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Naila Gordon

Need to contact US Bank ReliaCard customer service for my ESD unemployment debit card - help!

I've been trying to access my ReliaCard account for 3 days now but keep getting locked out. My unemployment benefits from ESD are being deposited on this card but I think there might be an issue with my account. I've called the number on the back of the card multiple times but just get stuck in this endless automated system. Has anyone successfully reached an actual human at ReliaCard customer service? Is there a direct number or some trick to getting through? I need to check my balance and make sure I can access my unemployment funds before rent is due next week.

Cynthia Love

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Try calling 1-855-279-1270. That's the US Bank ReliaCard customer service number specifically for Washington unemployment recipients. Make sure to have your card number ready! Also, call early in the morning (like right when they open at 7am Pacific) or later in the evening to avoid the worst wait times. If you're completely locked out, you might need to request a PIN reset.

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Naila Gordon

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Thank you! I'll try that number first thing tomorrow morning. Do you know if they can help with website login issues too, or just PIN resets for the physical card?

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Darren Brooks

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omg those reliacard ppl are THE WORST!!! took me 2hrs on hold last month just to get thru. keep calling and dont give up, eventually somone will answer

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Naila Gordon

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2 hours?! That's ridiculous. Did you have to call multiple times before you got through or just stay on hold forever?

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Darren Brooks

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i stayed on hold forever while doing other stuff. just put it on speaker and waited. but my freind had to call like 5 different times befor she got through so idk

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Rosie Harper

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For US Bank ReliaCard issues, you have a few options: 1. Call 1-855-279-1270 (the dedicated Washington ESD ReliaCard line) 2. Try the general ReliaCard customer service: 1-866-567-8590 3. If you're having login issues on the website specifically, try the online chat feature on usbankreliacard.com (bottom right corner) Before calling, make sure you have: - Your ReliaCard number - Your Social Security Number - The address on file with ESD If you're completely locked out, you'll need to verify your identity, which can take time. Last month they were experiencing higher than normal call volumes because of some system updates, so be prepared for a wait.

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Naila Gordon

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This is really helpful, thank you! I didn't even know there was an online chat option. I'll try that first and then call if needed. Do you know if the chat representatives have the same capabilities as the phone reps for resolving account issues?

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Rosie Harper

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In my experience, the chat reps can handle most basic issues like account unlocks and balance inquiries, but for complex problems or anything requiring identity verification, they'll usually direct you to call. Still worth trying though - much less frustrating than being on hold!

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I had the same issue last month!!! It was INFURIATING! I ended up calling ESD directly because I thought maybe they could help with the ReliaCard stuff but they just transferred me back to US Bank. Honestly if ur struggling to get through to ESD to ask about this, try using Claimyr (claimyr.com). They helped me get through to an actual ESD agent who was able to transfer me directly to a US Bank rep instead of the regular customer service line. Saved me hours of frustration. They have a video showing how it works: https://youtu.be/7DieNd3C7zQ?si=26TzE_zGms-DODN3

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Demi Hall

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Just watched that video. That seems too good to be true. Did it actually work for you? I've been trying to reach ESD about a completely different issue for weeks and just get the "call volume too high" message every time.

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Yep, it worked! I was skeptical too but was desperate after trying for 3 days straight. The ESD agent I talked to was actually super helpful - not only did they connect me to US Bank, they also fixed an issue with my weekly claim that I didn't even know I had.

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US Bank is terrible! i got my card last year and they NEVER sent me the PIN info so i couldn't even use the stupid thing. ended up having to switch to direct deposit to my regular bank account which took forever to process but at least now i don't have to deal with reliacard anymore. if you're having lots of problems with them maybe just switch to direct deposit instead??

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Naila Gordon

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That might be my next step if I can't get this resolved quickly. How complicated was it to switch to direct deposit? Did you have to call ESD or could you do it online?

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you can do it online thru your esd account. go to settings then payment method. took about 10 days for it to switch over for me

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Kara Yoshida

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A trick that worked for me with ReliaCard: when you call and get the automated system, instead of selecting options, just don't press anything at all. After about 45 seconds of silence, many automated systems will transfer you to a human. Also, saying "representative" repeatedly sometimes triggers a transfer to a live person. Good luck!

