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Andre Moreau

How does unemployment work in Washington - completely lost and need basic explanation

I just got laid off from my retail job last week and everyone keeps telling me to file for unemployment but I honestly have no idea how any of this works. Like do I just apply once or is there more to it? How much money do you get? Do I have to pay it back later? My manager said something about having to look for jobs but I'm not sure what that means exactly. I've never been unemployed before and feeling pretty overwhelmed by all this. Can someone explain the basics of how unemployment works in Washington?

Hey, I totally get feeling overwhelmed - the unemployment system seems confusing at first but it's actually pretty straightforward once you understand the basics. Here's how it works in Washington: You file an initial claim with Washington ESD (Employment Security Department), then you have to file weekly claims every week to keep getting paid. The amount you get depends on your earnings from the past year, usually around 60% of your average weekly wage up to a maximum. You don't have to pay it back unless you get overpaid by mistake.

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Thanks! So I file once and then do something weekly? What happens if I miss a week?

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Exactly - one initial application, then weekly claims every week. If you miss filing a weekly claim, you won't get paid for that week, but you can usually still file it late within a certain timeframe.

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You also need to actively look for work and keep a log of your job search activities. Washington requires you to make at least 3 job search contacts per week and register with WorkSource (their job search website). This includes applying to jobs, networking, going to interviews, etc. You have to be able and available to work each week you claim benefits.

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Wait, 3 job searches every single week? That seems like a lot when I'm still processing getting laid off.

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I know it feels overwhelming right now, but it's really not that hard once you get into a routine. Online applications count, so does updating your resume, reaching out to contacts, etc.

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The job search requirement is actually really important - if Washington ESD audits your claim and you can't prove you were looking for work, they can disqualify you and make you pay everything back.

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One thing that really helped me when I was navigating this was using Claimyr to actually get through to someone at Washington ESD when I had questions. The phone lines are always busy and it's nearly impossible to reach an agent normally, but Claimyr (claimyr.com) calls for you and gets you connected. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Made a huge difference when I was confused about my claim status.

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Is that like a paid service? I'm already worried about money so don't want to spend more if I don't have to.

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Yeah there's a cost but honestly when you're stuck and can't get answers any other way, it's worth it to get your benefits sorted out quickly.

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ugh the whole system is so confusing and they make it way harder than it needs to be!! i've been on unemployment twice and both times it took forever to get approved and they kept asking for more paperwork

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What kind of paperwork did they ask for? I'm worried they're going to want stuff I don't have.

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mostly just proof of your work history and wages, they can usually verify most of it automatically but sometimes they need pay stubs or tax forms

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To give you the step-by-step process: 1) File your initial claim online at esd.wa.gov (you'll need your Social Security number, driver's license, and work history for the past 18 months), 2) Wait for them to review and approve your claim (can take 1-3 weeks), 3) Once approved, file your first weekly claim, 4) Continue filing weekly claims every week, 5) Make your required job search contacts and keep records, 6) Report any work or income when you file your weekly claims.

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This is super helpful! How long does the whole process usually take from when you first apply?

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If everything goes smoothly, you should get your first payment 2-3 weeks after filing. But if there are any issues with your claim, it can take much longer.

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Mine took 6 weeks because they had to verify my employment with my previous employer. Just be patient and keep filing your weekly claims even while you're waiting.

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Important thing to know - if your claim goes into 'adjudication' that means they're reviewing something about your eligibility. This can happen if you were fired, quit, or there's a question about your work history. Don't panic if this happens, but it will delay your payments until they make a decision.

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I was laid off, not fired, so hopefully that won't be an issue for me.

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Layoffs are usually pretty straightforward, but sometimes they still need to verify the circumstances with your employer.

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Does anyone know what happens if you get a part-time job while on unemployment? I might have a chance to pick up some shifts but don't want to mess up my benefits.

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You can work part-time and still collect some unemployment, but you have to report all your earnings when you file your weekly claim. They'll reduce your benefits based on how much you earned that week.

