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Lola Perez

How long after losing my job can I apply for Washington ESD unemployment benefits?

I just got laid off yesterday from my warehouse job and I'm wondering when I should file for unemployment. My friend told me I need to wait a week but I'm not sure if that's right. I've never filed for unemployment before and I'm really stressed about paying my rent next month. Should I apply right away or is there a waiting period? Also do I need to have all my paperwork ready first or can I start the application and add documents later?

You should file as soon as possible! There's no waiting period to apply for Washington ESD benefits. The sooner you file, the sooner your claim can be processed. You can always add documents later if needed.

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Thank you! I wasn't sure if I needed to wait. I'll start my application today then.

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Wait I thought there was a one week waiting period? Or is that something different?

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File immediately! The waiting week is built into the system - you don't get paid for your first week of unemployment but you still need to file your weekly claim. Don't delay because your benefit year starts from when you file, not when you lost your job.

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Ok that makes sense about the waiting week. So I should file today even though I just lost my job yesterday?

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Yes absolutely! File as soon as you can. The longer you wait, the more you're potentially losing in benefits.

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I made the mistake of waiting two weeks after I got fired because I thought I needed to job search first. Big mistake - I lost those weeks completely. File now and start your weekly claims right away.

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Same thing happened to me! I waited thinking I'd find a job quickly and ended up losing almost a month of benefits.

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Oh no, I'm glad I asked. I was thinking about waiting until I had more paperwork organized.

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If you're having trouble getting through to Washington ESD on the phone to ask questions, I used this service called Claimyr that helped me reach an agent. They have a video demo at https://youtu.be/7DieNd3C7zQ and the website is claimyr.com. Really helped when I was confused about my claim status.

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Thanks for the tip! I might need that if I run into issues with my application.

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How does that work exactly? Do they just call for you or what?

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They help you get through the phone queue so you can actually talk to a real person at Washington ESD instead of getting busy signals all day.

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I'm confused about the waiting week thing. If I file today but don't get paid for the first week, when would I actually start receiving money? I need to know for budgeting purposes.

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You'll typically receive your first payment for your second week of unemployment, assuming your claim is approved quickly. But it can take longer if they need to verify your employment history.

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So potentially 2-3 weeks before I see any money? That's going to be really tight financially.

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File immediately but be prepared for delays. My claim took 6 weeks to process because they had to do some kind of adjudication review. I had no idea what that even meant at the time.

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What's adjudication? Should I be worried about that happening to me?

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It's when they need to investigate something about your claim - like if there are questions about why you left your job or if your employer contests it. Not everyone goes through it.

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That's why it's so important to file right away. Even if there are delays, your claim date is protected from when you first filed.

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Don't forget you'll need to do your job search requirements too. I think it's 3 job contacts per week now but check the current requirements on the Washington ESD website.

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I need to look into that. Do I start job searching right away or wait until my claim is approved?

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Start immediately. You need to be actively searching for work from day one to qualify for benefits.

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File online at secure.esd.wa.gov - it's way faster than trying to call. Make sure you have your Social Security number and information about your last employer ready.

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Thanks! I'll gather my employment info and file online today.

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The online system is usually pretty straightforward. Just make sure you answer all the questions accurately.

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I waited 3 days after I got laid off and I always wondered if that hurt me somehow. Sounds like it probably didn't matter much but good to know for the future.

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Three days shouldn't have made a difference. The important thing is filing within a reasonable time frame.

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Good to know. I was overthinking it at the time.

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Whatever you do, don't wait weeks like I did thinking you need to exhaust your savings first. That's not how it works - you're entitled to benefits if you qualify regardless of your financial situation.

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That's a good point. I was wondering if having some savings would disqualify me.

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Nope, savings don't count against you. It's based on your employment history and earnings.

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Pro tip: start keeping track of your job search activities from day one. You'll need to report them when you file your weekly claims and it's easier to track as you go rather than trying to remember later.

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Should I use a specific format or just keep notes?

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I just kept a simple spreadsheet with company names, dates, and how I applied. WorkSourceWA has tools for this too.

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File today! I learned the hard way that Washington ESD doesn't backdate claims. Every day you wait is potentially money lost.

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Definitely filing today then. Thanks for the warning!

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Make sure your employer doesn't contest your claim. If they do, it can delay everything significantly while they investigate. Most legitimate layoffs don't have issues but it's worth being aware of.

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How would I know if they contest it? Do they notify me?

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Washington ESD will send you a notice if there's any dispute. You'll have a chance to respond with your side of the story.

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I used Claimyr when I couldn't get through to ask about my claim status during adjudication. Really helped me understand what was happening with my case. Worth checking out if you need to talk to someone at Washington ESD.

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I'll keep that in mind if I run into any issues. Hopefully my case will be straightforward.

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Is that service free or do they charge?

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There's a cost but it was worth it for me when I was stuck in limbo for weeks. Check their website for current info.

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File immediately and be patient with the process. Even straightforward claims can take 2-3 weeks to process. Don't panic if you don't hear back right away.

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Thank you everyone for all the advice! I'm filing my claim today and feeling much more confident about the process.

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Good luck! Remember to file your weekly claims every week even while waiting for approval.

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One more thing - if you worked in multiple states recently, make sure you file in the right state. Washington ESD can help you figure out where to file if you're not sure.

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I've only worked in Washington so I should be good there.

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Perfect, then Washington ESD is definitely the right place to file.

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