ESD shows payment status as 'paid' but no money in bank account after 3 days

This happens sometimes. I've had payments show as 'paid' but take up to 5 business days to actually hit my account. ESD releases the funds on their end, but your bank might be holding it. Different banks have different processing times. If it says 'paid' in the system, it's on the way, but probably just stuck in the banking system somewhere.

same thing happnd to me last month!! i freaked out but the $ showed up on day 4. dont panic yet

Several issues could be happening here: 1. Bank processing delays (especially around holidays) 2. First-time payment verification holds (but you said this is your 6th payment) 3. ESD system reporting 'paid' before actually initiating the transfer 4. Direct deposit information verification flag If it doesn't arrive by day 5, you should contact ESD to verify the payment was actually sent. The 'paid' status sometimes updates before the actual ACH transfer is initiated, especially during high-volume processing periods. However, it's very unlikely there's an actual problem if your account shows 'paid' - it's almost certainly in transit.

EVERY SINGLE TIME my unemployment shows 'paid' it takes AT LEAST 3-4 days to hit my account. ESD is NOTORIOUS for this!!! They mark it paid in their system but then take forever to actually send it to your bank. And then your bank probably holds it for another day. The system is BROKEN and they don't care that people have bills to pay!!! I've called them about this multiple times and they just give the standard "it can take 3-5 business days" excuse. RIDICULOUS!

I work in financial services and can shed some light on this. When ESD marks a payment as 'paid,' they're often just authorizing the payment - not necessarily executing the ACH transfer that same day. There's typically a 24-48 hour window before they batch process these payments. Then the ACH network takes 1-3 business days to process depending on cutoff times, weekends, and holidays. Presidents Day definitely affected this week's processing timeline. Banking holidays don't count as business days for ACH processing. So if your payment was marked 'paid' on Tuesday after the Monday holiday, the earliest it would typically arrive would be Thursday or Friday, but it could be the following Monday without anything being wrong. If you need to reach ESD urgently to confirm, I've had success using Claimyr (claimyr.com) to get through to an agent quickly. They have a video showing how it works: https://youtu.be/7DieNd3C7zQ?si=26TzE_zGms-DODN3 - saved me hours of redial frustration when I had a similar issue last year.

Hey not to hijack this thread but has anyone else noticed that the payment amounts seem different lately? I used to get $672 but now I'm getting $695 and I didn't report any income changes. Is this normal??

UPDATE: The money just hit my account this morning! So it took exactly 4 business days after showing as 'paid' in the ESD system. Thanks everyone for the help and reassurance. I think the holiday weekend definitely affected the timing.