Does the company that fired you pay Washington ESD unemployment benefits?
My employer terminated me last month and I'm filing for unemployment with Washington ESD. A coworker told me that my old company has to pay for my unemployment benefits directly. Is this true? I'm worried they might fight my claim if they have to pay for it out of pocket. How does this actually work in Washington state?
48 comments

Jamal Carter
Your former employer doesn't pay your benefits directly. They pay unemployment taxes to Washington ESD throughout the year based on their payroll, and those taxes fund the unemployment insurance system. When you file a claim, the money comes from that general fund, not directly from your employer's bank account.
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Zoe Papadakis
AuthorOh that makes more sense! So they can't just refuse to pay my unemployment?
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Jamal Carter
Exactly. They already paid the taxes. However, they can still contest your claim if they believe you were terminated for misconduct or quit voluntarily.
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AstroAdventurer
The employer's unemployment tax rate can go up if they have a lot of former employees collecting benefits though. That's why some companies fight legitimate claims - they're trying to keep their tax rate low.
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Mei Liu
That's so messed up. Companies should just accept when they fire someone that person deserves benefits.
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AstroAdventurer
I agree it's frustrating. The tax rate increase is usually minimal compared to what they save by not having an employee they don't want.
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Liam O'Sullivan
I had trouble reaching Washington ESD when my employer contested my claim. Spent hours on hold trying to get through to explain my side. Finally used claimyr.com to get connected to an agent quickly. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Made the whole process way less stressful.
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Zoe Papadakis
AuthorHow much does something like that cost? I'm already tight on money.
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Liam O'Sullivan
It's worth checking out their site for details. For me, getting through to resolve my contested claim quickly was worth it since I needed those benefits.
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Amara Chukwu
Never heard of that service but sounds helpful. Washington ESD phone lines are always swamped.
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Giovanni Conti
In Washington, employers pay into the unemployment insurance fund through payroll taxes. The rate they pay depends on their industry and their 'experience rating' - basically how many former employees have collected benefits. But the benefits you receive come from the state fund, not directly from your employer.
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Fatima Al-Hashimi
So if a company fires a bunch of people, their tax rate goes up the next year?
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Giovanni Conti
Yes, generally speaking. Companies with higher turnover and more UI claims pay higher rates. It's designed to incentivize good employment practices.
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NeonNova
my boss told me when he fired me that he wouldnt have to pay unemployment if i quit instead. sounds like he was lying?
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Jamal Carter
He was misleading you. If you quit voluntarily, you typically can't collect unemployment benefits. That's what he was referring to - not paying out of pocket, but preventing you from being eligible for benefits at all.
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NeonNova
wow what a jerk. glad i didnt fall for that
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AstroAdventurer
Unfortunately some employers try this tactic. Always better to be terminated if you're going to lose your job anyway - at least you can collect benefits.
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Dylan Campbell
Washington ESD will send your former employer a notice when you file for benefits. They have 10 days to respond if they want to contest it. Most employers don't contest unless they think you quit or were fired for serious misconduct.
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Zoe Papadakis
AuthorWhat counts as serious misconduct? I was fired for being late a few times.
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Dylan Campbell
Being late occasionally usually isn't considered misconduct unless it was excessive and you were repeatedly warned. Misconduct typically means things like theft, violence, or willful disregard of company policies.
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Mei Liu
The whole system is confusing. I thought my company had to cut me a check for unemployment when they laid me off lol
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Sofia Hernandez
Haha no, that would be severance pay if they offered it. Unemployment comes from Washington ESD after you apply.
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Mei Liu
That makes way more sense. I was wondering why companies would ever fire anyone if they had to pay directly.
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Dmitry Kuznetsov
I work in HR and can confirm - we pay unemployment taxes quarterly to Washington state. When someone files a claim, Washington ESD handles everything. We might contest if we have documentation that the person quit or was terminated for cause, but otherwise we just respond to their requests for information.
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Zoe Papadakis
AuthorThanks for the insider perspective! Do you contest claims often?
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Dmitry Kuznetsov
Not really. Only when we have clear documentation of misconduct or voluntary quit. It's usually not worth the time and effort to fight legitimate claims.
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Ava Thompson
Wish all employers were like yours. Some seem to fight every single claim.
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Miguel Ramos
If you're worried about your employer contesting, make sure you have documentation of why you were fired. Keep any emails, write down what was said, etc. Washington ESD will want to hear both sides if there's a dispute.
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Zoe Papadakis
AuthorGood advice. I do have the termination paperwork they gave me.
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Miguel Ramos
Perfect. That should help your case if they try to claim you quit or were fired for misconduct.
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Zainab Ibrahim
Been through this process twice unfortunately. Both times the employers were notified but didn't contest. Got my benefits within a few weeks. The second time I had issues reaching Washington ESD about a question and someone recommended Claimyr to help get through. Worked great.
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StarSailor
Is Claimyr legit? Seems almost too good to be true.
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Zainab Ibrahim
Yeah it's real. Just helps you get through to an actual person at Washington ESD instead of sitting on hold forever. Check out claimyr.com if you're curious.
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Connor O'Brien
The employer tax thing is why some companies are quick to fire people right before they would qualify for benefits. They're trying to game the system.
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Yara Sabbagh
That's horrible. Is that even legal?
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Connor O'Brien
Unfortunately yes, as long as they have legitimate business reasons. The timing might be suspicious but it's hard to prove it was just to avoid unemployment costs.
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Keisha Johnson
Your benefits amount is based on your wages over the past year, not on what your employer paid in taxes. So even if your company had low taxes, you could still get the full amount you're entitled to.
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Zoe Papadakis
AuthorThat's reassuring. I was worried I'd get less money if my company didn't pay much in taxes.
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Keisha Johnson
Nope, your benefit amount is calculated from your earnings history. The employer taxes just fund the overall system.
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Paolo Rizzo
I manage payroll and we pay about $500-800 per employee per year in unemployment taxes depending on our rate. It's just a cost of doing business. The rate goes up if we have a lot of claims but it's still cheaper than keeping employees we don't need.
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QuantumQuest
Thanks for sharing actual numbers. Puts it in perspective.
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Paolo Rizzo
No problem. I think a lot of employees don't understand how the system actually works.
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Amina Sy
Bottom line - file your claim as soon as possible after being terminated. Don't worry about whether your employer will 'pay for it' because that's not how it works. They already paid into the system through taxes.
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Zoe Papadakis
AuthorWill do. Thanks everyone for clearing this up! Feel much better about filing now.
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Oliver Fischer
Good luck with your claim! Hope it goes smoothly.
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Natasha Petrova
Pro tip: when you file online with Washington ESD, save copies of everything. If your employer contests and you need to talk to someone, having all your documentation ready makes the call go much faster.
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Javier Morales
And if you can't get through on the phone, that Claimyr service people mentioned actually works. Used it when I had an adjudication issue and got connected right away.
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Natasha Petrova
Good to know there are options. Washington ESD phone system can be brutal during busy times.
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