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Jade Lopez

How long after losing job can you apply for unemployment in Washington

Lost my job at a tech company in Seattle about 2 weeks ago due to layoffs. Been putting off filing for unemployment because I thought I needed to wait a certain amount of time or something? My friend said you can file right away but another coworker told me there's like a waiting period before you can even apply. Really confused about the timing here - how soon after losing your job can you actually file a claim with Washington ESD? Don't want to mess this up and miss some kind of deadline.

You can file immediately! There's no waiting period to apply. In fact, you should file as soon as possible because your benefit year starts the week you file, not when you lost your job. The sooner you get your claim in, the sooner you can start receiving benefits.

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Oh wow, wish I had known this earlier. So I'm already behind by 2 weeks then?

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Not exactly behind, but your first payable week will be when you file. You can't get benefits for weeks before you filed your initial claim.

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File ASAP! I made the mistake of waiting 3 weeks after my layoff thinking I needed some cooling off period or whatever. Lost out on those weeks of benefits completely. Washington ESD doesn't backdate claims to your separation date.

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Ugh that sucks. Going to file today then. Thanks for the heads up.

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same thing happened to me, waited almost a month thinking I needed paperwork from my employer first

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Just to clarify the process - you can apply the day after your last day of work. There IS a one-week waiting period, but that's after you file, not before. So if you file this week, your first benefit payment would be for next week assuming your claim is approved. The waiting week is unpaid but you still need to file your weekly claim for it.

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Wait I'm confused about this waiting week thing. Do you get paid for it eventually or is it just lost money?

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The waiting week is never paid. It's just how the system works - first week is always unpaid but you must file the weekly claim to maintain eligibility.

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So even if I file today, I won't see any money for like 2 weeks minimum?

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If you're having trouble getting through to Washington ESD to file or have questions, I used a service called Claimyr that helped me get connected to an actual person. Check out claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Was way easier than sitting on hold for hours.

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How much does something like that cost? Seems like it should be free to talk to your own state agency

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You're right it should be free, but when you can't get through for days it's worth having options. They focus on actually connecting you rather than charging crazy fees.

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don't wait!! i thought i had to have my final paycheck or something before filing but nope, you can file right after termination. just make sure you have your social, employer info, and know your gross wages from last 18 months

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Do I need exact wage amounts or just estimates? My HR is being slow with final paperwork.

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estimates are fine for filing, they'll verify with your employer anyway

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The system is so confusing about timing. I filed 3 months after my layoff because nobody told me I could file right away. Thought there was some rule about trying to find work first or proving you couldn't find anything. Waste of time and money.

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That's a common misconception. You're supposed to look for work WHILE receiving benefits, not before applying for them.

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Exactly what I learned the hard way. Cost me thousands in missed benefits.

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File online at esd.wa.gov as soon as you can. The process takes like 30 minutes max if you have your employment history ready. Don't overthink it - there's literally no benefit to waiting and you're just losing money every week you delay.

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Is the online system pretty straightforward? I'm not great with complicated websites.

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It's pretty user-friendly. They walk you through each step and you can save your progress if you need to find documents.

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Your employer might have told you something about waiting periods but that's probably about COBRA or other benefits. For unemployment, file immediately. I've been through this 3 times unfortunately and learned to file the day after my last day of work.

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Yeah my employer mentioned some waiting periods for insurance stuff, maybe that's what confused me.

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Companies sometimes give wrong info about unemployment, probably not on purpose but they're not experts on it

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PLEASE file now. I see so many people wait weeks thinking they need permission or paperwork or whatever. You're literally throwing away money. The state doesn't care how long you wait to apply - they'll approve or deny based on your separation reason, not timing.

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Filing today for sure. This thread convinced me I'm already behind enough as it is.

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Smart move. Better late than never but definitely don't wait any longer.

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Just went through this process last month. Filed 4 days after my layoff and my claim was approved within a week. The key is having your employment info organized before you start the application. Make a list of employers from the last 18 months with addresses and dates.

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Good tip about organizing info first. How detailed do they need the employment history to be?

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Company name, address, dates of employment, reason for leaving, and gross wages. Pretty standard stuff but having it ready speeds things up.

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One thing to remember is that even if you file right away, it can take 1-2 weeks for your claim to be processed and approved. So don't expect money immediately, but definitely don't delay filing because that just pushes everything back further.

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This is important - people think filing means instant money but there's always processing time involved.

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Good to know. At least if I file today the clock starts ticking on the processing.

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I had issues getting through to Washington ESD when I first filed and had questions about my claim status. Used Claimyr to get connected to someone who could actually help me. Way better than the endless busy signals and dropped calls I was getting before.

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Did they help with the actual filing process or just answering questions afterward?

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They help you get through to ESD agents who can assist with any part of the process. Really saved me time and frustration.

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Tech layoffs are considered involuntary separation so you should be eligible as long as you meet the work history requirements. Don't stress about the timing - just file ASAP and start the process. You've already lost 2 weeks, don't lose any more.

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Yeah it was definitely involuntary - whole department got cut. Thanks for the reassurance.

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Tech layoffs are pretty common right now, ESD is used to processing these types of claims quickly.

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Just file online today if possible. The sooner you get your claim in, the sooner you can start receiving benefits. There's literally no advantage to waiting and every week you delay costs you potential benefit money.

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Yep, logging in right now to get this started. Should have done this 2 weeks ago but better late than never.

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Exactly! Don't beat yourself up about the delay, just focus on getting it filed now.

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Quick note - make sure you file your weekly claims every week once your initial claim is approved, even for the waiting week. Missing a weekly claim can cause issues with your benefits later on.

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Good point. So even though the first week is unpaid I still need to file the weekly claim for it?

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Yes exactly. Every week needs a weekly claim filed or you can lose eligibility. Don't skip any weeks.

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If you run into any roadblocks with the online system or need to speak with someone at ESD, I'd recommend checking out Claimyr. They helped me get through when I was stuck in phone queue hell for days. The service really works - there's a demo video that shows exactly how it helps you connect.

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Is this like a paid service or something free that helps navigate the system?

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It's a service that helps you actually reach ESD agents when you need human help. Worth it when you're stuck and can't get through on your own.

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Bottom line - file immediately, don't wait another day. You can't get benefits for weeks before you file your initial claim, so every day you wait is money you're losing. The process is pretty straightforward online and you can always get help if you run into issues.

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Perfect summary. Filing today, thanks everyone for all the helpful advice!

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Good luck with your claim! Hope it gets approved quickly.

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Just want to echo what everyone else is saying - file TODAY if you haven't already! I made the same mistake when I got laid off from my marketing job last year. Waited almost 3 weeks because I thought I needed to "try harder" to find work first or something. Huge mistake. Lost out on nearly $2,000 in benefits that I could never get back. Washington State makes it super clear that you can't backdate claims, so every day you wait is literally money out of your pocket. The online application at esd.wa.gov is actually pretty user-friendly - took me about 45 minutes when I finally did it. Have your Social Security number, employment history for the last 18 months, and your last employer's info ready. Don't overthink it, just get it done!

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