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Darcy Moore

How does unemployment payment work in Washington ESD - confused about weekly claims

I just got approved for unemployment benefits after being laid off from my retail job last month. Washington ESD sent me a determination letter saying I qualify for $487 per week, but I'm totally confused about how the actual payment process works. Do I get paid automatically or do I need to file something every week? When do the payments actually hit my bank account? I set up direct deposit but haven't received anything yet even though it's been approved for over a week. Also, what's this job search requirement I keep hearing about - do I need to apply for jobs immediately or is there a waiting period? Sorry for all the questions but the Washington ESD website is really confusing and I can't get through on the phone.

You need to file weekly claims every week to get paid! This is super important - even though you're approved, you won't get any money unless you file your weekly claim. You can do this online through your Washington ESD account starting Sunday morning after your benefit week ends. Make sure you answer all the questions honestly about any work you did that week.

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Oh wow, I had no idea! So I need to do this every single week? What happens if I forget to file one week?

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Yes every week! If you miss filing a weekly claim you can usually file it late but there might be delays in your payment. Try to file every Sunday morning when the system opens.

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The payments usually hit your account 2-3 business days after you file your weekly claim, assuming everything goes smoothly. Direct deposit is definitely the fastest way. For job search requirements, you need to make at least 3 job search contacts per week and keep records of them.

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3 job searches per week? That seems like a lot. Do I need to apply for jobs I'm not really qualified for just to meet the requirement?

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No, they should be legitimate job searches in your field or related areas. You can use job applications, networking contacts, or even attending job fairs. Keep detailed records with dates and company names.

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I've been dealing with Washington ESD for months and honestly the hardest part is reaching them when you have questions. The phone lines are constantly busy and the online chat is useless. I discovered this service called Claimyr that actually helps you get through to a real person at Washington ESD - check out claimyr.com. They have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. It's been a lifesaver for me when I needed to talk to someone about my claim issues.

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Interesting, I'll check that out. I've been trying to call for days with no luck.

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I've heard mixed things about third-party services. Is this legit or just another scam targeting unemployed people?

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It's legitimate - they don't ask for your personal info or login details. They just help you get connected to the actual Washington ESD phone system when call volume is high.

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OMG YES the weekly claims are everything! I learned this the hard way when I didn't file for my first two weeks because I thought it was automatic. Lost out on almost $1000 because I was an idiot. ALWAYS file your weekly claim even if you think there might be an issue with your account.

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Wait, you lost the money completely? Can't you file those weeks late?

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You can sometimes file late weekly claims but it's a huge hassle and there's no guarantee. Much better to just file on time every week.

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Actually you can usually recover missed weeks by calling Washington ESD, but like the previous poster said, it's a pain and can delay all your payments.

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The job search thing is no joke either. Washington ESD can audit your job search log at any time and if you don't have proper documentation, they can disqualify you and make you pay back benefits. I keep a spreadsheet with company names, dates, positions applied for, and contact information. Better safe than sorry.

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They can really make you pay everything back? That's terrifying. How often do they actually audit people?

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It's random but when they do audit, they're thorough. I've heard of people getting hit with overpayment notices months later when they couldn't prove their job searches.

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been on unemployment 3 times in the past 5 years and its always the same - file weekly claims every week, do your job searches, keep records. not rocket science but washington esd makes it confusing on purpose i swear

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3 times in 5 years? That's rough. Do you have any tips for making the process easier?

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set a reminder on your phone for sunday mornings to file weekly claims. also start your job search immediately dont wait around

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One thing that trips people up is the waiting week. Your first week of unemployment is usually a waiting week where you file a claim but don't get paid for it. So if you were laid off on Monday, you might not see your first payment for 2-3 weeks depending on when you file.

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Wait, so I don't get paid for my first week at all? That seems unfair when I already had to wait for my claim to be approved.

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Right, it's frustrating but that's how the system works. The waiting week is served once per benefit year, so if you go back on unemployment later in the same year you won't have another waiting week.

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I'm still skeptical about that Claimyr thing mentioned earlier. How much does it cost? Seems like they're profiting off people's desperation to reach Washington ESD.

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I understand the skepticism, but honestly when you've been trying to reach Washington ESD for weeks and getting nowhere, sometimes you need help. They don't charge anything upfront and you only pay if they actually get you connected.

