How much do I owe Washington ESD unemployment - overpayment calculation help
I just received a letter from Washington ESD saying I have an overpayment but the amount seems way off. They're claiming I owe $4,200 but I can't figure out how they calculated this. I reported all my part-time work correctly on my weekly claims and never lied about anything. The letter just has a bunch of confusing numbers and doesn't break down the calculation. Has anyone else dealt with figuring out exactly how much you actually owe? I'm scared this might be some kind of mistake but I don't know how to verify their math.
60 comments


Fatima Al-Sayed
You need to request a detailed breakdown of the overpayment calculation from Washington ESD. They're required to provide this if you ask. The letter should have included form numbers and benefit weeks affected, but sometimes they're not clear about the math.
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Giovanni Marino
•The letter mentions weeks 15-28 of 2024 but doesn't show what I was paid vs what I should have been paid. Should I call them or is there a form to request the breakdown?
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Fatima Al-Sayed
•Both options work, but calling will be faster if you can get through. The form takes weeks to process.
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Dylan Hughes
I had a similar situation last year where Washington ESD said I owed $3,800. Turns out they miscalculated my part-time earnings and I actually only owed $900. You definitely need to verify their numbers before paying anything.
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Giovanni Marino
•How did you get them to recalculate? Did you have to appeal or just provide documentation?
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Dylan Hughes
•I had to submit pay stubs and my work schedule to prove what I actually earned. They corrected it without needing a formal appeal.
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NightOwl42
If you're having trouble reaching Washington ESD by phone to get answers about your overpayment calculation, I used claimyr.com recently and it was a game changer. They got me connected to an actual agent who could explain my overpayment notice in detail. There's a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.
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Sofia Rodriguez
•How much does that service cost? I'm already worried about owing money and don't want to spend more if I don't have to.
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NightOwl42
•It's worth it when you consider the time you'll save not sitting on hold for hours. Plus getting accurate info about your overpayment could save you hundreds if there's an error.
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Dmitry Ivanov
Common causes of overpayment calculations include: unreported work earnings, incorrect base year wages, eligibility issues during specific weeks, or system errors in benefit calculations. You have the right to see exactly how they arrived at that $4,200 figure.
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Giovanni Marino
•I reported all my work but I'm wondering if they made an error with my base year wages. How would I check that?
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Dmitry Ivanov
•Log into your SecureAccess Washington account and check your monetary determination. Compare the wages listed to your actual W-2s and pay stubs from your base year.
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Ava Thompson
UGH this happened to me too!! Washington ESD is terrible at explaining their calculations. I spent WEEKS trying to figure out what I owed and why. The whole system is designed to confuse people.
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Giovanni Marino
•Did you ever get it sorted out? I'm starting to panic about this whole thing.
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Ava Thompson
•Yeah but it took forever. Had to submit like 20 different documents and call them multiple times.
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Fatima Al-Sayed
Don't panic yet. Washington ESD overpayment notices are often wrong or inflated. The key is getting the weekly breakdown showing: your benefit amount, any deductions for earnings, and what you should have received vs what you actually got.
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Miguel Herrera
•This is good advice. I wish I had known this when I got my overpayment notice.
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Giovanni Marino
•Thank you, this helps me know what specific information to ask for when I call.
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Dylan Hughes
Also check if the overpayment includes penalties and interest. Sometimes they add those on top of the base amount owed, which can make the total seem much higher than expected.
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Giovanni Marino
•The letter mentions something about a 15% penalty but I can't tell if that's included in the $4,200 or on top of it.
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Dmitry Ivanov
•Penalties are usually added separately unless it's fraud-related. Make sure to ask for a breakdown that separates the base overpayment from any penalties.
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NightOwl42
Seriously, if you can't get through to Washington ESD on the phone, try that Claimyr service I mentioned earlier. I was able to get detailed explanations about my benefit calculations that I never would have understood from the letters alone.
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Zainab Ali
•I've been calling Washington ESD for two weeks straight with no luck. Maybe I should try this too.
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NightOwl42
•It's definitely worth it when you're dealing with overpayment issues. Getting the right information upfront can save you a lot of money and stress.
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Sofia Rodriguez
Wait, so they can just send you a bill without showing their work? That seems really unfair. How are you supposed to know if they made an error?
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Dmitry Ivanov
•They're required to provide the calculation details if you request them, but unfortunately the initial notice often lacks specifics.
