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Liv Park

How long do you have to file for unemployment after losing your job - Washington ESD deadline?

Just got laid off from my warehouse job last Friday and I'm trying to figure out the timeline for filing my unemployment claim. I've heard conflicting information about how long you have to file after losing your job - some people say you have to file immediately, others say you have weeks or months. Does anyone know the actual deadline for Washington ESD? I don't want to miss out on benefits because I waited too long to apply.

You should file as soon as possible! Washington ESD doesn't have a strict deadline like some other programs, but your benefits start from the date you file your claim, not from when you lost your job. So every week you wait is a week of benefits you're potentially losing.

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Oh wow, I didn't realize that! So if I wait a month to file, I lose that month of benefits completely?

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Exactly. The waiting week is built into the system, but any additional delays are on you. File online at esd.wa.gov as soon as you can.

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I made this mistake last year - waited 3 weeks thinking I'd find another job quickly. Lost out on over $2,000 in benefits. File now even if you think you might find work soon.

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Same here. The job market took way longer than expected and I kicked myself for not filing immediately.

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That's a lot of money to lose! I'm definitely filing today then.

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The technical answer is there's no hard deadline, but there's something called the 'benefit year' that starts when you file. You get 26 weeks of benefits within that year. If you wait months to file, you're still only getting 26 weeks total, not 26 weeks plus the time you waited. Also, if you've been trying to get through to Washington ESD by phone, I found this service called Claimyr at claimyr.com that actually gets you connected to an agent. They have a demo video at https://youtu.be/7DieNd3C7zQ showing how it works.

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Wait, so if I file 6 months after losing my job, I only get 20 weeks of benefits instead of 26?

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No, you'd still get 26 weeks, but your benefit year would end 6 months sooner. The benefit year is always 52 weeks from when you file, regardless of when you lost your job.

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Thanks for the Claimyr info! I was dreading trying to call Washington ESD.

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DONT WAIT! I cannot stress this enough. File immediately. The system is designed to help people who file right away. Every day you wait is money out of your pocket. Plus if there are any issues with your claim it takes time to resolve them.

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Why are you yelling? But yeah, good advice. I filed the Monday after I got laid off and still had to wait 3 weeks for my first payment due to adjudication.

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Sorry for caps but I see too many people waiting and regretting it. The adjudication process is exactly why you need to file ASAP.

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There's also the issue of your base period. Washington ESD looks at your earnings from specific quarters to determine your benefit amount. If you wait too long, you might end up in a different base period that could affect how much you get.

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What's a base period? This is all getting confusing.

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It's the time period they use to calculate your weekly benefit amount - usually the first 4 of the last 5 completed quarters before you file. So timing can matter for your benefit calculation too.

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This is why I always tell people to file immediately. Too many variables that could work against you if you wait.

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honestly just file online right now while you're thinking about it. the whole process takes like 20 minutes and then you dont have to worry about deadlines or missing out on money

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Good point. I'm going to do it right after I finish reading these replies.

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Yeah the online application is pretty straightforward. Just have your Social Security card and employment info ready.

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I work in HR and I always tell employees who are being laid off to file for unemployment immediately. Some people think there's a grace period or that they should wait to see if they get another job, but that's not how it works. You can always stop claiming if you find work, but you can't go back and claim benefits for weeks you didn't file.

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This is really helpful to hear from someone who deals with this professionally. Do you know if there's any penalty for filing and then finding a job quickly?

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No penalty at all. You just stop filing your weekly claims when you start working. It's designed to be flexible for people who find work quickly.

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That makes me feel better about filing even though I'm still job hunting.

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Another thing to consider - if you have any issues with your claim that require talking to Washington ESD, it can take forever to get through. I used that Claimyr service someone mentioned earlier when I had adjudication issues and it was a lifesaver. Much better than calling 200 times and getting hung up on.

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How much does something like that cost? I'm worried about spending money when I just lost my job.

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It's worth checking out their site to see if it makes sense for your situation. Way better than the stress of trying to reach them the normal way.

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My brother waited 2 months to file because he thought he had to exhaust his savings first or something. Nobody told him that wasn't a requirement. He missed out on like $3,000 in benefits he was entitled to.

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That's a common misconception. Unemployment isn't welfare - it's insurance you paid into while working.

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Exactly! I paid into this system, I should use it when I need it.

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Just to add another perspective - I filed 6 weeks after losing my job and still got approved for benefits. The key is that you're not disqualified for waiting, you just lose those weeks of potential payments. But definitely file sooner rather than later.

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Were you able to get any back pay for those 6 weeks?

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No, that's exactly the point. Those 6 weeks are just gone. I learned my lesson for next time.

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Washington ESD website says you can file a claim up to one year after becoming unemployed, but like everyone else is saying, you only get benefits from the date you file forward. So there's technically no hard deadline but practically you want to file ASAP.

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Good to know there's no absolute cutoff, but yeah, I'm not waiting any longer.

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One year seems like a weird rule. Who would wait that long?

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People who don't know about unemployment benefits, or who think they're not eligible when they actually are.

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The bottom line is file immediately. I've seen too many people on here regretting waiting. And if you need to talk to someone at Washington ESD about your claim, that Claimyr thing actually works - I was skeptical but they got me through to an agent in like 10 minutes when I'd been trying for weeks on my own.

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Alright, I'm convinced. Filing my claim right now and bookmarking Claimyr just in case.

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Smart move. Better to have it and not need it than need it and not have it.

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