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Chloe Anderson

Washington ESD unemployment how much will I get paid weekly?

I just applied for unemployment benefits through Washington ESD and I'm trying to figure out how much money I'll actually receive each week. I made about $52,000 last year working at a manufacturing plant but got laid off two weeks ago. Does anyone know how Washington ESD calculates your weekly benefit amount? I've heard it's based on your highest earning quarter but I'm not sure exactly how that works. Really need to know so I can budget properly while I'm looking for work.

Washington ESD uses your highest earning quarter from your base period to calculate benefits. They take that quarter's wages and divide by 26 to get your weekly benefit amount. Maximum weekly benefit in 2025 is $999 plus $33 for each dependent child up to 5 kids.

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Thanks! So if my highest quarter was around $15,000, I'd get about $577 per week? That would really help with my mortgage payments.

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That sounds about right, but Washington ESD will send you a determination letter with the exact amount once they process your claim.

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The base period is usually the first four of the last five completed calendar quarters before you filed. So if you filed in January 2025, they'd look at quarters from January 2024 through September 2024 to find your highest earning quarter.

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Wait, what if someone had really low earnings in that period but made more money in recent months? Can you use a different base period?

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Yes! Washington ESD has an alternate base period option if you don't qualify using the standard base period. It uses the last four completed quarters instead.

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Just went through this myself last month. Had trouble getting through to Washington ESD to check my benefit calculation, kept getting busy signals and disconnected calls. Finally used Claimyr to get connected to an actual agent who explained everything. They have a service at claimyr.com that helps you reach Washington ESD representatives without the usual phone maze. There's even a demo video at https://youtu.be/7DieNd3C7zQ showing how it works.

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How much does something like that cost? I'm already tight on money.

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It was worth it for me to get quick answers instead of spending hours trying to call. The peace of mind knowing exactly what my benefits would be was huge.

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Never heard of that service but anything's better than calling Washington ESD directly. I've been on hold for 3 hours before just to get hung up on.

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Don't forget you also have to meet the total wage requirement. You need at least $7,800 in total wages during your base period AND at least $1,950 in your highest quarter. If you don't meet both requirements, you won't qualify for regular unemployment benefits.

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What happens if you don't meet those requirements? Are there other options?

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You might qualify using the alternate base period, or potentially for other programs depending on your situation. Washington ESD will automatically check both base periods when processing your claim.

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omg the waiting is killing me! filed my claim 2 weeks ago and still haven't gotten my determination letter. how long does it usually take to find out your benefit amount?? need to know if i should look for a part time job while waiting

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Determination letters usually come within 2-3 weeks of filing, but it can take longer if there are any issues with your claim that need adjudication.

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ugh what kind of issues? my claim status just says 'under review' with no other details

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That's exactly the kind of situation where Claimyr helped me. I was able to talk to a Washington ESD agent who looked up my claim and explained what was causing the delay.

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THE WHOLE SYSTEM IS BROKEN! I've been trying to get someone at Washington ESD on the phone for weeks just to ask about my benefit calculation. Every time I call I either get a busy signal or sit on hold for hours just to get disconnected. How are we supposed to get basic information about our own claims?

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I feel your frustration. The phone system is definitely overwhelmed. Have you tried calling right when they open at 8am? Sometimes that works better.

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tried that too, still can't get through. this is ridiculous

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This is exactly why I ended up using that phone service I mentioned earlier. Sometimes you just need to talk to a real person to get answers.

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Your weekly benefit amount also depends on whether you work part-time while collecting unemployment. Washington ESD has earnings deduction rules that reduce your benefits if you earn more than a certain amount each week.

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Good point! What's the earnings limit before they start reducing benefits?

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You can earn up to your weekly benefit amount minus $5 without any reduction. Anything above that gets deducted dollar for dollar from your unemployment benefits.

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Also remember you have to pay taxes on unemployment benefits. Washington state doesn't tax unemployment income but federal taxes still apply. You can choose to have 10% withheld automatically or pay quarterly estimated taxes.

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Oh wow, I didn't think about taxes. Should I have them withhold the 10% or handle it myself?

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Depends on your tax situation, but having it withheld automatically is usually easier than trying to save money for taxes later.

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Been collecting unemployment for 6 weeks now and the amount has been consistent with what my determination letter said. The key is making sure you report any work or earnings accurately on your weekly claims. Even small amounts of income need to be reported.

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what happens if you forget to report some earnings? asking for a friend...

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Washington ESD cross-references with employer wage reports, so they'll catch unreported earnings eventually. Better to report everything accurately from the start to avoid overpayment issues.

