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Ethan Wilson

How does unemployment work in Washington state - confused about the whole process

I might be getting laid off soon and have never filed for unemployment before. Can someone explain how does unemployment work in Washington? Like what's the actual process from start to finish? Do I apply online somewhere? How much do you get paid and for how long? I'm pretty lost about all this stuff and don't want to mess anything up when the time comes.

Washington ESD is the Employment Security Department - that's who handles unemployment benefits in our state. You'll need to file a claim online at their website. The process is pretty straightforward once you get started. You'll need your social security number, employment history for the past 18 months, and reason for separation from your job.

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Thanks! Do you know how much I might get? I was making about $4200 a month in construction.

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Your weekly benefit amount depends on your earnings during your base period. With your income level, you could potentially get around $800-900 per week, but Washington ESD will calculate the exact amount based on your wage history.

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You'll need to file your initial claim on the Washington ESD website at esd.wa.gov. The process is mostly online now. You'll need your Social Security number, employment history for the last 18 months, and your bank account info if you want direct deposit. The weekly benefit amount is based on your earnings during your base period, which is typically the first 4 of the last 5 completed calendar quarters before you filed.

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Thank you! So I apply online and then what happens? Do they automatically approve me or is there a waiting period?

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After you file, Washington ESD reviews your claim. If everything looks good, you'll get approved and can start filing weekly claims. If there are issues, your claim might go into adjudication which can take several weeks.

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The whole process works like this: First you file your initial claim with Washington ESD. They'll determine if you're eligible and calculate your weekly benefit amount. If approved, you'll need to file weekly claims every week to certify you're still unemployed and looking for work. You also have to complete job search activities - usually 3 job contacts per week.

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What kind of job search activities? Do I have to prove I'm looking?

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Yes, you need to keep a job search log with details of your activities. This includes applying for jobs, attending job fairs, networking, even taking online training courses. Washington ESD can audit your job search activities.

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I got audited last year and they wanted to see everything - job applications, interview records, even emails I sent to potential employers.

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The basic process in Washington state goes like this: 1) File your initial claim on the Washington ESD website within a week of becoming unemployed, 2) Complete your weekly claims every week to certify you're still unemployed and looking for work, 3) Meet job search requirements (usually 3 job contacts per week), 4) Your benefit amount is based on your earnings in the past year. Maximum weekly benefit is around $1,015 but most people get less. You can collect for up to 26 weeks typically.

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Thanks! So I apply at the Washington ESD website? Is that esd.wa.gov or something different?

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Yes, it's esd.wa.gov - you'll need to create a SecureAccess Washington account first if you don't have one.

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The basic process is: 1) File initial claim 2) Wait for approval 3) File weekly claims every week 4) Look for work and keep a job search log 5) Report any work or income. You must be able and available for work each week and actively seeking employment. The job search requirement is 3 job contacts per week in Washington.

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What exactly counts as a job contact? Just applying online or do I need to talk to someone?

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Job contacts can include online applications, talking to employers, networking events, or visiting WorkSource offices. You need to keep detailed records with dates, employer names, and what type of contact you made.

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just went through this myself last month, the job search thing is no joke. they want detailed records of where you applied, who you talked to, etc. keep a log or you'll get in trouble

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What kind of log? Is there a specific format they want?

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they have a job search log form on the ESD website you can download, or you can make your own as long as it has all the required info

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One thing to know is that it can take a while to get your first payment. My claim went into adjudication and I waited almost 6 weeks before getting approved. If you have any issues or questions, trying to reach Washington ESD by phone is nearly impossible - I must have called 200 times.

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I had the same problem with phone calls until I found Claimyr. It's a service that helps you get through to Washington ESD agents. Check out claimyr.com - there's even a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Saved me so much frustration.

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Never heard of that but definitely would have used it during my adjudication nightmare. How does it work exactly?

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They basically handle the calling process for you and connect you when an agent is available. Way better than sitting on hold for hours or getting busy signals all day.

