than I expected! So if I made $12,600 in my highest quarter, I'd get around $484 per week?

Yes, that sounds about right. The exact calculation can vary slightly but you're in the ballpark. Make sure to file as soon as you're eligible.

6 weeks?? That's terrifying. How did you finally get through to them?

I had a similar delay last year and found this service called Claimyr (claimyr.com) that actually gets you connected to Washington ESD agents. They have this demo video https://youtu.be/7DieNd3C7zQ showing how it works. Saved me hours of calling and getting hung up on.

wish i knew about that earlier, would have saved me so much stress

I don't have any dependents, so just the base amount for me.

Wait really? I didn't know about the dependent benefits. Do you have to prove anything special for that?

Yes, you'll need to provide documentation like birth certificates or disability documentation when you file your initial claim.

What kind of verification issues? I want to make sure I have everything ready.

They wanted proof of my job search activities even though I was still in my first week. Then they questioned my separation reason even though I had termination paperwork. Just be prepared for delays.

That sounds frustrating but also like you might have had some unusual circumstances. Most straightforward layoffs don't have those issues.

3 jobs per week seems manageable. Do they check up on that?

Yes, they can audit your job search activities at any time. Make sure you're actually applying and keeping good records, not just going through the motions.

I got audited after 8 weeks and had to provide screenshots of all my applications. Good thing I kept everything organized.

No, that's the gross amount. You can choose to have federal taxes withheld (10%) but state taxes aren't taken out automatically. You'll owe taxes on unemployment income when you file your return.

Thanks, so I should probably have the 10% withheld to avoid a big tax bill later.

definitely withhold taxes if you can afford the smaller weekly amount. learned that the hard way last year

How does that service work exactly? Do they just call for you?

They have an automated system that handles the calling and waiting, then connects you when an agent is available. Way better than sitting on hold for hours or getting disconnected.

Honestly sounds too good to be true but if it works...

I was a regular W-2 employee the whole time, so hopefully that makes it simpler.

Yeah, W-2 income is straightforward. You should be able to estimate pretty accurately with the formula the first commenter mentioned.

Wait, there's a waiting period? So I won't get paid for my first week of being unemployed?

Correct. The first week is unpaid, then you start receiving benefits from week 2 onward, assuming your claim is approved.

that waiting week really hurt when I was already stretched thin from losing my job

Yeah, definitely going to have to adjust my budget significantly. At least it's something though.

Look into food assistance and other programs too if you need them. Unemployment income usually qualifies you for additional help.

Good to know! I might take some freelance work if it becomes available.

Just make sure to report every penny you earn or they'll hit you with an overpayment later.

Yes! The overpayment notices are no joke. I had to pay back $800 because I misreported some income.

That's reassuring to hear it actually works! I might need to use it if I run into issues.

Glad it helped you too! It's been a game changer for actually getting answers from Washington ESD.

Perfect, so I'll know for sure once I file and get that letter.

Make sure your address is correct when you file so you actually receive the letter!