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Good to know, thanks! I was worried it was all or nothing.

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just wanted to say good luck with everything! being unemployed is stressful but the benefits definitely help while you're looking for something new

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Thank you! Feeling a bit less overwhelmed after reading all these responses.

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One more thing - if you ever need to actually speak to someone at Washington ESD and can't get through on the phone (which happens a lot), definitely consider Claimyr. I was stuck in adjudication for weeks and couldn't get answers, but they got me connected to an agent who resolved my issue in one phone call.

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How long did it take them to get you through? The phone lines are always busy when I try.

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Usually within an hour or two. Way better than spending all day redialing and getting busy signals.

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also make sure you keep EVERYTHING documented - every job application, every phone call, every email. if they audit you later you'll need proof of everything

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Good point, I'll start keeping track of everything from day one.

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Yes, definitely keep a job search log. You can use a simple spreadsheet or even just a notebook, but record the date, company name, position, and how you contacted them.

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The WorkSource registration is mandatory too, don't skip that step. You have to create a profile and upload your resume within a certain timeframe after filing your claim.

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Is WorkSource the same as the regular job search requirement or is it separate?

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It's separate - you have to register AND do your weekly job search activities. But you can use WorkSource as one of your job search contacts each week.

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Quick question - do you have to pay taxes on unemployment benefits? I remember hearing something about that but wasn't sure.

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Yes, unemployment benefits are considered taxable income. You can choose to have taxes withheld from your weekly payments or pay them when you file your tax return.

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Thanks, good to know! I'll probably have them withhold taxes so I don't get hit with a big bill later.

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My advice is to file your claim as soon as possible because there's a waiting week before you can start receiving benefits. The sooner you file, the sooner that waiting week starts.

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Waiting week? So even if I'm approved right away, I don't get paid for the first week?

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Exactly - it's like a one-week unpaid waiting period before benefits start. But you still have to file a weekly claim for that week.

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been on unemployment 3 times over the years and honestly once you get the hang of it it's pretty routine. file your weekly claim every sunday, do your job searches during the week, keep good records. the hardest part is just getting started

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That's reassuring to hear from someone with experience. I'm hoping it gets easier once I understand the routine.

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One last tip - set up direct deposit if you can. Paper checks take longer and can get lost in the mail. Direct deposit usually processes within 1-2 business days after you file your weekly claim.

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Definitely will do direct deposit, thanks for all the helpful advice everyone!

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Also make sure your bank account info is correct - if a deposit bounces back it can cause delays getting your benefits.

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The Washington ESD website has pretty good FAQs and guides too if you want to read more details about any of this stuff. Sometimes it's easier to understand when you can read through it at your own pace.

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I'll definitely check out their website. Thanks for mentioning that!

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remember that if you get denied for any reason you can appeal the decision. don't just give up if something goes wrong with your claim

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Good to know there's an appeal process if needed. Hopefully it won't come to that but nice to have options.

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I used Claimyr when I couldn't figure out why my weekly claims weren't processing. Turned out there was an issue with my WorkSource registration that was blocking everything. The ESD agent they connected me with fixed it in 10 minutes.

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That's exactly the kind of situation where paying for help makes sense. Some issues you just can't solve on your own.

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I'll keep that in mind if I run into any problems I can't figure out myself.

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overall the system works pretty well once you understand it. yes there's paperwork and requirements but it's designed to help people get back on their feet. just take it one step at a time and don't get overwhelmed by trying to understand everything at once

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That's great advice. I was definitely trying to understand everything all at once and it felt impossible. Breaking it down into steps makes it much more manageable.

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You got this! The first few weeks are the hardest but then it becomes routine. Focus on getting your initial claim filed and approved first, then worry about the weekly stuff once that's sorted out.

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Thank you so much everyone! I feel way more confident about tackling this now. Going to file my claim this afternoon.

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Awesome! Feel free to come back and ask if you have any other questions once you get started.

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