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I tried Claimyr last month when my claim got stuck in adjudication. Got through to Washington ESD in about 20 minutes instead of the usual hours of busy signals. Worth it for the peace of mind.

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The timing of payments can vary depending on when you file your weekly claim. If you file Sunday morning, you'll usually get paid by Wednesday. If you wait until later in the week to file, it might not process until the following week.

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Good to know! I'll make sure to file first thing Sunday morning from now on.

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Exactly. The earlier you file, the faster you get paid. Also make sure your direct deposit info is correct in your account or it will delay everything.

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One more thing about job search requirements - you can count things like career fairs, networking events, and even some online training courses toward your weekly job search activities. It doesn't have to be just submitting applications.

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Really? Online training counts? That would be so much easier than trying to find 3 jobs to apply for every week.

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Yes, but check the specific requirements on the Washington ESD website. Different types of training or activities might count differently toward your weekly requirement.

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Make sure you understand what counts as 'work' when filing your weekly claims too. Even small gig work or freelance jobs need to be reported, and it will affect your benefit amount for that week.

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What if I do some door dash or uber driving? Do I need to report that too?

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Yes, any work including gig work needs to be reported. Washington ESD will reduce your benefits based on how much you earned that week.

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I wish someone had explained all this to me when I first filed. Took me 3 weeks to figure out the weekly claims thing and I was wondering why I wasn't getting paid!

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Same here! The whole process is so much more complicated than I expected.

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Yeah, Washington ESD really needs to do a better job explaining the basics to new claimants. Most people have never dealt with unemployment before.

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Pro tip: set up text alerts in your Washington ESD account so you get notified when your weekly claim is available to file and when payments are processed. Helps keep track of everything.

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I didn't know they had text alerts! I'll definitely set that up.

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Yeah, you can customize what alerts you want to receive. Really helpful for staying on top of deadlines and payments.

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The most important thing is to file your weekly claims consistently and keep detailed records of everything. Don't give Washington ESD any reason to question your eligibility or you'll end up in adjudication hell.

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What exactly is adjudication? I keep seeing that term but don't really understand it.

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Adjudication is when Washington ESD needs to investigate something about your claim - like if there's a question about why you lost your job or if you're eligible. Your payments get put on hold until they make a decision.

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I went through adjudication last year and it was a nightmare. Took 8 weeks to resolve and I couldn't get anyone on the phone to explain what was happening. That's actually when I found out about Claimyr - they helped me get through to someone who could explain the process.

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8 weeks with no payments? How did you survive financially?

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It was really tough. Had to borrow money from family and use credit cards. When it finally got resolved I got all the back pay, but the stress was horrible.

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Remember that your weekly benefit amount might be reduced if you have any part-time work or pension income. Washington ESD has specific formulas for calculating partial benefits, so don't be surprised if your payment is less than your full weekly benefit amount.

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How much part-time work can I do before I lose benefits completely?

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It depends on your weekly benefit amount, but generally you can earn up to about 1.5 times your weekly benefit before you lose all benefits for that week. Check the Washington ESD website for the exact calculations.

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Also don't forget that unemployment benefits are taxable income! You can choose to have taxes withheld from your payments or you'll owe when you file your tax return.

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Oh great, something else to worry about. Should I have taxes withheld or just pay at the end of the year?

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Most people choose to have taxes withheld so they don't get hit with a big tax bill later. You can change this setting in your Washington ESD account.

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The bottom line is that unemployment isn't free money - there are rules and requirements you have to follow. But if you stay on top of filing your weekly claims and doing your job searches, the system works pretty well.

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Thanks everyone! This has been super helpful. I feel much more confident about navigating the system now.

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Glad we could help! Don't hesitate to ask if you run into any issues. The unemployment system can be confusing but there are people here who've been through it all.

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One final piece of advice - if you ever have problems with your claim or need to speak with Washington ESD, don't wait weeks trying to get through on the phone. Services like Claimyr can save you tons of time and frustration. Sometimes it's worth paying a little to get your issues resolved quickly.

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I'll definitely keep that in mind if I run into any problems. Hopefully I won't need it!

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Hope you don't either, but it's good to know the option exists if you need it.

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