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Kelsey Chin

Can you claim unemployment in Washington - basic eligibility requirements?

I've been working part-time at a retail store for about 8 months but my hours got cut way back due to slow business. I'm only getting like 10-12 hours a week now when I used to get 25-30. A friend told me I might be able to claim unemployment benefits even though I'm still technically employed. Is this true? What are the basic requirements to file a claim with Washington ESD? I've never done this before and honestly have no idea where to start or if I even qualify.

Yes, you may qualify for partial unemployment benefits in Washington! If your hours were reduced significantly, you can file a claim with Washington ESD. The basic requirements are: you must have worked and earned wages during your base year, be able and available for work, and actively seek employment. Since you're still employed but with reduced hours, you'd report your weekly earnings when filing your weekly claims.

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That's good to know! What exactly is a 'base year' though? And how do I prove I'm actively seeking work if I already have a job?

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Your base year is typically the first four of the last five completed calendar quarters before you file your claim. For actively seeking work, you'll need to make job search contacts even though you're employed - usually 3 job search activities per week unless you're on standby status.

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I was in a similar situation last year. You definitely can file for partial unemployment benefits when your hours are cut. Just be really careful about reporting your weekly earnings accurately on your weekly claims - even a small mistake can cause problems with Washington ESD.

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Did you have any issues with the application process? I'm worried about messing something up.

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The online application wasn't too bad, but I did have questions about my work history that took forever to get answered. Washington ESD's phone lines are always busy.

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If you're having trouble getting through to Washington ESD on the phone, I found this service called Claimyr that helped me reach an actual person. They have a website at claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. It was super helpful when I needed to clarify some things about my claim.

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Thanks for the tip! I'll definitely check that out if I can't get through the normal way.

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Wait, is that a paid service? Seems weird to pay money just to call Washington ESD.

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It's worth it when you've been trying for days to get through. Saved me a lot of time and frustration honestly.

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Make sure you understand the difference between being 'able and available' versus being on 'standby' status. If your employer put you on temporary layoff with a specific return date, that might be standby. But if they just cut your hours permanently, you'd probably file as able and available for work.

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My manager said the hour cuts might be permanent depending on business. So I think I'd be filing as able and available then?

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Yes, that sounds right. You'd need to do your job search requirements each week and report any work and earnings from your current job.

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ugh the whole system is so confusing!! I tried to file last month and got stuck on some question about my last day of work. Like, I'm still working but with fewer hours - what am I supposed to put??

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For partial unemployment claims, you typically put the date your hours were reduced as your 'last day of full-time work' or leave it blank if the system allows. Each situation is different though.

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ok that makes more sense. why can't they just make this stuff clearer??

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One thing to keep in mind - when you file your weekly claims, you'll need to report ALL earnings for that week, even if it's just a few hours. Washington ESD will calculate your benefit amount based on how much you earned. If you earn too much in a week, you might not get any benefits for that week.

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How do they calculate how much you can earn before you lose benefits completely?

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There's a formula but I don't remember the exact numbers. I think you can earn up to a certain amount before they start reducing your benefits, and then there's a higher amount where you get nothing that week.

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In Washington, you can generally earn up to your weekly benefit amount minus $5 before they start reducing benefits. Earn more than 1.5 times your weekly benefit amount and you get zero that week.

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I filed for partial unemployment when my restaurant cut my shifts from 5 days to 2 days. Took about 2 weeks to get approved but it definitely helped with bills. Just make sure you keep track of all your job search activities because they can audit you.

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What kind of job search activities count? Since I already have a part-time job, do I still need to look for other work?

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Yes, you still need to do job searches even with partial employment. Things like applying for jobs, networking, going to job fairs, updating your resume, etc. Keep a log of everything.

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The Washington ESD website has a questionnaire that can help you figure out if you qualify before you actually file. Might be worth checking that out first so you don't waste time on an application if you don't meet the requirements.

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Good idea! Do you remember what it's called or where to find it on their site?

