How do unemployment checks work in Washington ESD system?
I just got approved for unemployment benefits after being laid off from my retail job last month. Washington ESD approved my claim but I'm confused about how the actual payment process works. Do I get checks in the mail or direct deposit? How often do they come? And what's this weekly claim thing I keep hearing about? I've never filed for unemployment before so I'm pretty lost on the whole process.
59 comments


Zoe Alexopoulos
Congrats on getting approved! You'll need to file a weekly claim every week to get paid. It's basically telling Washington ESD that you're still unemployed and looking for work. You can do this online through your SecureAccess Washington account. As for payment, they usually do direct deposit if you set it up, otherwise they mail debit cards.
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CyberSamurai
•Thank you! So I have to file something every single week? What happens if I miss a week?
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Zoe Alexopoulos
•Yeah every week, usually on Sunday. If you miss a week you can still file it late but there might be delays in your payment.
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Jamal Carter
The weekly claims are due every Sunday for the previous week. You'll answer questions about whether you worked, looked for work, and if you were available for work. Make sure you keep track of your job search activities because Washington ESD requires at least 3 job search contacts per week.
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CyberSamurai
•3 job searches per week? That seems like a lot. What counts as a job search contact?
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Jamal Carter
•Applying for jobs, contacting employers directly, going to job fairs, networking events. You need to log these in WorkSourceWA too.
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Mei Liu
•Wait, we have to use WorkSourceWA? I thought that was optional
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Liam O'Donnell
If you're having trouble getting through to Washington ESD to ask questions about your payments, I found this service called Claimyr (claimyr.com) that helps you actually reach a real person. They have this demo video that shows how it works: https://youtu.be/7DieNd3C7zQ. Saved me hours of calling and getting hung up on.
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Amara Nwosu
•Is that legit? Sounds too good to be true with how impossible it is to reach anyone at Washington ESD
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Liam O'Donnell
•Yeah I was skeptical too but it actually worked. Got connected to an agent in like 20 minutes instead of spending all day redialing.
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AstroExplorer
The payment timing can vary. Usually it takes 2-3 business days after you file your weekly claim for the money to show up. But sometimes there are delays, especially if there are holidays or if Washington ESD is reviewing something on your claim.
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CyberSamurai
•Good to know about the delays. How much do you typically get per week?
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AstroExplorer
•It depends on what you earned before. The maximum weekly benefit in Washington is $1019 per week as of 2025, but most people get less than that.
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Giovanni Moretti
ugh the whole system is so confusing!! I've been trying to figure out my payments for weeks and keep getting different answers from different people. Why can't Washington ESD just make this simpler?
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Zoe Alexopoulos
•I know it's frustrating but once you get the hang of filing weekly claims it becomes routine. The first few weeks are always the hardest.
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Giovanni Moretti
•I hope so because I'm about to lose my mind with all these requirements and deadlines
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Amara Nwosu
Don't forget you might have to pay taxes on unemployment benefits. Washington ESD can withhold federal taxes if you request it, but you'll probably owe something at tax time if you don't.
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CyberSamurai
•Oh no, I didn't think about taxes! How do I set up tax withholding?
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Amara Nwosu
•You can change your tax withholding preferences in your online account. I think it's under payment options or something like that.
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Mei Liu
I got my first payment on the ReliaCard debit card they sent me. You can also transfer money from the card to your bank account if you want, but there might be fees depending on how you do it.
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CyberSamurai
•Is direct deposit better than the debit card?
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Mei Liu
•Yeah I think direct deposit is more convenient and you don't have to worry about losing the card or anything
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Jamal Carter
•Direct deposit is definitely the way to go. The ReliaCard has ATM fees and other charges that add up.
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Fatima Al-Farsi
Make sure you report ANY work you do when filing your weekly claim, even if it's just a few hours. Washington ESD will find out eventually and if you don't report it upfront, they'll say you committed fraud and make you pay everything back.