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Overpayments are a nightmare to deal with. They can offset future benefits or even garnish wages if you don't pay them back.

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Quick question - does anyone know if the dependent allowance gets added automatically or do you have to request it separately? I have two kids but not sure if Washington ESD knows about them.

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You need to specifically request dependent allowances when you file your initial claim. It's not automatic. You'll need to provide documentation like birth certificates or custody papers.

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Dang, I already filed without mentioning my kids. Can I add them later?

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Yes, you can request to add dependents after filing, but it might require calling Washington ESD or submitting additional paperwork through your online account.

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The benefit calculator on Washington ESD's website is pretty helpful for getting a rough estimate before your official determination. Just need your quarterly wage info from the past 18 months.

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I tried using that calculator but wasn't sure which quarters to include. Do you use calendar quarters or something else?

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It's calendar quarters - January through March, April through June, etc. The calculator will ask for specific date ranges to make it clear.

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Anyone else notice that Washington ESD's benefit amounts seem lower than what other states pay? My cousin in California gets way more per week than I do here.

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Every state has different benefit formulas and maximum amounts. California's cost of living is also much higher, so their benefits reflect that.

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True, but even accounting for cost of living differences, some states are definitely more generous with unemployment benefits.

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Update on my earlier mention of Claimyr - they also helped me understand the difference between my gross and net benefit amounts. Turns out there are small administrative fees that get deducted that I didn't know about. Having someone explain all the details was really valuable.

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What kind of administrative fees? This is the first I'm hearing about deductions from benefits.

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Small amounts for things like the WorkSource system and administrative costs. Nothing huge, but good to know about when budgeting.

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Pro tip: keep detailed records of all your job search activities even if you're not required to report them yet. Washington ESD can ask for your job search log at any time and you need to be able to provide 3 job search activities per week.

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Good advice! I've been applying to jobs but not really tracking everything systematically.

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The WorkSourceWA website has a good tool for tracking job searches, or you can just keep a simple spreadsheet with dates, companies, and activities.

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My benefit amount ended up being exactly what the online calculator estimated, so that tool is pretty accurate. Got my determination letter 3 weeks after filing and started receiving payments the following week.

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3 weeks isn't too bad! still waiting on mine but hopefully soon

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Hang in there! Once you get the determination letter, the weekly payments come pretty quickly as long as you file your claims on time.

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Important reminder that your benefit year lasts 12 months from when you filed, not from when you became unemployed. So even if you find work quickly and then lose another job later in the year, you'd still be in the same benefit year with the same weekly amount.

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That's a good point that not everyone realizes. Your wages from the new job might not count toward a new claim if it's within the same benefit year.

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Exactly. You'd need to work enough in covered employment to establish a new base period, which can be tricky timing-wise.

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For anyone still waiting on their determination letter, you can sometimes see your calculated benefit amount in your online account before the letter arrives. Look under 'Claim Summary' or 'Payment Information' sections.

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just checked and mine still just says 'pending' everywhere. guess i'll keep waiting

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If it's been more than 3 weeks, that might be worth a call to Washington ESD to check on the status. Sometimes claims get stuck in processing for various reasons.

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The benefit amount calculation can be confusing when you have irregular income or work in seasonal jobs. Washington ESD looks at your best quarter, but if that was unusually high due to overtime or bonuses, your regular weekly amount might be less sustainable than you expect.

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That's a really good point. My highest quarter included a lot of overtime that I probably won't see again.

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Yeah, it's important to budget based on realistic expectations rather than just the maximum possible benefit amount.

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Mei Lin

Don't forget that if you're receiving unemployment benefits, you're still eligible for certain other assistance programs like food stamps or Medicaid. The unemployment income counts, but there are specific rules about how it's calculated for those programs.

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Good reminder! A lot of people don't realize they might qualify for additional help while unemployed.

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Mei Lin

Right, and some utility companies also have programs for people receiving unemployment benefits. Worth looking into if money is tight.

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Final thought - once you know your weekly benefit amount, remember that you can't collect more than 26 weeks of regular unemployment in your benefit year, regardless of how much you paid into the system. So if you're getting a decent amount per week, make sure you're actively job searching to maximize your time.

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26 weeks goes by faster than you'd think! Good motivation to stay focused on the job search.

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Exactly. And remember that some jobs might offer lower pay than your unemployment benefits, but taking work can lead to better opportunities long-term.

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Plus working part-time while collecting partial unemployment can sometimes be a good way to transition back to full-time employment.

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