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Being laid off sucks but at least you should qualify for benefits. The key things Washington ESD looks at are: did you lose your job through no fault of your own, do you have enough work history, and are you able and available to work. Construction layoffs are usually pretty straightforward approvals.

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That's reassuring. I worked for the same company for 3 years before the layoff.

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With 3 years of steady work you should be fine. Just make sure when you file your claim you select 'lack of work' or 'layoff' as your reason for separation.

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I went through this same process last year when I got laid off. Honestly, the hardest part was getting through to someone at Washington ESD when I had questions. Their phone lines are constantly busy and I'd get disconnected after waiting on hold for hours. I finally found this service called Claimyr that helped me get through to an actual person at Washington ESD. You can check them out at claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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That sounds really helpful! I'm worried about getting stuck if I have problems with my claim. How does Claimyr work exactly?

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Basically they handle the calling and waiting on hold for you, then connect you when they get a real person on the line. Saved me so much frustration trying to reach Washington ESD myself.

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One thing nobody mentions is how hard it can be to actually get through to Washington ESD when you have questions. The phone lines are constantly busy and their online messaging system is slow. I spent weeks trying to get simple questions answered about my claim status. Recently discovered this service called Claimyr at claimyr.com that helps you get through the phone queues faster - they have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Saved me hours of frustration.

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Interesting, so it helps you get through to an actual person at Washington ESD? How does that work exactly?

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Yeah it basically handles the waiting and calling for you so you don't have to sit on hold for hours. Really useful when you need to talk to someone about claim issues.

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I've heard of services like that but wasn't sure if they were legit. Good to know it actually worked for someone.

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Don't forget you can also get help with job search through WorkSource. They have offices all over Washington and can help with resume writing, interview skills, even job training programs. Some services are required if you're on certain types of unemployment benefits.

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Is WorkSource part of Washington ESD?

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They work together but WorkSource is separate. Think of Washington ESD as handling the money side and WorkSource as handling the job search support side.

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You'll probably get referred to WorkSource services as part of your unemployment claim. It's actually helpful - they have connections with employers and can notify you about job openings.

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The whole system is honestly pretty confusing at first but once you get the hang of it it's not too bad. The weekly claims are the most important part - you HAVE to file them every week even if nothing changes or you'll lose benefits for that week. Set a reminder on your phone because they don't send you notifications.

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When do you file the weekly claims? Is there a specific day?

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You can file starting Sunday morning for the previous week. Don't wait too long though, I think you only have until the following Saturday.

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just apply online its not that hard, took me like 20 min to fill out the form

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Did you get approved right away or did it take time?

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mine took about a week but some people wait longer if they have issues

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Just a heads up - unemployment benefits are taxable income. You can choose to have taxes taken out of your weekly payments or pay them later. I learned this the hard way at tax time.

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Good to know. Should I have them take taxes out?

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I would. It's only 10% federal tax withholding but saves you from owing a big chunk at tax time. Washington state doesn't have income tax so you don't worry about that.

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The waiting period is usually one week after you file your claim before you can receive benefits. So even if everything goes smoothly, expect at least 2-3 weeks before your first payment arrives. Plan your finances accordingly.

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Two to three weeks? That's going to be tight with my rent coming up.

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Yeah the timing is rough. I had to borrow money from family to cover my first month. The good news is once payments start they're pretty reliable.

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If you're really struggling, look into local food banks and utility assistance programs. Many areas have emergency rent assistance too.

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Make sure you file your claim as soon as possible. There's no benefit to waiting and you can't get benefits for weeks before you file. I made that mistake and lost out on 2 weeks of payments.

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I'll file today then. Is there a best time of day to apply online?

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Early morning or late evening usually works best. The Washington ESD website can get slow during peak hours.

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BE CAREFUL about the work search requirements! I made the mistake of not keeping good records and almost got disqualified. Washington ESD can audit your job search log at any time and if you can't prove you did the required contacts, they'll cut off your benefits. Keep EVERYTHING documented with dates, times, company names, and method of contact.

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How do they audit the job search log? Do they actually call the employers?