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Ava Thompson
•That's exactly the problem! The system is set up to make it hard for people to challenge their calculations.
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Fatima Al-Sayed
One more thing - if you do owe money, Washington ESD usually offers payment plans. Don't feel like you have to pay the full amount immediately, especially if it's putting you in financial hardship.
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Giovanni Marino
•That's good to know. I definitely can't pay $4,200 all at once even if I do owe it.
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Fatima Al-Sayed
•Yeah, they'll work with you on a payment plan. Just make sure you get the calculation verified first before agreeing to any payment arrangement.
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Miguel Herrera
I had an overpayment notice that was completely wrong. Turned out they had me confused with someone else who had the same last name. Definitely worth double-checking everything.
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Giovanni Marino
•Oh wow, that's scary. How did you figure out it was a mistake?
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Miguel Herrera
•I noticed the SSN on the paperwork didn't match mine completely. Had to provide my ID and proof of my actual claim history.
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Dylan Hughes
Another thing to check - make sure they're using the right benefit year. Sometimes overpayment calculations mix up different claim periods, especially if you've had multiple unemployment claims.
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Giovanni Marino
•I only had one claim in 2024, but I did have a brief claim in 2023. Could they have mixed those up?
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Dylan Hughes
•It's possible. Make sure the dates on your overpayment notice match your actual 2024 claim period.
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Connor Murphy
same thing happened to my brother, he owed like $5000 but it was mostly penalties and interest that built up over time
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Giovanni Marino
•Did he end up having to pay the full amount or were they able to reduce it?
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Connor Murphy
•he got it reduced to like $2000 after proving some of their calculations were wrong
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Dmitry Ivanov
Important reminder: you typically have 30 days from the notice date to appeal an overpayment determination if you believe it's incorrect. Don't wait too long to start gathering your documentation.
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Giovanni Marino
•Good point. My notice is dated two weeks ago, so I need to act fast if I'm going to challenge this.
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Dmitry Ivanov
•Exactly. Even if you just need more time to gather evidence, you can file an appeal to preserve your rights while you investigate.
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Ava Thompson
The worst part about these overpayment notices is they make you feel like a criminal when you didn't even do anything wrong. Washington ESD's computer systems are just terrible at calculating things correctly.
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Sofia Rodriguez
•I know, right? It's so stressful getting a bill like that out of nowhere.
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Giovanni Marino
•That's exactly how I feel. I keep wondering what I did wrong when I tried to follow all the rules.
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NightOwl42
Update on the Claimyr thing - I just used them again today to get help with a different Washington ESD issue and they're still working great for getting through to actual agents who can explain these complex calculations.
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Zainab Ali
•I'm convinced. I'll try it tomorrow since I can't waste any more time on hold.
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Giovanni Marino
•I'm going to look into this too. I need to talk to someone who can actually explain what's going on with my account.
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Fatima Al-Sayed
Final advice: document everything. Keep records of all your communications with Washington ESD, copies of your pay stubs, and notes about what they tell you over the phone. This will be crucial if you need to appeal.
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Giovanni Marino
•Thanks for all the help everyone. I feel much more prepared to tackle this now instead of just panicking about the bill.
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Fatima Al-Sayed
•You're welcome! Remember, you have rights in this process. Don't let them pressure you into paying something that might be incorrect.
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Miguel Herrera
Good luck OP! Hopefully it's just a calculation error and your actual amount owed is much less than $4,200.
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Giovanni Marino
•I really hope so. I'll update the thread once I get some answers from Washington ESD.
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Dylan Hughes
•Please do! These threads help other people who run into similar situations.
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Yara Nassar
This thread is really helpful. I got an overpayment notice last month and was too scared to even open it. Now I know I should actually investigate instead of just assuming it's correct.
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Dmitry Ivanov
•Absolutely investigate. These notices are frequently incorrect or inflated.
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Giovanni Marino
•Don't be scared like I was. There are people who can help you figure it out.
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StarGazer101
Been following this thread - really good info here. Washington ESD overpayment calculations are notorious for being confusing and sometimes wrong. Everyone should verify before paying.
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Giovanni Marino
•Thanks! I learned so much from everyone's responses. This community is really helpful.
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StarGazer101
•That's what we're here for. Dealing with unemployment issues is stressful enough without having to figure everything out alone.
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