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ThunderBolt7

Is unemployment benefits worth applying for in Washington state?

I've been working part-time retail for the past 8 months but my hours got cut dramatically last week. I'm only getting maybe 10-12 hours now when I used to get 25-30. A coworker mentioned I might qualify for partial unemployment benefits through Washington ESD but I honestly don't know much about the system. Is unemployment benefits actually worth the hassle of applying? I've heard horror stories about people waiting months just to get approved. What's the real deal with filing a claim in Washington?

Yes, it's definitely worth applying if your hours were reduced! You can get partial UI benefits even while working part-time. The key is that your weekly wages need to be less than what your weekly benefit amount would be. Washington ESD has been pretty good about processing claims lately - not like the nightmare it was during COVID.

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How long does it usually take to get approved? I need to know if I should look for a second job or wait for benefits.

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Most straightforward claims get processed within 2-3 weeks. Just make sure you report your part-time earnings accurately when you file your weekly claims.

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You should definitely apply ASAP! The longer you wait, the more money you're potentially losing. I was in a similar situation last year - went from full-time to basically nothing overnight. Washington ESD benefits kept me afloat while I found something better.

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Did you have any issues with the application process? I keep hearing about people getting stuck in adjudication.

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Mine was pretty smooth actually. Just had to verify my identity and provide some employment history. The weekly claims are super easy once you get set up.

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I had a really hard time getting through to Washington ESD when I needed help with my claim last month. Spent hours on hold every day for like 2 weeks. Finally found this service called Claimyr (claimyr.com) that helped me get connected to an actual agent. They have this demo video that shows how it works: https://youtu.be/7DieNd3C7zQ. Saved me so much frustration!

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How much does that cost? I'm already broke from reduced hours.

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It's way cheaper than losing weeks of benefits while trying to reach them on your own. Plus you get connected to real Washington ESD agents, not some third party.

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I'll keep that in mind if I run into issues. Hopefully the process goes smoothly though.

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The benefits aren't huge but they help. For part-time work you're probably looking at maybe $200-400 per week depending on your previous wages. You have to do job search activities too - 3 contacts per week minimum. Keep track of everything because they do audit.

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What counts as job search activities? Just applying for jobs or other things too?

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Job applications, networking events, career fairs, informational interviews, even some online training courses. Check the WorkSourceWA website for the full list.

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honestly the system is so broken, you'll probably wait forever and then they'll find some reason to deny you anyway. happened to my brother twice

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That's not really accurate. Most claims go through fine if you meet the requirements and report everything correctly.

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maybe things have changed but my experience was terrible. took 3 months to get my first payment

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Apply today! The sooner you file, the sooner your benefit year starts. Even if there are delays, you'll get backpay to your filing date. Don't let fear of the process stop you from getting help you're entitled to.

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Good point about the backpay. I didn't realize that.

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I'm dealing with Washington ESD right now and it's been a nightmare. My claim has been stuck in adjudication for over a month. They requested additional documents which I submitted weeks ago but still nothing. The phone lines are impossible to get through on.

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This is exactly why I used Claimyr - they got me through to someone who could actually look at my case and explain what was holding it up.

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Maybe I should try that. I'm about to lose my apartment if this doesn't get resolved soon.

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That's scary. I really hope mine doesn't get stuck like that.

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For partial unemployment like your situation, the process is usually pretty straightforward. You'll need your Social Security number, employment history for the past 18 months, and bank info for direct deposit. The online application takes maybe 30 minutes.

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Do I need pay stubs or will they verify my wages directly with my employer?

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They verify wages directly with employers, but having your pay stubs handy can help if there are any discrepancies.

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The job search requirement is no joke. They really do check. I got audited last year and had to provide detailed records of every contact I made. Keep a spreadsheet or use the WorkSourceWA portal to track everything.

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What happens if you don't meet the job search requirement one week?

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They can deny your weekly claim and potentially flag your account. It's not worth risking it - just apply to a few places each week.

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One thing to keep in mind - if you're working part-time, you need to report those hours and wages on your weekly claim EVERY week. Even if you worked zero hours, you still need to file. Miss a week and you could lose benefits.

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How do I report my earnings? Is it gross or net wages?

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Gross wages before taxes and deductions. The system will calculate how much benefit you get based on that.

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I was skeptical about applying because my situation was complicated - I had two part-time jobs and one ended while the other reduced hours. But Washington ESD handled it fine. Just be honest about everything and keep good records.

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That does sound complicated. Did you have to provide extra documentation?

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Just the standard stuff. They were able to pull most of my wage info automatically from their system.

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Also remember that UI benefits are taxable income. You can choose to have taxes withheld from your weekly payments or pay them when you file your tax return. Most people forget about this part.

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Good to know! I'll probably have them withhold taxes so I don't get surprised later.

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The worst part is when they ask for additional verification and you can't reach anyone to explain what they need. I uploaded the same document like 5 times because I wasn't sure if it was right.

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Yeah, that's when Claimyr really helped me. The agent explained exactly what they needed and I got it resolved in one call instead of guessing.

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Wish I had known about that service earlier. Would have saved me weeks of stress.

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Just apply. Worst case they deny you and you're no worse off than now. Best case you get financial help while you figure out your next move. The application is free and you can do it online.

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You're right. I'm overthinking this. Going to apply tonight.

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Make sure you understand the difference between 'able and available' vs. 'standby' status. If you're still employed part-time, you're typically 'able and available' for work. Standby is for temporary layoffs where you expect to return to the same job.

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I'm still employed, just with reduced hours, so I think 'able and available' is right for me.

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Exactly. And don't forget you can work up to a certain amount before it affects your benefits. The system will calculate that for you.

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The online system is pretty user-friendly now. Way better than it used to be. You can check your claim status, view payment history, and file weekly claims all in one place. Just bookmark the secure portal.

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Is there a mobile app or do I have to use the website?

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Website only as far as I know. But it works fine on mobile browsers.

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Whatever you do, don't wait. Every week you don't file is money you can't get back. Even if your claim takes time to process, they'll pay you retroactively to your filing date if you're approved.

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That's the push I needed. Thanks everyone for all the advice!

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One last tip - if you do run into issues and need to speak with Washington ESD, don't waste days trying to call. Claimyr worked great for me and saved so much time. The video demo I mentioned shows exactly how it works.

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I'll definitely keep that option in mind. Hopefully won't need it but good to know it exists.

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Good luck with your application! Most people who qualify get approved without major issues. Just stay on top of your weekly claims and job search requirements.

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Thanks! Feeling much more confident about applying now.

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Based on everyone's advice here, I just submitted my application! The online process was actually pretty straightforward - took about 25 minutes like someone mentioned. Now I'm just waiting to see what happens. Really appreciate all the detailed info from everyone, especially about the job search requirements and reporting part-time wages. Fingers crossed it goes smoothly, but at least I know about options like Claimyr if I run into issues getting through to them. Thanks for convincing me not to wait any longer!

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