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Naila Gordon

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That's a great tip, thanks! I'll definitely try the silent treatment approach. I've been pressing buttons like crazy trying to navigate their menu system but maybe that's actually making it harder to reach someone.

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Cynthia Love

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Just wanted to follow up - were you able to get through to ReliaCard? Another option I forgot to mention is that you can also visit any US Bank branch in person if you're still having trouble with phone support. Bring your ReliaCard and ID, and they can usually help with most account issues right there.

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Naila Gordon

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I finally got through! Used the tip about calling early in the morning, and only had to wait about 20 minutes. They had to reset something on their end because my account got flagged for suspicious activity (which was actually just me trying to log in multiple times). All fixed now. Thanks for checking back!

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Cynthia Love

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Great to hear! Glad you got it resolved. Those security flags can be frustrating but I guess better safe than sorry when it comes to access to your money.

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NightOwl42

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So glad you got it sorted out! For anyone else reading this thread dealing with ReliaCard issues, here's what I've learned works best: 1) Call 1-855-279-1270 early morning (7-8am) or evening (after 6pm), 2) Have your card number and SSN ready, 3) Try the online chat first if it's just a login issue, and 4) Don't be afraid to call ESD directly if ReliaCard can't help - sometimes they can facilitate a direct transfer to a US Bank specialist. The security flags are super sensitive so even multiple failed login attempts can trigger an account lock. Patience is key but persistence pays off!

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Dylan Wright

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This is such a helpful summary! I'm bookmarking this thread for future reference. One thing I'd add is that if you're switching from ReliaCard to direct deposit, make sure to keep the ReliaCard active until your first direct deposit goes through successfully. I learned this the hard way when there was a delay in processing my bank account change and almost missed a payment because I had already deactivated my ReliaCard. Better to have both options available during the transition period!

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Just want to add another tip that helped me when I was having ReliaCard issues - if you're getting the "account locked" message online, try clearing your browser cache and cookies before calling customer service. Sometimes the website gets stuck with old login attempt data and keeps showing the lock even after they've cleared it on their end. Also, if you use the ReliaCard mobile app, try uninstalling and reinstalling it. I wasted a whole day thinking my account was still locked when it was actually just a browser/app issue. Simple fix but can save you a lot of frustration!

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Cameron Black

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That's such a good point about clearing browser data! I actually had a similar issue with a different banking website where it kept showing old error messages even after the problem was fixed on their end. It's one of those simple troubleshooting steps that's easy to forget when you're stressed about not being able to access your money. Thanks for sharing that tip - I'm sure it'll help someone avoid unnecessary phone calls!

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Adding to all the great advice here - if you're still having trouble getting through to ReliaCard, another option is to contact your local WorkSource office. They often have direct lines to ESD and US Bank that bypass the regular customer service queues. I had a similar lockout situation a few months ago and the WorkSource counselor was able to get me connected to a ReliaCard specialist within minutes. You can find your local WorkSource office on the ESD website. They're really helpful with unemployment-related banking issues since they deal with this stuff all the time!

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Kai Rivera

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That's a really smart suggestion about WorkSource! I never would have thought to contact them for ReliaCard issues, but it makes perfect sense that they'd have better connections since they help people with unemployment stuff regularly. Do you know if they can help with other ESD-related problems too, or mainly just the banking/card issues? I might keep this in mind for future reference since it seems like ESD phone lines are always swamped.

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WorkSource can definitely help with a lot more than just card issues! They assisted me with weekly claim problems, helped me understand why my benefits were delayed one time, and even walked me through updating my job search requirements when the rules changed. They're basically like having a personal advocate who knows all the ESD systems. The only thing they can't really help with is appeals - for those you still need to go through the formal ESD appeals process. But for day-to-day issues, troubleshooting, and getting connected to the right people, they're amazing. Way better than trying to navigate ESD's phone system on your own!

