How much is unemployment insurance benefits in Washington ESD weekly amount?

Thanks! So if my highest quarter was around $15,000, that would be about $576 divided by 26 weeks, then times 3.85%? That seems like a really small amount.

No, you're mixing up the calculation. It's your quarterly earnings divided by 26, then multiply by the benefit percentage. So $15,000 ÷ 26 = $576 weekly average, then roughly 50% of that would be your benefit amount.

That would help a lot with my mortgage payments. How long does it take to get approved and start receiving benefits?

Usually 2-3 weeks if there are no issues with your claim. Make sure you file your weekly claims every week even while waiting for approval.

How much does that cost? Seems like something the state should provide for free.

It was worth it for me since I was wasting hours trying to call myself. The agent was able to explain my benefit calculation in detail and answer all my questions about the process.

I might try that too, been calling for weeks about my claim status with no luck getting through.

I have two kids under 18, so that would be an extra $50 per week? That's helpful to know!

Yes exactly, just make sure to claim them when you file your initial application. You'll need their Social Security numbers.

26 weeks should hopefully be enough time to find another job. The job market seems decent right now in manufacturing.

Yeah and you can work part-time while collecting benefits too, they just reduce your weekly amount based on what you earn.

What counts as a valid job search activity? Just applying for jobs or do you need to do other things too?

Job applications, networking events, career fairs, informational interviews, even updating your resume can count. Just keep detailed records of everything.

I got in trouble for not having enough job search activities one week. They're pretty strict about the requirements.

I did get a small severance package, about 2 weeks worth. So my benefits won't start for 2 weeks after I file?

Exactly, they'll push back your benefit start date to account for the severance period. But you should still file your claim right away.

I tried using that calculator but it was confusing. It kept asking for quarterly wage information that I don't have easy access to.

You can get your wage information from your employer or check your pay stubs. The calculator uses the same formula Washington ESD uses for actual claims.

Good point, I hadn't thought about the tax implications. Is it better to have them withhold taxes or pay later?

Depends on your situation. If you think you might owe taxes at the end of the year, having them withhold 10% can help avoid a big tax bill later.

What day of the week do you file your weekly claims? I heard there are specific days based on your Social Security number.

You can file any day of the week, but they encourage you to spread it out. I usually file on Wednesdays to avoid the Monday rush.

How long does the appeal process take? I want to make sure I understand my rights if something goes wrong.

Mine took about 6 weeks to resolve. They eventually corrected the error and gave me back pay for the difference. Keep all your documentation just in case.

I was actually considering taking some certification classes. Would that disqualify me from benefits?

Part-time classes might be okay if they don't interfere with your ability to work full-time. But full-time school usually makes you ineligible for regular UI benefits.

I'm definitely going to try that service. I've been trying to reach Washington ESD for two weeks about my pending claim with no luck.

It's really helpful when you need to talk to someone quickly instead of spending hours on hold. Check out their demo video to see how it works.

Good reminder, I should double-check that when I file my claim. Thanks for all the helpful information everyone!

You're welcome! Filing for unemployment can be stressful but once you understand the process it's pretty straightforward.

That's confusing - so if I file now in early 2025, what quarters would they use for my calculation?

They'd probably use Q1 2024 through Q4 2024 as your base year, since those are the most recent completed quarters.

A week waiting period on top of the severance delay means I won't see any money for at least 3 weeks. That's going to be tight financially.

I know it's tough, but once the payments start they're usually pretty reliable. You'll get through this period.

Thanks for mentioning that. I'll make sure to save all the documentation throughout the year.

Smart move. Good luck with your claim and I hope you find a new job soon!