< Back to Washington Unemployment

Caleb Bell

How much does an employer pay when an employee files for unemployment in Washington?

My manager mentioned something about the company having to pay when I file for unemployment and now I'm worried they might fight my claim. I got laid off two weeks ago due to budget cuts and need to file with Washington ESD but don't want to cause problems. Does the employer actually have to pay money directly when someone files? I heard something about taxes but not sure how it works. Should I be concerned about this affecting my claim approval?

Employers don't pay directly when you file - they pay unemployment taxes whether anyone files or not. Your benefits come from the unemployment insurance fund that employers contribute to through quarterly tax payments. The amount they pay is based on their 'experience rating' which goes up if they have more claims, but it's not like they write a check when you file.

0 coins

That makes me feel better! So they can't refuse to pay my benefits or anything like that?

0 coins

Correct - they can't refuse payment. They can contest your eligibility if they think you were fired for misconduct, but even then Washington ESD makes the final decision, not the employer.

0 coins

Yeah employers pay into the system through SUTA taxes (State Unemployment Tax Act). In Washington it's called the unemployment insurance tax. The rate varies by employer but it's typically between 0.2% to 6% of wages. Companies with more layoffs and claims pay higher rates over time.

0 coins

Is that why some employers try to fight unemployment claims even when they're valid?

0 coins

Exactly. Higher claim rates = higher tax rates in future years. But fighting valid claims is pretty pointless since Washington ESD investigates thoroughly.

0 coins

I had a similar worry when I got laid off last year. My boss made some comment about it 'costing the company money' and I was stressed about filing. Turns out they were just being dramatic - employers pay the same taxes regardless and my claim went through fine.

0 coins

How long did your claim take to process? I'm hoping to get approved quickly.

0 coins

Mine took about 3 weeks but I had some adjudication issues. If it's a straightforward layoff yours should be faster.

0 coins

Just to add - if you're having trouble reaching Washington ESD to ask questions about your claim, I used this service called Claimyr (claimyr.com) that helped me get through to an actual agent. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Really saved me hours of calling and getting busy signals.

0 coins

Never heard of that before. Does it actually work or is it just another scam?

0 coins

It's legit - they basically handle the calling for you and connect you when they get through. Saved me so much frustration with the Washington ESD phone system.

0 coins

your employer probably just doesn't understand how unemployment works. lots of managers think they pay out of pocket when someone files but that's not how it works at all. the unemployment insurance fund is separate and managed by the state

0 coins

That's probably it - he seemed genuinely surprised when I mentioned filing. Maybe he's never dealt with layoffs before.

0 coins

Yeah some smaller companies don't really know the system. They just know their accountant handles 'unemployment taxes' but don't understand the details.

0 coins

The only time an employer might 'pay' directly is if you're approved for benefits and they successfully appeal later proving you were fired for misconduct. Then they might not see their tax rate increase. But even then, the benefits you already received don't get clawed back from the employer - it comes from the state fund.

0 coins

Good point about the appeal process. Though if someone was truly laid off due to budget cuts like OP, there's no misconduct involved so no grounds for appeal.

0 coins

Definitely. Layoffs due to business reasons are pretty clear-cut for Washington ESD approval.

0 coins

I work in HR and can confirm - we pay unemployment insurance taxes quarterly regardless of claims. The rate adjusts annually based on our 'experience rating' but there's no direct payment when someone files. Your manager is probably just worried about the long-term tax implications.

0 coins

Is there anything I should know about the process that might help avoid issues?

0 coins

Just be honest on your application about the reason for separation. Since you were laid off, not fired, it should be straightforward. Keep documentation of the layoff just in case.

0 coins

Wait so if employers are paying anyway why do some of them fight claims so hard? My last boss tried to say I quit when I was actually fired

0 coins

Because their future tax rates depend on their claim history. More approved claims = higher taxes down the road. Some employers fight everything hoping to keep their rates low.

0 coins

That's so frustrating! At least Washington ESD investigates instead of just taking the employer's word.

0 coins

Don't let your manager's comment stress you out. You were laid off through no fault of your own - that's exactly what unemployment insurance is for. File your claim and don't worry about what the company pays. That's their business expense, not your problem.