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They can and sometimes do verify your contacts. That's why it's so important to be truthful and keep detailed records. Don't just make stuff up.

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MAKE SURE YOU REPORT ANY WORK OR INCOME!!! even if its just a few hours or odd jobs. the state will find out eventually and if you dont report it upfront you could owe back all the money plus penalties. learned this the hard way

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Oh wow, what happens if you work just a few hours? Do you lose the whole week's benefits?

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no you can work part time and still get partial benefits, they just reduce your payment based on what you earned. but you HAVE to report it honestly

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Exactly right. Washington has a partial unemployment program so working a little doesn't disqualify you completely, just reduces the benefit amount.

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One more thing - if you have any issues with your claim or need to speak with someone, that Claimyr service mentioned earlier is legit. I used it when my claim got stuck and couldn't reach anyone at Washington ESD. Got connected to an agent within a day.

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Several people have mentioned Claimyr now. Might be worth bookmarking just in case.

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I was skeptical at first but honestly it works. Better than calling 50 times a day trying to get through.

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Your weekly benefit amount will be calculated based on your highest-earning quarter during your base period. The maximum weekly benefit in Washington is currently $999 per week, but most people get between $200-600 depending on their previous wages. You can get an estimate using the benefit calculator on the Washington ESD website before you apply.

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I was making about $15/hour working 35 hours a week. Any idea what I might qualify for?

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With those wages you'd probably qualify for somewhere around $300-400 per week, but use the calculator to get a more accurate estimate based on your specific earnings history.

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Mei Liu

Does anyone know what happens if your claim goes into adjudication? Mine has been stuck there for 2 weeks and I'm getting worried.

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Adjudication means they're reviewing something about your claim - could be your reason for separation, work history, or eligibility. It can take several weeks unfortunately.

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Mei Liu

Several weeks?? I need these benefits to pay rent. Is there any way to speed it up?

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This is exactly when something like Claimyr becomes really valuable. When you're stuck in adjudication, being able to actually talk to someone at Washington ESD can help clarify what's needed to resolve it faster.

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The system is SO broken. I've been waiting 6 weeks for my claim to get out of adjudication and every time I call Washington ESD they just say 'we're working on it.' Meanwhile I'm behind on rent and my car payment. This is ridiculous.

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What's adjudication? That sounds scary.

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It's when they have to investigate something about your claim before they can approve it. Could be questions about why you left your job, wage disputes, or other issues. The problem is it takes FOREVER.

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This is exactly why I mentioned Claimyr earlier - when my claim got stuck in adjudication, I used them to actually get through to someone who could explain what was holding it up.

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Quick tip: keep all your paperwork organized from day one. Save confirmation numbers, print out important pages, keep records of your weekly claims. If there are any issues later, you'll need documentation to resolve them.

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Good advice. I'm usually pretty disorganized with paperwork but this sounds important.

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Trust me, stay organized with this stuff. I've seen people lose benefits because they couldn't prove they filed their weekly claims properly.

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This is all really helpful. One more question - what if I get offered a job but it pays way less than my old job? Do I have to take it?

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Generally you're expected to take 'suitable work' but the definition varies. Factors include your skills, experience, pay rate of previous job, and how long you've been unemployed. Early on you can be more selective.

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I was told anything over 75% of your previous wage is considered suitable, but I'm not 100% sure on that number.

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been on unemployment twice in the past 5 years and honestly the process gets easier once you know what to expect. first time was overwhelming but second time I had everything set up and knew exactly what to do each week

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Any tips for making it smoother the first time around?

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get all your documentation ready before you file - social security card, ID, pay stubs, etc. also start your job search log right away even before you file the claim

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Don't stress too much about the process. Thousands of people go through this every week in Washington. The system is designed to work, even if it feels overwhelming at first. You'll get the hang of it.

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Thanks everyone for all the help. Feeling much more confident about tackling this now.

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We've all been there. The unemployment system isn't perfect but it's there to help people like us get back on our feet.

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The worst part is when they ask for additional documentation and you have to mail or fax it in. Who even has a fax machine anymore?? Such an outdated system.

