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Oliver Weber

Do I owe unemployment money - Washington ESD overpayment confusion

I'm really confused about whether I owe unemployment money back to Washington ESD. I got a letter in the mail that mentions something about overpayment but I can't figure out what it's actually saying. The letter has a bunch of numbers and dates but doesn't clearly explain if I actually owe money or if this is just informational. I filed for unemployment last year when I got laid off from my warehouse job and I thought everything was fine. I reported all my part-time work when I found some temp jobs. Now I'm worried I messed something up. Has anyone else gotten confusing letters like this from Washington ESD? How do I know for sure if I actually owe money?

You need to look at the letter more carefully. Washington ESD overpayment notices usually have a clear section that says 'Amount Due' or 'Overpayment Balance.' If there's an overpayment, it will specify the exact dollar amount and the weeks it covers. Check if it says 'Notice of Overpayment' at the top of the letter.

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I found that section - it says $1,847 overpayment. But I don't understand why because I reported all my work hours correctly.

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The overpayment could be from several things - maybe they determined you weren't eligible for certain weeks, or there was an issue with how your part-time wages were calculated. You should request a detailed breakdown from Washington ESD.

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I had a similar situation last year. The key is to not panic and figure out exactly what happened. Sometimes Washington ESD discovers issues months later during their audit process. You have appeal rights if you disagree with their determination. The letter should have information about how to appeal if you think it's wrong.

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It does mention appeal rights but the deadline is only 30 days from the letter date. I'm worried I might have missed it.

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Check the postmark date on the envelope, not just when you received it. The 30-day period usually starts from when they mailed it, not when you got it.

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This is exactly why I used Claimyr when I needed to talk to someone at Washington ESD about my overpayment issue. Trying to call them directly was impossible - always busy signals or getting disconnected. Claimyr helped me get through to an actual person who could explain exactly what caused my overpayment and what my options were. You can check out their service at claimyr.com and they have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.

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How much does that cost though? I'm already worried about owing money to Washington ESD.

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It's worth it to get accurate information about your situation. Much better than trying to guess what the overpayment letter means or spending days trying to get through on the phone.

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SAME THING HAPPENED TO ME!! Got a letter saying I owed $2,300 and I had no idea why. Turns out there was an error in how they calculated my weekly benefit amount from the beginning. I ended up having to pay it back but they let me set up a payment plan.

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How did you find out what the error was? Did you have to appeal or did they explain it?

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I had to call and ask for a detailed explanation. Took forever to get through but they eventually sent me a breakdown of each week.

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Look at your online account on the Washington ESD website. Usually there's a section that shows overpayment details with more information than what's in the letter. You should be able to see which specific weeks they're saying you weren't eligible for benefits.

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I checked but my online account doesn't show much detail. Just says 'overpayment established' with the same amount.

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Then you definitely need to call them or use a service to get through. The online account doesn't always show the full picture.

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washington esd is terrible at explaining these things clearly. i got an overpayment notice once and it turned out to be because i reported my wages wrong on one weekly claim. they made it sound like i committed fraud or something but it was just a mistake.

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That's what I'm worried about - that they think I did something wrong on purpose when I was just trying to report everything correctly.

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most of the time its just calculation errors or misunderstandings about when to report wages. rarely actual fraud unless someone was obviously trying to cheat the system.

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You mentioned you had part-time work while collecting unemployment. Did you report those wages in the week you earned them or the week you were paid? That's a common source of overpayments because people get confused about the timing.

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I reported them when I got paid, not when I worked. Was that wrong?

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Yes, that's the issue right there. You're supposed to report wages for the week you performed the work, not when you received payment. That timing difference probably caused the overpayment.

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Oh no, I didn't know that! I thought you reported when you got the check. So that's probably why I owe money back.

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This is super common with part-time work while on unemployment. The wage reporting rules are confusing and Washington ESD doesn't explain them well. If you can prove it was an honest mistake and not intentional fraud, they might waive penalties or let you set up a payment plan.

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How do I prove it was an honest mistake? I have all my pay stubs and work records.

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Keep all that documentation. If you appeal or request a waiver, you'll need to show your work history and explain how you misunderstood the reporting requirements.

