Complete beginner - how does unemployment work in Washington state?

Thank you! Should I file even if I'm not sure I qualify? I was only at my last job for 8 months.

Yes, definitely file. Washington ESD will determine if you qualify based on your total earnings in your base year, not just your most recent job.

Wow, I had no idea it could be that much. How do they calculate the exact amount?

They take your highest quarter earnings, divide by 26, then calculate about 3.85% of your total base year wages. It's complicated but the online calculator can help estimate it.

Is that legit? I'm worried about scams when I'm already stressed about money.

Totally understand the concern. It's a real service that just helps you get through the phone queue. I was skeptical too but it actually worked when I was desperate.

I've heard of that too. My sister used it when her claim was in adjudication for like 6 weeks.

What counts as a job search contact? Just applying online?

Applying for jobs, contacting employers directly, attending job fairs, networking events, even some training activities. Keep detailed records of everything.

That makes me feel better that I'm not the only one confused by this!

It's definitely overwhelming at first but once you get through the initial claim, the weekly claims are pretty straightforward.

So I won't get paid for like 2-3 weeks even if I file today?

Unfortunately yes, there's typically a delay. That's why filing immediately is so important - every day you wait adds to that delay.

I was definitely laid off, not fired. They eliminated my whole department due to budget cuts.

That sounds like a clear case of lack of work, so you should be fine on the eligibility front.

Is that a separate website or part of the unemployment system?

It's worksourcewa.com - separate site but connected to the unemployment system. They help with job placement and career services.

What kind of things cause adjudication? Should I be worried?

Usually it's things like unclear reason for separation from work, or if there are questions about your availability. Since you were laid off clearly, you'll probably be fine.

This is exactly when that Claimyr service I mentioned becomes really helpful - when you're stuck in adjudication and need to talk to someone at Washington ESD.

Good point, I definitely want the money as fast as possible. Can I change to direct deposit later if I forget?

Yes you can change it later in your account settings, but it's easier to just set it up from the beginning.

Thank you, that's reassuring. I'm going to file tonight after I gather all my employment info.

That's a good plan. Having all your info ready beforehand makes the process much smoother.

How long did your claim take to get approved?

Mine was pretty standard, about 2 weeks from filing to first payment. But some people wait longer if there are complications.

Oh wow, I didn't even think about taxes. Should I have them withheld?

It's usually easier to have them withheld so you don't owe a big chunk at tax time. You can set this up when you file your claim.

I'll definitely check that out. Are there any other good resources for understanding the system?

The WorkSource WA site also has good info, and there are some YouTube videos that walk through the process step by step.

What day of the week do you file? Is there a specific day you're supposed to do it?

You can file anytime during the week for the previous week, but most people do it on Sunday or Monday. The system tells you exactly which week you're filing for.

Good to know there are options if I can't get through. Hopefully I won't need to call at all though!

Hopefully! But it's good to know about resources like that just in case. The phone system can be really frustrating when you need help.

That's great advice. I'm pretty organized so I'll make sure to keep everything documented.

Absolutely this. Good record keeping can save you so much hassle down the road.

Thank you everyone for all the helpful advice! I feel much more confident about filing now.

Glad we could help! Come back if you run into any issues - lots of people here who've been through the process.

I really appreciate all the support. This community is amazing!

Thanks! I'm going to file tonight and hopefully everything goes smoothly from here.

And remember, if you do need to reach Washington ESD by phone for any reason, that Claimyr service is there as backup. Hope you won't need it, but it's good to know about!