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Wait, they still use fax? Can't you email documents?

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Some things can be uploaded through the secure messaging system on their website, but certain documents they still want faxed. It's ridiculous.

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You can usually find fax services at FedEx or UPS stores if you need to send something. Most libraries have them too.

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Important: You must file your weekly claim every week even if your initial claim is still pending. If you miss filing a weekly claim, you could lose benefits for that week permanently. The weekly claim is basically certifying that you were unemployed, able to work, available for work, and actively seeking employment during that week.

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When do I file the weekly claims? Is there a specific day?

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You can file your weekly claim starting Sunday morning for the previous week. Most people file on Sunday or Monday, but you have until Saturday to file for that week.

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Last thing - if you get denied for any reason, don't panic. You can appeal the decision. The appeals process gives you a chance to present your case and often reverses initial denials, especially for construction workers who get laid off seasonally.

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Hopefully I won't need to appeal but good to know it's an option.

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You probably won't need to with a straightforward layoff, but the option is there if needed.

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What about taxes? Do they take taxes out of unemployment benefits or do you owe at the end of the year?

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You can choose to have 10% federal tax withheld when you file your weekly claims, but it's optional. If you don't, you'll owe taxes on the unemployment income when you file your tax return.

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Thanks, I'll definitely have them withhold taxes then. Don't want a surprise bill next April.

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Don't forget you might owe taxes on your unemployment benefits! Washington doesn't have state income tax but you'll still owe federal taxes. You can choose to have taxes withheld from your weekly payments or pay them later when you file your tax return.

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Oh no, I didn't think about taxes. Should I have them withheld?

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It's usually a good idea to have at least 10% withheld for federal taxes so you don't get hit with a big bill at tax time.

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also if you work part time while on unemployment you have to report it but you might still get some benefits

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How does that work? I might be able to pick up some shifts at another store.

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they reduce your weekly benefit based on how much you earn but you can still get partial benefits if you work less than full time

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The earnings deduction works like this: Washington ESD allows you to earn up to your weekly benefit amount plus $5 before they start reducing your benefits. After that, they reduce your benefit dollar-for-dollar with your earnings. So if you qualify for $300/week, you could earn up to $305 and still get your full $300 benefit.

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That's really helpful to know! So working part-time doesn't completely disqualify me.

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Exactly. The key is to always report your earnings honestly when you file your weekly claim. Trying to hide income will get you in serious trouble.

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I was on unemployment for 6 months last year and honestly it was a lifesaver. The payments aren't huge but they kept me afloat while I found a new job. The job search requirement actually helped me stay motivated to keep applying places.

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How long can you stay on unemployment? Is there a time limit?

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Regular unemployment in Washington lasts up to 26 weeks, but it can be extended during high unemployment periods. Right now it's back to the standard 26 weeks.

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Make sure you understand the difference between being 'fired' and 'laid off' when you apply. If you were fired for misconduct, you probably won't qualify. But if you were laid off due to lack of work, reduction in force, or company closure, you should be eligible.

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I was definitely laid off - they said it was due to slow business and they had to cut staff. That should be fine, right?

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Yes, that's a clear case of being laid off through no fault of your own. You should qualify as long as you meet the wage requirements.

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The WorkSource requirement is important too. You need to register with WorkSource Washington within 4 weeks of filing your claim. They have job search resources and sometimes require you to attend workshops or meetings.

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Is WorkSource online or do I have to go somewhere in person?

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You can register online at WorkSourceWA.com, but they might require you to attend in-person workshops or meetings depending on your situation.

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Just be prepared for the system to be frustrating. The website crashes sometimes, the phone lines are always busy, and if you have any issues with your claim it can take weeks to resolve. I'm still fighting with them about my claim from 2 months ago.

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Ugh, that's what I'm worried about. I can't afford to wait weeks for payments.

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I had similar issues but using Claimyr really helped. When I couldn't get through to Washington ESD for 3 weeks, they got me connected to someone who actually resolved my issue in one call. Worth checking out their website.

