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Overall the system works but it's bureaucratic and slow. Just be patient, follow the rules, and keep detailed records of everything.
Been on unemployment 3 times in my career and each time I learn something new about how confusing their rules are. But yeah, the basics are: file initial claim, file weekly claims, do job searches, report any work/earnings, be patient.
You do. Just take it one week at a time and don't overthink it.
Thanks everyone for all this info. I was completely clueless about unemployment taxes and now I feel like I have a handle on what to expect. Going to set up that 10% withholding first thing tomorrow morning.
Same here! This thread has been so helpful. I feel much less anxious about tax season now.
Glad this discussion helped. It's one of those things they really should explain better when you first apply for benefits.
Just wanted to add that if anyone needs help reaching Washington ESD to set up tax withholding or get tax documents, that Claimyr thing really does work. I was skeptical at first but it beats sitting on hold for hours. Worth checking out their demo at least.
I'm convinced. Going to try it when I call to set up my withholding. Thanks for the recommendation!
Second this recommendation. Used it last month and got through to an agent in like 20 minutes instead of waiting all day.
The whole base period thing is confusing but it's actually designed to give you the best possible benefit amount by using your highest earning quarter. Could be worse - some states use different formulas that result in lower payments.
Just wanted to add that if you worked for multiple employers during your base period, Washington ESD will combine all those wages when calculating your benefits. So don't worry if you switched jobs - they'll use the total from all employers.
Yep, they get wage reports from all employers so they should have everything automatically.
Just remember that even if you qualify for unemployment, the amount you get depends on your wages during the base period. So if you only worked a few months, your weekly benefit amount might be pretty low.
That makes sense. Something is better than nothing though if I do lose this job.
Hope everything works out with your current job! But if not, at least you know now that the length of time at one specific job isn't what matters for qualification.
Thanks everyone for all the helpful information. I feel much more prepared now if something does happen.
Chloe Harris
For anyone still confused about timing - the waiting week payment is triggered after you've been paid for 3 consecutive weeks of regular UI benefits AND you've continued to file your weekly claims. If you miss filing a week or get disqualified for any reason, it can delay the waiting week payment.
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Diego Vargas
•What if you had a week where you worked part-time and reported earnings? Does that count as one of the 3 weeks?
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Chloe Harris
•Yes, as long as you still received some unemployment benefit that week, it counts toward the 3 weeks. The key is receiving payment, not the amount.
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NeonNinja
The whole waiting week concept is just another way for them to hold onto our money longer. It's frustrating but at least we do eventually get it back.
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Anastasia Popov
•True, but I think the idea is to prevent people from filing for unemployment for just a week or two and then going back to work. It ensures you're actually unemployed for a substantial period.
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NeonNinja
•I guess that makes sense from their perspective. Still annoying when you need the money though.
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