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Oliver Becker

What happens when you get unemployment benefits approved in Washington ESD?

Just got approved for unemployment benefits through Washington ESD after being laid off from my warehouse job last month. This is my first time dealing with any of this and I'm honestly not sure what to expect now. Like do they just start sending money automatically or do I need to do something else? How often do I get paid and when does the first payment usually come? Also someone mentioned something about weekly claims - what exactly is that? Sorry for all the questions but the Washington ESD website is kind of confusing and I want to make sure I don't mess anything up.

Congrats on getting approved! You'll need to file weekly claims every week to keep getting paid. It's basically reporting that you're still unemployed and looking for work. You can do it online through your SecureAccess Washington account or by phone. The first payment usually takes about a week after you file your first weekly claim.

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Thanks! So I have to do this every single week? What happens if I forget one week?

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Yes every week, and if you miss a week you won't get paid for that week. You can sometimes file late but it's risky.

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You also need to do job searches every week. Washington ESD requires you to apply for at least 3 jobs per week and keep a log of where you applied. They can audit this stuff so don't skip it.

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Wait, 3 jobs every week? That seems like a lot. What if there aren't that many jobs in my field?

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You might need to expand your search or look at related fields. The requirement is the requirement unfortunately.

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Actually you can also count other job search activities like going to job fairs or networking events, not just applications.

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ugh the weekly claims are such a pain, especially when the website crashes on Sunday nights when everyone tries to file. I've been on hold with Washington ESD for hours trying to get through when I had issues. Found this service called Claimyr at claimyr.com that actually gets you through to agents faster - they have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Saved me so much frustration.

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Really? How does that work exactly? Is it expensive?

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It's basically a callback service. You don't have to sit on hold forever. Worth checking out if you ever need to actually talk to someone at Washington ESD.

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Make sure you report ANY work you do, even part-time or gig work. I made the mistake of not reporting some cash work I did and got hit with an overpayment notice months later. Washington ESD doesn't mess around with that stuff.

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What happens with an overpayment? Do you have to pay it all back at once?

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You can usually set up a payment plan but yeah they want their money back. Plus penalties sometimes.

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This is why I keep detailed records of everything. Every work hour, every job application, every penny earned.

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The weekly benefit amount is based on your past earnings. Washington ESD looks at your highest earning quarter from your base period (usually the first 4 of the last 5 completed quarters before you filed). You'll get paid for a maximum of 26 weeks unless there are extensions.

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How do I know what my weekly amount will be? Is there a way to calculate it?

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It should show in your Washington ESD account. Generally it's about 60-70% of your average weekly wage up to the maximum benefit amount.

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Don't forget about taxes! Unemployment benefits are taxable income. You can have taxes withheld automatically or you'll owe when you file your tax return next year.

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Ugh I didn't even think about taxes. Should I have them take it out automatically?

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I always do 10% withholding just to be safe. Better than owing a big chunk at tax time.

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been through this whole process twice now and honestly the hardest part is just staying on top of everything. File your weekly claims on time, keep applying for jobs, report any work. As long as you follow the rules you'll be fine.

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Thanks, that's reassuring. I'm just worried about messing something up and losing my benefits.

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Just read the requirements carefully and when in doubt, report more rather than less. Washington ESD prefers over-reporting to under-reporting.

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Pro tip: set up direct deposit if you haven't already. Getting a debit card in the mail takes forever and you want your money as fast as possible when you're unemployed.

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How do I set that up? Is it in the same place where I file weekly claims?

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Yeah it's in your account settings. You'll need your routing and account numbers.

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The job search requirement is no joke. I got audited after 3 months and had to provide proof of all my applications. Keep screenshots, confirmation emails, everything.

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What kind of proof do they want exactly?

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Company name, position applied for, date, method of application. I made a spreadsheet to track everything.

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This is smart. I just write it down in a notebook but a spreadsheet is probably better organized.

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Whatever you do, don't ignore any notices from Washington ESD. I almost lost my benefits because I missed a letter asking for additional information. They give you deadlines and they mean it.

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How do they usually contact you? Email or mail?

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Both usually, but check your account online regularly too. Sometimes stuff shows up there first.

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First payment can be slow but after that it's pretty regular. I get mine every Tuesday if I file my weekly claim on Sunday. Just be patient with that first one.

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Good to know! I was worried it would take forever every time.

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Nah once you're in the system it's pretty automatic as long as you keep filing.

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Make sure your contact info is always up to date in your Washington ESD account. If they can't reach you about something important, they'll stop your payments.

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Good point. I just moved so I should probably update my address.

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Yeah do that ASAP. Address changes can sometimes trigger additional verification requirements too.

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One thing that helped me was setting up calendar reminders for everything - weekly claims, job search activities, checking for new Washington ESD messages. Easy to forget when you're stressed about being unemployed.

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That's actually a really good idea. I'll set those up right now.

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Sunday nights for weekly claims, and I do job searching Monday through Wednesday to spread it out.

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If you ever have issues with your claim or questions you can't find answers to online, that Claimyr service someone mentioned earlier really does work. I was stuck in adjudication for weeks and couldn't get through to Washington ESD. Used their callback system and finally got answers.

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What's adjudication? Should I be worried about that happening to me?

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It's when they need to investigate something about your claim before approving payments. Can happen for various reasons, often just needs clarification from an agent.

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Don't stress too much about it. Thousands of people go through this process every week in Washington. Just follow the rules, file on time, and look for work. You'll get through it.

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Thanks everyone. This has been super helpful. I feel a lot less confused now.

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That's what these forums are for! Good luck with your job search.

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One last thing - if you find a job before your benefits run out, you still need to file a final weekly claim to report that you're working. Don't just stop filing or they might think you're committing fraud.

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Got it. Report the new job on the weekly claim and then I'm done?

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Exactly. They'll close your claim automatically after that.

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And keep all your documentation for at least a year in case they audit you later.

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Welcome to the unemployment club nobody wants to be in! But seriously, Washington ESD has gotten better over the years. The online system works pretty well most of the time now.

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Ha, thanks for the welcome I guess! Hopefully I won't be a member for too long.

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That's the spirit. Use this time to maybe learn some new skills or certifications that could help with your job search.

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WorkSource has free job search help and training programs if you need them. Sometimes Washington ESD even requires you to register with them depending on your situation.

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Is that separate from the job search requirement? Or does registering with WorkSource count toward it?

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It's separate but they have good resources. Registration might be required if you're on benefits for a certain amount of time.

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Just remember that unemployment is temporary assistance while you look for work. Don't get too comfortable because the job search requirements get stricter the longer you're on benefits.

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What do you mean stricter? Like more than 3 job searches per week?

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They might require you to take a wider range of jobs or participate in reemployment services. Varies by situation.

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Honestly after dealing with Washington ESD call center wait times for months, services like Claimyr are a godsend. I probably would have given up trying to resolve my payment issues without it. Worth every penny when you actually need to talk to someone.

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Good to know there are options if I run into problems. Hopefully I won't need it though!

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Hope not either, but it's nice to know it exists just in case. The peace of mind is worth it.

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