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Chloe Robinson

ESD payment shows 'paid' status but nothing in bank account - normal delay?

I've been checking my ESD account obsessively all weekend (who doesn't, right?) and noticed my status finally changed from "processing" to "paid" on Sunday morning. It's now Tuesday and I still don't see anything in my bank account. The payment is for $865 and I really need it for rent that's already late. Is this normal? Does the bank processing take extra time when it switches to paid on a weekend? The anxiety is killing me! This is my first time on unemployment and I have no idea what to expect with the timing.

Diego Flores

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This is totally normal! When mine shows as "paid" on a weekend, it usually takes 2-3 business days to actually hit my bank account. The ESD system processes the payment on their end, but then it has to go through the ACH banking system, which doesn't operate on weekends. If it showed paid on Sunday, you'll probably see it Wednesday or Thursday morning.

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Omg thank you!! That's such a relief. I thought maybe something was wrong with my direct deposit info or they were holding it for some reason. Fingers crossed for tomorrow then!

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mine does this ALL THE TIME! paid status means they sent it but banks are soooooo slow. give it 2 more days and youll be fine

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Sean Flanagan

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The payment delay issue can be super stressful, especially when you're waiting on rent money. I've dealt with this exact scenario three times now. ESD marks it as "paid" when they initiate the transfer, but that's just the beginning. Be aware that some banks hold ESD deposits for fraud verification since government payments are frequently targeted. If it doesn't show up by Thursday morning, you should call ESD to verify everything is correct. I know calling them is basically impossible with the wait times, but I found this service called Claimyr (claimyr.com) that gets you through to an actual ESD agent without waiting in the phone queue for hours. Check out their demo video: https://youtu.be/7DieNd3C7zQ?si=26TzE_zGms-DODN3. I was skeptical but it actually worked and saved me tons of stress when I had a payment stuck in limbo.

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Zara Mirza

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Has anyone ever had their payment get "stuck" after showing paid? I'm worried because last time mine said paid, it arrived the next day. This time it's been 3 days already...

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Diego Flores

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@profile1 - Yes, it happens sometimes, especially if there's a holiday or bank processing delay. I once had a payment take 5 business days even though it showed as paid. As long as your ESD account doesn't show any alerts or issues, it's probably just working through the banking system.

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NebulaNinja

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THE WHOLE SYSTEM IS DESIGNED TO MAKE YOU STRESS OUT!!!! They mark it "paid" but then it sits in banking limbo for days while we all panic about bills. I've been on unemployment three times and it's ALWAYS like this. They could easily fix this by being clear about the timeline but noooooo that would be too helpful. Just wait, you'll get it, but the system is broken by design.

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Luca Russo

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It's not really ESD's fault though. Once they release the payment, it's in the hands of the banking system. They can't control how fast your bank processes the deposit. Same thing happens with my paycheck sometimes - shows as deposited but takes a day to be available.

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NebulaNinja

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DISAGREE! They could easily say "Payment initiated - expect funds in 2-3 business days" instead of just "paid" which makes it sound like you should have it already. It's about COMMUNICATION not the actual bank timing!!!

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Nia Wilson

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Wait is this ur first time filing a weekly claim? Cuz I had this happen but it turned out I needed to do my job search activities but didn't realize it. Make sure u did the 3 job search things and entered them or they might hold the $$$ even if it says paid. Just a thought

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I did complete all the job search activities and logged them in the system. It definitely says "paid" not "pending" or anything else. Thanks for checking though! I'm starting to feel better about it after all these responses.

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Diego Flores

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One thing I learned while on unemployment last year - always count business days, not calendar days. ESD operates on a government schedule, so weekends and holidays don't count toward processing times. Since your payment status changed to paid on Sunday, Monday was the first business day, today (Tuesday) is the second, and you'll likely see the deposit tomorrow (Wednesday) or Thursday morning at the latest. If you don't see it by Friday, then it might be worth investigating further.

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UPDATE: The money hit my account this morning! You were right about the timing. Thanks everyone for the reassurance - this community is amazing.

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awesome! glad it worked out. unemployment is so stressful but at least this part is fixed!

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Zara Mirza

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Something else to be aware of - the processing time can also depend on your bank. I have accounts at two different banks, and when I changed my direct deposit information from one to the other, I noticed a significant difference in how quickly the funds became available after showing as "paid" in the ESD system. Credit unions sometimes take an extra day compared to major banks in my experience.

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