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One more thing - keep copies of EVERYTHING. Your initial application, weekly claims, job search logs, any correspondence from Washington ESD. If there are ever disputes or audits, having documentation will save you a lot of headaches.

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Thanks for all the advice everyone! This is really helpful. I feel much less overwhelmed about the process now.

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You're welcome! The key is to stay organized and be patient with the system. It's not perfect but it does work eventually.

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dont stress too much about it, thousands of people go through this every week. just follow the rules and keep applying for jobs and you'll be fine

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Thank you, I needed to hear that. I'm going to apply tomorrow morning.

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Good luck with your application! Remember the most important things: file your initial claim as soon as possible, file weekly claims every week, keep detailed job search records, and report all work and income honestly. The system has its problems but it's there to help you get through temporary unemployment.

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I really appreciate everyone taking the time to explain this. I'll definitely come back and update once I get through the process.

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Bottom line: file your claim ASAP, be honest about everything, keep good records, and don't be afraid to ask for help if you get stuck. The system works but it takes some patience to navigate.

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Perfect summary. Thanks to everyone who helped explain this. Off to file my claim now!

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Good luck! Feel free to come back here if you run into any issues during the process.

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my biggest mistake was not appealing when they initially denied my claim. I just accepted it and struggled for months before someone told me I should have appealed. Don't give up if they deny you initially!

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How long do you have to appeal if they deny your claim?

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I think it's 30 days from when they send you the determination notice. Don't wait though, appeal as soon as possible.

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The online system crashes sometimes, especially on Sundays when everyone is trying to file their weekly claims. If that happens just try again later, don't panic.

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Good to know! I would definitely panic if I couldn't file my weekly claim.

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Yeah it used to happen more during the pandemic but still occasionally occurs. Just keep trying throughout the day.

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does anyone know if you can collect unemployment if you quit your job? or is it only for layoffs and terminations?

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Generally you can't collect if you quit voluntarily, but there are exceptions for 'good cause' like unsafe working conditions, harassment, or significant changes to your job. You'd need to prove the good cause though.

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what about if your hours got cut dramatically? like from full time to just a few hours a week?

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That could qualify as 'constructive dismissal' or you might be eligible for partial unemployment benefits. Definitely worth applying and explaining the situation.

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The job search requirements seem strict but they're actually not that hard to meet if you're genuinely looking for work. 3 contacts per week is pretty reasonable.

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What counts as a job contact? Just applying online or do you need to call/visit places?

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Online applications count, but you need to keep detailed records. They want company name, position, date, how you applied, etc.

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I tried that Claimyr service someone mentioned earlier when I was having issues with my claim being stuck. It actually worked pretty well - got through to someone at Washington ESD in about 20 minutes instead of the usual hours of busy signals.

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That's pretty impressive. Was it expensive to use?

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I think it was worth it considering how much time it saved me. Way better than spending my whole day redialing the same number.

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make sure you keep looking for work even if you think you might get called back to your old job. the job search requirement doesn't go away just because you think you might be rehired

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That's a good point. What if you do get called back - do you just stop filing claims?

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yeah once you go back to work you stop filing weekly claims. if you're called back temporarily or part time you might still qualify for partial benefits

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The whole process seems overwhelming at first but it's really not that complicated once you get into the routine. File your initial claim, do your weekly claims, look for jobs, keep records. That's basically it.

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Thanks everyone, this has been super helpful. I feel much more prepared now if I do end up needing to file for unemployment.

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Good luck! Hopefully you won't need it, but at least now you know what to expect.

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One last tip - sign up for WorkSourceWA too. It's Washington's job search website and sometimes they have resources and job fairs that can help with your search.

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Is that required or just recommended?

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I think it's technically required to register with WorkSource, but even if it wasn't it's a good resource to have.

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The most important thing is to be honest and thorough in all your reporting. The state has ways of checking everything and it's not worth the risk to try to game the system.

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Definitely keeping that in mind. Better to be overly honest than risk having to pay everything back.

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Exactly. The penalties for fraud are severe, so just be straightforward about everything.

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