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I work in HR and see this all the time. Most unemployment overpayments are from wage reporting confusion, not fraud. The fact that you reported your wages (even if in the wrong week) shows good faith. Washington ESD usually works with people who made honest mistakes.

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That makes me feel a bit better. I was really stressed thinking they thought I was trying to cheat the system.

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Document everything and be prepared to explain your understanding of the rules at the time. Most overpayment cases get resolved reasonably if you cooperate.

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whatever you do dont ignore it. my cousin ignored an overpayment notice and they ended up garnishing his wages when he got a new job. better to deal with it now even if you have to pay it back.

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I definitely won't ignore it. I'm just trying to understand what happened before I contact them.

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good plan. having your facts straight before calling makes the conversation go much smoother.

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I used Claimyr about 6 months ago when I had questions about my overpayment. The Washington ESD agent was able to walk me through exactly what weeks caused the overpayment and why. Saved me a lot of stress and confusion trying to figure it out on my own. The service made it easy to actually talk to someone who could give me real answers.

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Did they help you reduce the amount you owed or just explain it?

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They explained it clearly and helped me understand my options. In my case, I did owe the money but they helped me set up a payment plan that worked with my budget.

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Based on what you described about reporting wages when paid instead of when earned, you probably do owe the money. But Washington ESD should work with you on a payment plan if you can't pay it all at once. They'd rather get paid back gradually than not at all.

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How do I request a payment plan? Is that something I have to do separately from the appeal process?

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You can request a payment plan even if you're appealing. They're separate processes. Call them or use their online system to request payment plan options.

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I'm dealing with something similar right now. Got an overpayment notice for $900 and I'm trying to figure out if I should appeal or just pay it. The letter isn't clear about what exactly I did wrong.

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Have you been able to get through to talk to someone about it?

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Not yet. I've been trying to call but keep getting busy signals. Might have to try that Claimyr service people mentioned.

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The good news is that if it's just a wage reporting timing issue, you probably won't face fraud penalties. Washington ESD knows their instructions about wage reporting are confusing. Focus on showing you were trying to comply with the rules, just misunderstood them.

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That's reassuring. I was really worried about fraud charges or something serious like that.

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Fraud requires intent to deceive. Reporting your wages in the wrong week shows you were trying to be honest, just confused about the timing.

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Check if your overpayment notice mentions anything about a waiver. Sometimes Washington ESD will waive overpayments if you can show it wasn't your fault or if paying it back would cause financial hardship.

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I don't see anything about a waiver in my letter. Is that something I have to request separately?

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Yes, you have to request an overpayment waiver. It's a separate form and process from appealing the overpayment itself.

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I've been through this exact situation. Here's what I learned: get a detailed breakdown of the overpayment, understand exactly what caused it, then decide whether to appeal, request a waiver, or set up a payment plan. Don't try to handle it without understanding what happened first.

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How did you get the detailed breakdown? Through your online account or by calling?

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I had to call. The online account didn't have enough detail. It took several tries to get through but the agent was able to explain everything clearly.

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honestly the washington esd system is set up to confuse people. the wage reporting rules are unclear and then they act like its your fault when you get it wrong. but you still have to deal with it unfortunately.

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It's frustrating because I was trying to do everything right. I kept all my records and reported all my work.

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thats the thing - you did try to do it right. you just got confused by their poor instructions. hopefully they'll work with you on a reasonable solution.

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The most important thing is to respond within the deadline. Whether you appeal, request a waiver, or set up a payment plan, don't let the 30-day deadline pass. That's when you lose most of your options.

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I'll definitely respond before the deadline. I'm going to try to call them this week to get more information about what exactly happened.

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Good plan. And if you can't get through by calling, consider using a service like Claimyr that can help you reach an agent faster.

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Used Claimyr myself when I had overpayment questions. Really helped to actually speak with a Washington ESD representative who could look at my specific case and explain the calculations. Much better than trying to interpret the confusing letters they send out.

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I think I'm going to have to try that. I've been trying to call for days with no luck.

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It's worth it to get clear answers. The uncertainty is probably worse than knowing exactly what you're dealing with.

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