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Laila Fury

How do u collect unemployment in Washington - what's the actual process?

ok so i got laid off last week and everyone keeps telling me to file for unemployment but like... how do u actually collect unemployment? i went to the washington esd website but its confusing af. do i just fill out one form or is there more to it? also how long does it take to get money? really need to figure this out asap because rent is due soon

You need to file your initial claim first on the Washington ESD website. Go to esd.wa.gov and look for 'File a New Claim'. You'll need your Social Security number, driver's license, and employment info from the last 18 months. After that gets approved, you have to file weekly claims every week to keep getting benefits.

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weekly claims? so its not just one and done?

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Nope, you have to certify every week that you're still unemployed and looking for work. It's called your weekly claim and you do it online.

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The whole process is actually pretty involved. First you file your initial claim, then Washington ESD reviews it which can take 2-3 weeks. If there are any issues they'll put it in adjudication which means even longer delays. Once approved you get a monetary determination letter showing your weekly benefit amount.

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2-3 weeks?? i need money now not in a month

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I know it sucks but that's the reality. Sometimes it's faster, sometimes slower depending on their workload.

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The waiting period is the worst part honestly. I've been trying to get through to Washington ESD for weeks about my claim status and their phone lines are always busy. Spent hours on hold just to get disconnected. Found this service called Claimyr that actually got me through to an agent in like 10 minutes - claimyr.com. They have a video showing how it works: https://youtu.be/7DieNd3C7zQ. Totally worth it when you need to talk to someone at ESD.

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wait claimyr actually works? ive been calling esd for days

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Yeah it connects you directly to ESD agents. Way better than sitting on hold forever.

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might have to try that if i cant get through myself

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Don't forget about the job search requirements! Washington ESD requires you to make at least 3 job contacts per week and keep a log of your searches. You have to report this when you file your weekly claims. Also make sure you register with WorkSource Washington.

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ugh more requirements? this is getting complicated

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Yeah the job search thing is mandatory. Keep good records because they can audit you anytime.

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honestly the washington esd system is broken. took me 6 weeks to get my first payment and that was AFTER calling them like 50 times. the whole thing is a joke

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great... 6 weeks? how am i supposed to pay bills

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Not everyone waits that long. Some people get approved faster if their case is straightforward.

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Here's what you need to know about the weekly benefit amount: it's based on your earnings in the base period (first 4 of the last 5 completed quarters). Maximum weekly benefit in Washington is $999 but most people get less. You can see your amount on your monetary determination.

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how do i know what my base period is?

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If you file in 2025, your base period would be July 2023 through June 2024. It's always a year behind.

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ok that makes sense i guess

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Also make sure you understand the difference between your claim status and payment status. Your claim might be approved but individual weekly claims can still be held up for various reasons. Check your account regularly on the ESD website.

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this is so confusing. why cant it just be simple

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I know it's a lot but once you get into the routine it's not too bad. The hardest part is the initial setup.

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PRO TIP: File your weekly claims on Sunday nights or Monday mornings. The system is less busy then and you're less likely to get error messages. I learned this the hard way after getting timed out multiple times.

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good to know, thanks

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Yeah the ESD website crashes a lot during peak hours. Early morning is definitely better.

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if you get any letters from washington esd READ THEM CAREFULLY. i almost missed an important deadline because i thought it was just another form letter. they dont send stuff unless its important

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what kind of letters?

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eligibility reviews, job search audits, overpayment notices, appeal deadlines. all kinds of stuff

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If you run into any issues or your claim gets stuck in adjudication, definitely consider using Claimyr to get through to ESD. I've recommended it to several people now and everyone's had success reaching agents quickly. Way better than the endless busy signals.

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how much does claimyr cost?

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It's worth it when you need to get through. Check their site for current info.

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One more thing - if you worked in multiple states in the past 18 months, you might want to file an interstate claim. This can affect which state pays your benefits and how much you get. Washington ESD can help you figure out the best option.

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i only worked in washington so i should be good

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Then you're all set for a regular Washington claim. Just make sure you have all your employer info ready.

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The key things to remember: 1) File your initial claim ASAP, 2) File weekly claims every week, 3) Keep job search records, 4) Respond to any ESD requests quickly, 5) Register with WorkSource. Follow those steps and you should be fine.

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ok thanks everyone this helps a lot. gonna try to file today

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Good luck! Feel free to ask if you run into any problems.

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Yeah this thread was helpful for me too. I've been putting off filing but need to just do it.

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just remember the washington esd doesnt care about your financial situation. they will take their sweet time no matter how desperate you are. set your expectations accordingly

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thats depressing but probably true

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While the system has issues, many people do get their benefits without major problems. Don't assume the worst.

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Quick question - do you have to pay taxes on unemployment benefits? I remember something about that from when my sister collected a few years ago.

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Yes, unemployment benefits are taxable income. You can choose to have taxes withheld or pay when you file your return.

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Thanks, good to know ahead of time.

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Also if you're thinking about doing any part-time work while collecting, make sure you report ALL earnings on your weekly claims. Even $20 from a side gig needs to be reported. ESD will find out eventually and you don't want an overpayment notice.

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what happens if you get an overpayment?

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They make you pay it back, sometimes with penalties. Plus it can disqualify you from future benefits.

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yikes ok definitely will report everything

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Last thing - if your claim gets denied or you disagree with any ESD decision, you have appeal rights. Don't just accept a denial without understanding why. Sometimes it's just missing paperwork that can be fixed easily. Claimyr can help you talk through these situations with ESD agents too.

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hopefully i wont need to appeal anything but good to know

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Appeals are actually pretty common, especially for more complex employment situations. Having an agent explain the decision can really help.

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update: just filed my initial claim! took about 45 minutes to get through all the questions but it went through. now the waiting begins i guess. thanks for all the help everyone

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Congrats on getting it filed! That's the hardest part honestly.

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Good job! Now just keep an eye on your account and file those weekly claims.

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Nice work! If you need to check on the status and can't get through by phone, remember Claimyr is always an option.

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glad you got it submitted. just dont stress too much about the timeline. i know rent is tight but the benefits will come eventually. maybe see if your landlord can work with you on a payment plan

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yeah good idea, ill talk to them tomorrow

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most landlords are understanding about unemployment situations if you communicate early

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Since you just filed, keep checking your account in a few days for your monetary determination. That will show your weekly benefit amount and how many weeks you're eligible for. Standard benefit period is 26 weeks unless there are extended benefits available.

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26 weeks should be plenty to find something new hopefully

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That's the goal! Use the time wisely for your job search and take advantage of WorkSource resources.

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This whole thread was super helpful. I've been putting off filing because I thought it would be too complicated but it sounds manageable. Going to do mine this weekend.

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definitely do it sooner rather than later. you cant get benefits for weeks before you file

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Yeah that's what I figured. Thanks for the motivation to finally get it done.

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The sooner you file the better. There's no retroactive benefits so don't wait.

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