0 coins

You're right, I'm overthinking this. I qualify for benefits and need them to pay bills.

0 coins

The whole system is designed so employees don't have to worry about the employer cost. Think of it like workers comp insurance - employers pay premiums and when someone gets hurt, the insurance covers it. Same concept with unemployment.

0 coins

That's actually a really good analogy. Never thought of it that way but it makes perfect sense.

0 coins

Yeah it helps to think of UI benefits as insurance payouts rather than employer payments. Takes away the guilt factor.

0 coins

Just file your claim! I waited two weeks after getting laid off because I felt bad about 'costing the company money' and ended up losing out on those weeks of benefits. Don't make the same mistake I did.

0 coins

Oh no! Can you backdate claims or are those weeks just lost?

0 coins

You can sometimes backdate but it's complicated and not guaranteed. Better to file right away when you become unemployed.

0 coins

If you need to talk to someone at Washington ESD about this, definitely try that Claimyr thing someone mentioned earlier. I spent literal hours trying to get through last month before finding out about it. Game changer for reaching actual humans there.

0 coins

Is it expensive? I'm already tight on money after losing my job.

0 coins

Way cheaper than the stress and lost time from trying to call yourself. Check out their demo video to see if it's worth it for your situation.

0 coins

The employer cost thing is such a common misconception. I've seen people not file for benefits they're entitled to because they don't want to 'hurt' their former employer. The money is already set aside in the unemployment fund - your claim doesn't take money out of your employer's pocket.

0 coins

That's exactly how I was feeling! Good to know I'm not actually taking money from them directly.

0 coins

EMPLOYERS HATE PAYING UNEMPLOYMENT TAXES AND WILL SAY ANYTHING TO DISCOURAGE CLAIMS!!! Don't fall for their guilt trips - you paid into this system through your work and deserve benefits when you're laid off. File immediately!

0 coins

While I agree about filing, not all employers are malicious. Some just don't understand the system very well.

0 coins

Fair point but the end result is the same - workers feeling guilty about claiming benefits they earned.

0 coins

Quick update - I went ahead and filed my claim this morning. The online system was pretty straightforward and I should hear back within a few days. Thanks everyone for explaining how the employer payment thing works, really put my mind at ease!

0 coins

Good for you! Hope your claim processes quickly and smoothly.

0 coins

Keep us posted on how it goes. Always good to hear success stories for people going through the same thing.

0 coins

For anyone else reading this thread later - Washington ESD has good info on their website about employer responsibilities vs employee rights. Worth reading if you're nervous about filing. The system really is designed to protect workers, not employers.

0 coins

Do you have a direct link? The Washington ESD website can be hard to navigate sometimes.

0 coins

Check their FAQ section about unemployment insurance. Has a whole section on how employer taxes work vs benefit payments.

0 coins

One more thing - if your employer does try to contest your claim, don't panic. Washington ESD will investigate and make an impartial decision. They see employer contests all the time and know how to sort out legitimate claims from questionable ones.

0 coins

Hopefully it won't come to that since this was clearly a layoff, but good to know the process is fair.

0 coins

Just want to add my experience with Claimyr since a couple people mentioned it. Used it last month when I needed to resolve an adjudication issue and couldn't get through to Washington ESD. Worked exactly like they show in their demo video. Definitely recommend if you're having phone trouble.

0 coins

How long did it take them to connect you? I've been trying to call for days.

0 coins

They got me connected within a few hours during a weekday. Way better than the hours I spent getting busy signals on my own.

0 coins

Bottom line - you earned those benefits through your work and payroll deductions. Your employer's tax situation is not your concern when you're unemployed through no fault of your own. File with confidence!

0 coins

Thanks! This whole thread has been super helpful and reassuring.

0 coins

Glad to see another person getting the help they need. These unemployment threads always make me appreciate how complicated the system seems from the outside but how much clearer it gets when people explain it properly.

0 coins

Totally agree. The Washington ESD website has the info but sometimes you need real people to explain it in plain English.

0 coins

Washington Unemployment AI

Expert Assistant
Secure

Powered by Claimyr AI

T
I
+
20,095 users helped today