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Chloe Martin

How much can you get on unemployment benefits from Washington ESD?

I'm trying to figure out what to expect if I file for unemployment benefits. My job at a manufacturing plant ended last month and I've never been on UI before. Does anyone know how Washington ESD calculates weekly benefit amounts? I made around $52k last year but not sure if that matters. Also wondering about the maximum you can receive per week in Washington state. Any info would be helpful since I need to budget for bills.

Diego Rojas

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Washington ESD uses your earnings from the last 18 months to calculate your weekly benefit amount. They look at your highest earning quarter and divide by 26. The maximum weekly benefit for 2025 is $999 plus $25 for dependents if you qualify. With your salary you'll probably get a decent amount.

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Chloe Martin

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Thanks! So they use 18 months not just the previous year? That's good to know.

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Actually it's your base period which is usually the first 4 of the last 5 completed quarters before you file. The calculation is more complex than just dividing by 26.

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StarSeeker

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The exact formula is: take your two highest earning quarters in your base period, add them together, divide by 52, then multiply by 0.0385. That gives you your weekly benefit rate. The $999 max is correct for 2025. You can also use the benefit calculator on the Washington ESD website to get an estimate.

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Chloe Martin

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Wow that's more complicated than I thought. I'll try the calculator on their site.

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The benefit calculator is helpful but sometimes the numbers seem off. I'd recommend calling Washington ESD to verify once you get your determination letter.

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Zara Ahmed

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good luck getting through to anyone at Washington ESD on the phone lol. I've been trying for weeks to get someone to explain my benefit amount and can never get past the busy signal

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Diego Rojas

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Have you tried calling right at 8am when they open? That's usually the best time to get through.

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Luca Esposito

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I had the same problem until I found Claimyr.com - they actually got me connected to a Washington ESD agent within 20 minutes. There's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me hours of redialing.

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Nia Thompson

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Just to add - you can receive benefits for up to 26 weeks in most cases, sometimes longer if there are extensions. Also remember you have to pay taxes on unemployment benefits so factor that into your budgeting.

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Chloe Martin

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I didn't know about the taxes. Should I have them withhold taxes or pay at the end of the year?

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StarSeeker

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You can choose to have 10% withheld for federal taxes when you certify each week. Most people do this to avoid a big tax bill later.

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Make sure you meet all the eligibility requirements too. You need to have earned at least $3,465 in your base period and meet the job separation requirements. Washington ESD will verify everything when you apply.

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Chloe Martin

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I was laid off due to lack of work so I think I should be eligible. The earnings requirement shouldn't be a problem either.

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One thing to keep in mind - if you had any other income like severance pay or vacation payout, that might affect when your benefits start. Washington ESD considers that deductible income.

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Chloe Martin

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I did get two weeks severance. Will that delay my benefits?

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It won't delay them but those weeks might be non-payable depending on the amount. You still need to file your weekly claims though.

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The system is so confusing honestly. I'm getting like $340 a week but my friend who made less than me gets $450. Makes no sense.

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StarSeeker

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It depends on when you both worked and earned your wages. The base period calculation can vary a lot between people. Your friend might have had more consistent earnings in their qualifying quarters.

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Yeah the timing of when you file really matters for which quarters they use. I filed in January vs December and it made a $100 difference in my weekly amount.

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Ethan Wilson

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Don't forget you have to actively look for work and document your job search activities. Washington ESD requires 3 job search activities per week to maintain eligibility for benefits.

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Chloe Martin

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What counts as a job search activity? Just applying for jobs?

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Ethan Wilson

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Applying for jobs, networking contacts, career fairs, WorkSource workshops, updating your resume with a counselor - lots of things count. Keep detailed records.

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Yuki Tanaka

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If you're having trouble reaching Washington ESD about your benefit calculation, I had success using that Claimyr service someone mentioned earlier. They connected me to an agent who walked through my benefit determination and explained why my amount was what it was.

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Zara Ahmed

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How much does that cost? I'm already strapped for cash.

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Yuki Tanaka

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It's worth it when you consider how much time you save not calling over and over. Plus getting accurate info about your benefits is important for planning.

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Carmen Diaz

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Pro tip: file your initial claim as soon as possible after your last day of work. Benefits are paid from the date you file, not from when you became unemployed. Don't wait thinking you might find a job quick.

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Chloe Martin

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Good point. I was hesitating because I thought I might find something soon but it's been a month already.

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Andre Laurent

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Also remember that if you work part-time while collecting benefits, you can still receive partial unemployment as long as you earn less than 1.5 times your weekly benefit amount.

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Chloe Martin

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That's good to know. I might pick up some gig work while job hunting.

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Diego Rojas

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Just make sure to report all earnings when you file your weekly claims. Even small amounts need to be reported.

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AstroAce

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the whole system is a mess tbh. took them 6 weeks to process my claim and then my benefit amount was way lower than the calculator estimated. finally got someone on the phone through claimyr to explain it

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What was the issue with your calculation? I'm worried mine might be wrong too.

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AstroAce

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they were using the wrong base period somehow. had to provide additional wage info to get it corrected. took another 3 weeks but got backpay

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Jamal Brown

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For what it's worth, $52k annually should put you close to the higher end of benefit amounts in Washington. You'll probably qualify for $600-700 per week depending on how your earnings were distributed across quarters.

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Chloe Martin

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That would really help with my mortgage payment. Fingers crossed it works out that way.

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Mei Zhang

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Make sure to set up your online account at https://secure.esd.wa.gov right away. You'll need it for filing weekly claims and checking your benefit status. The site can be glitchy sometimes but it's the main way to manage your claim.

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Chloe Martin

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Already created my account but haven't filed the initial claim yet. Planning to do it this weekend.

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Don't wait until the weekend - file it today if you can. Every day you wait is money you're leaving on the table.

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