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NeonNinja

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This whole thread has been incredibly helpful! I'm dealing with a similar ReliaCard lockout situation right now and was getting so frustrated with their phone system. I tried the online chat feature that @Rosie Harper mentioned and was able to get my account unlocked in about 15 minutes - way faster than waiting on hold! For anyone else reading this, definitely try the chat option first if it's available. They asked me to verify my identity with my SSN, card number, and the address on file with ESD, then cleared the security flag immediately. The rep also mentioned that they're seeing a lot of lockouts lately because their security system got more sensitive after some fraud issues, so don't take it personally if your account gets flagged - it's happening to tons of people.

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Malik Davis

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That's awesome that the chat worked so well for you! It's really good to know about the increased security sensitivity - that explains why so many people are having these lockout issues lately. I was starting to think it was something I did wrong, but if it's happening to lots of people due to fraud prevention, that makes me feel better about it. Thanks for sharing your experience with the chat option and what info they needed to verify. This thread has become like a complete troubleshooting guide for ReliaCard problems!

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FireflyDreams

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This thread is a goldmine of information! I'm bookmarking it for future reference. I've been having intermittent issues with my ReliaCard where sometimes it works fine and other times I get locked out for no apparent reason. Based on all the advice here, it sounds like their security system is just really sensitive right now. I'm going to try the online chat first next time instead of immediately calling. One question - has anyone had success using the ReliaCard mobile app, or is it better to stick with the website? I've heard mixed things about whether the app works better or worse than the browser version when there are account issues.

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From my experience, the website tends to be more reliable than the mobile app when there are account issues. I've noticed the app sometimes doesn't sync properly when there are security flags or lockouts, so you might see different error messages or status updates compared to what's actually happening on their end. The website seems to refresh the account status more accurately. That said, if you do use the app and run into problems, definitely try the uninstall/reinstall trick that @Issac Nightingale mentioned earlier - it s'helped me a few times when the app got stuck showing old error messages. But honestly, for troubleshooting account lockouts, I d'recommend starting with the website chat feature since it s'been the most successful option for people in this thread!

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This is such a comprehensive thread - thank you everyone for sharing your experiences! I'm dealing with ReliaCard issues myself and was getting nowhere with their phone system. Based on all the advice here, I'm going to try this approach: 1) Online chat first, 2) If that doesn't work, call 1-855-279-1270 early morning with all my info ready, 3) Try the "stay silent" trick if I get stuck in the automated system, and 4) Consider contacting WorkSource if I still can't get through. It's really helpful to know that the increased lockouts are due to their enhanced security system and not something we're doing wrong. Has anyone noticed if there are certain times of the month (like right after benefit payments) when the system seems to have more issues, or is it pretty random?

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Haley Bennett

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That's a solid plan! From what I've observed, the system definitely seems to get more glitchy right around benefit deposit days (usually midweek for most people). I think it's a combination of higher traffic and maybe their servers getting stressed when everyone's trying to check balances at the same time. I've had better luck accessing my account on weekends or early mornings when fewer people are probably using the system. Also, just wanted to add that if you do end up having to call multiple times, don't get discouraged - I've seen people in this thread mention having to call 3-5 times before getting through, so persistence really does pay off. Good luck with your situation!

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Yara Nassar

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Wow, this thread has been incredibly helpful! I've been lurking here because I'm anticipating potential ReliaCard issues when my unemployment benefits start next week. Reading through everyone's experiences and solutions has given me a great roadmap for what to do if I run into problems. I'm definitely going to bookmark the key phone numbers (1-855-279-1270 for WA ESD ReliaCard line) and the online chat option at usbankreliacard.com. It's really reassuring to know that most lockout issues are due to their overly sensitive security system rather than actual account problems. Thanks to everyone who shared their experiences and tips - this community support is amazing when dealing with these frustrating systems!

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Kayla Morgan

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That's smart of you to research this ahead of time! I wish I had known about all these options when I first got my ReliaCard. One additional tip I'd suggest - when you first get your card, test logging into the website and app right away while everything is working normally, so you know your login credentials are correct before you actually need to access your benefits. That way if you do run into issues later, you'll know it's likely a system problem rather than a forgotten password or username issue. Also, consider setting up text or email alerts for deposits and transactions through their website once you get access - it can give you peace of mind and help you catch any issues early. Hope your unemployment process goes smoothly!

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