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Keisha Johnson

How do you get paid for unemployment in Washington - confused about payment process

I just got approved for unemployment benefits through Washington ESD but I'm totally confused about how the actual payments work. Do they send a check? Direct deposit? How long does it take to get your first payment after approval? I've been filing my weekly claims online but haven't seen any money yet. It's been 2 weeks since my claim was approved and I'm starting to worry something went wrong. Can someone explain the payment process?

Washington ESD uses direct deposit for most payments. You should have set up your banking info when you first applied. Check your account online to make sure your direct deposit information is correct. Payments usually go out on Tuesdays or Wednesdays after you file your weekly claim.

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I think I did set up direct deposit but I'm not 100% sure. Where do I check that in my account?

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Log into your Washington ESD account and look for 'Payment Method' or 'Direct Deposit' in your profile settings. You can update it there if needed.

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Just went through this myself. There's usually a 1-2 week delay for your first payment even after approval. Make sure you're filing your weekly claims every week though - that's what actually triggers the payment.

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Yeah I've been filing weekly. Did your first payment come automatically or did you have to do something special?

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It came automatically once I had everything set up right. The waiting period is just annoying but normal.

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If you're having trouble getting through to Washington ESD about payment issues, I found this service called Claimyr that helped me reach an actual agent. They handle the calling for you - saved me hours of trying to get through. Check out claimyr.com, they even have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Is that legit? I'm always skeptical of services that charge money to help with government stuff.

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I was skeptical too but it actually worked. Sometimes you just need to talk to a real person to sort out payment problems, and this was way easier than calling myself.

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How much does it cost? I might try it if my payment doesn't show up soon.

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The payment system is pretty straightforward once you understand it. You file your weekly claim (usually Sunday-Saturday), then payment processes Monday-Tuesday, and you get the money Tuesday-Wednesday. First payments can take longer though because they verify everything.

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This is helpful! I didn't know there was a specific schedule for when payments go out.

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So if I filed my claim on Sunday, I should expect payment by Wednesday? That's good to know.

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MAKE SURE YOU HAVE DIRECT DEPOSIT SET UP!! I made this mistake and they were trying to mail me checks which took forever. Direct deposit is so much faster and more reliable.

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How do I switch from checks to direct deposit if I already have checks set up?

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Go into your account settings and update your payment method. It might take a week or two to switch over but it's worth it.

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Been on unemployment for 3 months now and the payment process is pretty reliable once you get used to it. The key is filing your weekly claims on time and making sure your bank info is correct. If you miss a week you have to file late and it can mess up your payments.

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What happens if you file late? Do you lose that week's payment?

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No you don't lose it, but it can delay your payments. There's usually a way to file late claims but it's a pain.

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You can file late claims for up to 4 weeks after the week you missed, but it requires additional processing time.

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UPDATE: I checked my account and my direct deposit info was wrong! I had an old bank account number in there. Fixed it now but I guess that explains why I haven't gotten paid yet. Thanks everyone for the help!

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That's probably exactly what happened. Your payments should start coming through normally now.

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Glad you figured it out! That's a pretty common issue actually.

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For anyone else reading this - you can also get a debit card from Washington ESD instead of direct deposit. Some people prefer that option if they don't have a bank account or want to keep their unemployment money separate.

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The debit card option is good but there are fees for some transactions. Direct deposit is usually better if you have a bank account.

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True, but it's still an option for people who need it.

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I had payment issues last month and used Claimyr to get through to Washington ESD. Totally worth it - I was able to talk to someone who sorted out my payment problem in like 10 minutes. Way better than sitting on hold for hours.

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Good to know that's a real option. I might keep that in mind if I run into other issues.

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How quickly were you able to get through to someone with that service?

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They called me back within a few hours and had me connected to an agent pretty quickly. Much better than trying to call yourself.

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Just want to add - if your payment seems wrong (too much or too little), don't just assume it's correct. Check your weekly benefit amount and make sure it matches what you're getting. Sometimes there are adjustments for taxes or other deductions.

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Good point. I should double-check my benefit amount once I start getting payments.

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Yeah they automatically take out federal taxes unless you opt out. Some people forget about that.

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The payment schedule is usually pretty reliable but sometimes there are delays during holidays or if there are system issues. Don't panic if your payment is a day or two late occasionally.

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That's reassuring to know. I was worried any delay meant something was wrong.

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Holidays definitely mess up the schedule. I remember my payment being late during Christmas week last year.

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If you're still having trouble getting paid, you might want to check if there are any outstanding issues on your claim. Sometimes there are verification requirements or other holds that prevent payments from going out.

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How do you check for outstanding issues? Is that in the online account somewhere?

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Yes, log into your Washington ESD account and look for any alerts or messages. They usually tell you if there's something you need to do.

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You can also check your claim status page - it will show if there are any pending issues that need to be resolved.

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Pro tip: set up text or email alerts for your payments. Washington ESD can send you notifications when your payment is processed, which is really helpful for keeping track of everything.

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I didn't know they had that option! I'll definitely set that up.

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The text alerts are super convenient. You get notified right when your payment processes.

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I've been on unemployment twice and the payment process was pretty much the same both times. File weekly, get paid a few days later. The first payment always takes longer but after that it's pretty routine.

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That's good to hear. I was worried I'd have to deal with payment issues every week.

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Nah, once it's set up correctly it's pretty automatic. The weekly filing becomes routine too.

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Don't forget that you're supposed to be looking for work while you're on unemployment. They can ask for proof of your job search activities, and if you don't have them, it can affect your payments.

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Yeah I've been keeping track of my job applications. How often do they actually check that stuff?

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It's random but they do check. Better to be prepared with your job search log than get caught without it.

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They've gotten more strict about job search requirements lately. Definitely keep good records.

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For what it's worth, the Washington ESD online system is pretty good for tracking your payments. You can see your payment history, when each payment was issued, and any deductions that were taken out.

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That's helpful. Once I start getting payments I'll make sure to keep track of everything online.

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The online system is definitely way better than it used to be. Much easier to track everything now.

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If you end up needing to call Washington ESD about payment issues, I'd recommend trying Claimyr again. I used them twice and both times they got me through to someone who could actually help. Way less frustrating than trying to call on your own.

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Several people have mentioned that service now. Sounds like it might be worth trying if I run into problems.

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I was skeptical at first but it really does work. Sometimes you just need to talk to a real person to sort things out.

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One more thing - make sure you report any work you do while on unemployment. Even if it's just a few hours, you need to report it when you file your weekly claim. It can affect your payment amount but it's better to be honest about it.

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Good reminder. I haven't done any work yet but I'll keep that in mind if I get any part-time opportunities.

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Yeah, don't try to hide work income. They'll find out eventually and it can cause way bigger problems.

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Exactly. Reporting work income is required and they have ways to verify it. Better to be upfront about everything.

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Thanks for asking this question! I'm in the same situation and this thread has been really helpful. I feel much more confident about the payment process now.

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Glad it helped! Everyone here gave such good advice. Definitely made me feel better about everything.

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This is what I love about this community - people actually help each other out with this stuff.

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Final advice: be patient with the first payment but stay on top of filing your weekly claims. Once the system gets going, it's pretty reliable. And don't be afraid to ask for help if you need it - there are resources available.

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Thanks everyone! I feel so much more informed now. Really appreciate all the help and advice.

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Glad we could help! Keep us posted on how it goes with your payments.

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