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CyberSamurai
•What if I do some gig work like DoorDash? Do I have to report that too?
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Fatima Al-Farsi
•Yes, any earnings need to be reported. They'll reduce your weekly benefit based on how much you earned.
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Dylan Cooper
The key thing is to file your weekly claims on time every week and be honest about everything. The system is automated for the most part, so as long as you don't trigger any red flags, your payments should come regularly.
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CyberSamurai
•What kind of red flags should I watch out for?
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Dylan Cooper
•Things like reporting work income inconsistently, not doing enough job searches, or being unavailable for work without a good reason.
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Liam O'Donnell
If you need to talk to someone at Washington ESD about your payments or have questions, seriously consider using Claimyr. I've recommended it to several people now and everyone's had success reaching agents quickly.
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Sofia Perez
•How much does that service cost though?
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Liam O'Donnell
•It's worth it for the time you save not having to call over and over. Check out their website for details.
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Dmitry Smirnov
Pro tip: set up direct deposit ASAP and file your weekly claims on the same day each week so you don't forget. I do mine every Sunday morning with my coffee.
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CyberSamurai
•That's a good idea! I should probably set a reminder on my phone too.
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Dmitry Smirnov
•Yeah definitely. Missing a week can mess up your payment schedule and cause stress you don't need.
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ElectricDreamer
been on unemployment twice in the past 5 years and let me tell you, the system hasn't gotten any better. Still takes forever to get payments sorted out and good luck reaching anyone for help
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Giovanni Moretti
•Ugh that's what I'm worried about. This whole process is already stressing me out
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ElectricDreamer
•just keep filing your weekly claims and hopefully everything goes smoothly for you
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Ava Johnson
Remember that you have to be actively looking for work to keep getting benefits. Keep detailed records of your job search because Washington ESD can ask for proof at any time.
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CyberSamurai
•How detailed do the records need to be?
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Ava Johnson
•Company name, position, date you applied, method of contact. I keep a spreadsheet with all my job applications.
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Miguel Diaz
The whole WorkSourceWA requirement is annoying but you gotta do it. Make sure your profile is complete and you're logging your job search activities there too.
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CyberSamurai
•Is WorkSourceWA the same as the job search log I have to keep?
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Miguel Diaz
•It's related but WorkSourceWA is the state's job search website. You need to register there and keep your job search log updated.
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Zainab Ahmed
If your claim gets put into adjudication for any reason, that's when you really need to be able to talk to someone at Washington ESD. The automated system can't help with those issues.
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CyberSamurai
•What's adjudication?
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Zainab Ahmed
•It's when they need to investigate something about your claim before they can pay benefits. Could be anything from job separation issues to eligibility questions.
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Liam O'Donnell
•That's exactly when Claimyr becomes really valuable. Adjudication issues can't be resolved online.
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Connor Byrne
Just remember unemployment benefits are temporary. The system is designed to help you while you look for new work, not as a long-term solution. Make sure you're actively job searching!
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CyberSamurai
•How long can you collect unemployment benefits in Washington?
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Connor Byrne
•Usually 26 weeks, but it can vary depending on your work history and when you file your claim.
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Yara Abboud
thanks for asking this question OP, I'm in the same boat and these answers are really helpful!
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CyberSamurai
•No problem! I'm glad I'm not the only one confused by all this.
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PixelPioneer
One thing nobody mentioned - if you move to a different state while collecting Washington unemployment, you need to notify Washington ESD. The rules can get complicated for interstate claims.
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CyberSamurai
•Good to know, though I'm not planning to move anytime soon.
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PixelPioneer
•Yeah just something to keep in mind. Interstate claims can cause payment delays if not handled properly.
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Keisha Williams
Bottom line - file your weekly claims on time, keep looking for work, report any earnings, and keep good records. The payments will come as long as you follow the rules.
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CyberSamurai
•Thanks everyone for all the helpful advice! I feel much more confident about the process now.
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Zoe Alexopoulos
•You're welcome! Come back if you have more questions.
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