ESD ReliaCard cash withdrawal limits at US Bank - teller denied my request

I've been using ReliaCard for my ESD benefits for about 6 months now. The teller limit is $7,000 per day, but there's also a rule about only one teller transaction per day at US Bank branches. It's buried in the fine print they send with the card. I learned this the hard way when I tried to make two withdrawals at different branches on the same day. Try using an ATM for additional withdrawals (daily ATM limit is $1,025) or do a cash advance at a different bank (though they'll charge a fee).

the relicard is THE WORST!!! i've had nothing but problems since esd switched to it. tried calling their customer service and was on hold for 45 min before giving up. atm limits are too low and u get charged fees at non-usbank atms. wish they'd just direct deposit to regular accounts like normal.

The ReliaCard has several different limits you need to be aware of: - ATM withdrawals: $1,025 per day - Teller cash withdrawals: $7,000 per day - Point-of-sale transactions: $7,000 per day - Transfers to a bank account: $7,000 per day And yes, there is a limit of one teller transaction per day at US Bank branches. This is clearly stated in the cardholder agreement that came with your ReliaCard. I recommend setting up a bank transfer from your ReliaCard to your regular checking account online. It's usually processed within 1-3 business days and doesn't have the same restrictions as teller withdrawals. You can do this through the ReliaCard mobile app or website.

I had the same issue last month! So annoying. I ended up having to go to an ATM to get the daily max, then went back the next day for the rest. My apartment complex charged me a late fee because of it. The ReliaCard is supposed to make things easier but it just creates more problems honestly.

Have you tried contacting ESD directly about this issue? Sometimes when you're having problems with your ReliaCard, it's faster to go straight to the source rather than dealing with US Bank. I've been struggling with ESD's phone lines too - they're constantly busy and I couldn't get through for days trying to resolve an adjudication issue. I finally tried using Claimyr (claimyr.com) to get through to an actual ESD agent. They have a service that helps you skip the phone queue. There's a video that shows how it works: https://youtu.be/7DieNd3C7zQ?si=26TzE_zGms-DODN3 The ESD agent I spoke with was able to help me understand all my ReliaCard options and even expedited my issue. Might be worth trying if you need immediate assistance with your benefits or card.

why dont u just do cashback at walmart? u can get like $100 cashback when u buy something small. just do multiple transactions. thats what i do to avoid atm fees lol

I went through this exact situation last year. Here's what you can do: 1. Call the number on the back of your ReliaCard and request a temporary increase to your daily withdrawal limit. They sometimes can make exceptions. 2. If that doesn't work, ask your landlord if they'll accept a money order. You can purchase money orders at many grocery stores using your ReliaCard as a debit card. 3. Another option is to use the ReliaCard bill pay feature to send a check directly to your landlord. This can be set up through the ReliaCard website. 4. As others mentioned, you can also switch to direct deposit for future payments, which takes about 7-10 days to process. Hope this helps! The ReliaCard system definitely has its quirks.

hey did u figure this out? im curious what ended up working cuz im gonna need to pull out a large amount next week too

Glad to hear you found a solution! The money order route is definitely underutilized - most people don't realize you can use debit cards for them at grocery stores. For anyone else reading this thread, I'd also suggest checking with your local credit unions. Some will let you do a cash advance on debit cards with lower fees than regular banks. And if you're dealing with recurring large payments like rent, setting up that direct deposit switch really is worth the initial hassle. Takes about a week but saves so much stress in the long run.