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I think it's called something like 'Am I Eligible' or 'Eligibility Tool' - should be on the main Washington ESD unemployment page.

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Be prepared for the possibility that your claim might go into adjudication if there are any questions about your work history or the reason for your hour reduction. Mine took 6 weeks to resolve because they had to verify my employment details.

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What exactly is adjudication? That sounds scary.

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It's just when they need to investigate something about your claim before approving or denying it. Usually involves calling you and your employer to verify information. It's frustrating but not necessarily bad.

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If you do end up in adjudication and can't get Washington ESD on the phone to check status, that Claimyr service someone mentioned earlier might be helpful. I used it when my claim was stuck.

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Don't forget you'll need to file your weekly claims every week to get benefits, even if you worked that week. Miss filing a weekly claim and you won't get paid for that week, period.

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When do you file the weekly claims? Is there a specific day of the week?

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You can file starting Sunday for the previous week and you have until Saturday to file. I always did mine on Sunday mornings so I wouldn't forget.

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Just a heads up that you might need to provide documentation of your wages when you file. Pay stubs, W-2s, that kind of thing. Have all that ready before you start the application.

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How far back do they want wage information? I've been at this job 8 months but worked somewhere else before that.

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They'll want information for your entire base year period, so probably both jobs. The system will tell you exactly what quarters they're looking at when you file.

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Actually wondering about this too. Been working as a server and my tips have been way down lately. Does tip income count toward the earnings you have to report?

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Yes, all income including tips needs to be reported on your weekly claims. This is really important because not reporting tips can cause overpayment issues later.

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Ugh that's what I was afraid of. So hard to track exact tip amounts every week.

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The good news is that once you get approved and figure out the weekly claim process, it's pretty straightforward. I've been filing partial claims for a few months now and it only takes a few minutes each week.

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That's reassuring! I was worried it would be complicated every single week.

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Nope, the weekly claims are much simpler than the initial application. Just a few questions about your work and earnings that week.

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Make sure your employer knows you're filing for partial unemployment. Some places get weird about it even though it's totally legal. Better to be upfront about it.

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Will Washington ESD contact my employer automatically or should I give them a heads up first?

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Washington ESD will likely send your employer a notice about your claim, but I'd still mention it to your manager beforehand. Shows you're being transparent.

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One more thing - if you get approved, keep all your documentation! Pay stubs, job search logs, correspondence from Washington ESD. You never know when you might need it for an audit or if questions come up later.

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Good point. I'll start keeping better records of everything.

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Yeah, it's better to have too much documentation than not enough when dealing with unemployment benefits.

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If you end up needing to talk to someone at Washington ESD and can't get through on the phone, there's also the secure messaging system on their website. Sometimes that's faster than calling.

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I didn't know they had messaging! That might be easier than trying to call during work hours.

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The messaging system is okay but I still think Claimyr is faster if you need to actually talk to someone. Really saved me when I had time-sensitive questions.

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Also worth mentioning that if you do qualify and start receiving benefits, you'll get a debit card in the mail for your payments. Don't throw it away thinking it's junk mail! That's how Washington ESD pays benefits now.

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How long does it usually take to get the debit card after approval?

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I think mine took about a week after my first payment was issued. You can track the status online once your claim is approved.

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Just want to echo what others said about keeping accurate records. I had a friend who got into trouble because she forgot to report some cash tips and Washington ESD caught it later. Ended up having to pay back benefits plus penalties.

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Yikes, that sounds expensive. I'll definitely be careful about reporting everything accurately.

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Yeah, it's not worth trying to hide income. They have ways of finding out and the penalties are harsh.

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Overall, don't be intimidated by the process. Lots of people file for partial unemployment when their hours get cut. It's a legitimate benefit that you've earned through your work history. Just be honest and thorough with your application and weekly claims.

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Thanks everyone for all the helpful information! I feel much more confident about filing now.

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You're welcome! Good luck with your claim. It can really help bridge the gap when your income gets reduced.

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Feel free to come back here if you run into any issues during the process. This community is pretty good about helping each other navigate Washington ESD.

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