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Steven Adams

Can I apply for disability and Washington ESD unemployment at the same time?

I'm dealing with a back injury from my warehouse job and my doctor says I might be out of work for several months. I've been getting conflicting info about whether I can file for both disability benefits and unemployment through Washington ESD. Some people say you can't do both because unemployment requires you to be able and available to work, but others told me there might be exceptions. Has anyone been in this situation? I really need some income coming in while I figure out if this injury is going to be permanent or if I can go back to work.

This is a tricky situation and the rules are pretty specific. For Washington ESD unemployment, you have to certify each week that you're able and available for work. If you're applying for disability, you're essentially saying you can't work. These two statements contradict each other, so generally you can't collect both at the same time.

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That's what I was afraid of. So I have to choose one or the other? What if my injury heals faster than expected?

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You'd need to pick the one that makes most sense for your situation. If you genuinely think you'll be back to work soon, unemployment might be better short-term.

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Wait, I think there might be some exceptions to this rule. I remember reading something about partial disability or if you're looking for work you can do with your limitations. Maybe you should call Washington ESD directly to ask about your specific situation?

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I've been trying to call Washington ESD for days but can never get through. The phone lines are always busy or I get disconnected after waiting for hours.

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I had the same problem trying to reach Washington ESD about my claim issues. Someone on here recommended Claimyr.com - it's a service that helps you get through to ESD agents. I watched their demo video at https://youtu.be/7DieNd3C7zQ and it actually worked for me. Got connected within 20 minutes instead of spending all day calling.

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I went through something similar last year with a shoulder injury. I initially filed for unemployment because I thought I'd be back to work in a few weeks. But when it became clear I needed surgery and months of recovery, I had to stop my UI claim and apply for disability instead. You can't double-dip, but you can switch from one to the other if your situation changes.

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How did you handle the transition? Did you have to pay back any unemployment benefits?

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No payback issues for me because I was honest about my situation from the start. I stopped filing weekly claims as soon as I knew I couldn't work. The key is being upfront with Washington ESD about your limitations.

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This is exactly right. Honesty is crucial with both agencies. If they find out you were collecting both when you shouldn't have been, you could face overpayment issues or even fraud charges.

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ugh this system is so confusing!! why cant they just let people get help when they need it?? im in a similar situation with a knee injury and nobody can give me straight answers

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I understand the frustration, but the rules exist for a reason. The programs serve different purposes - unemployment is for people temporarily out of work who can return, disability is for people who can't work due to medical conditions.

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yeah i get that but what about people stuck in between like us?? its not fair

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There might be a middle ground here. Some people can work limited hours or different types of jobs even with disabilities. If you can demonstrate that you're able and available for some type of work (maybe desk jobs instead of warehouse work), you might still qualify for unemployment while pursuing disability for your specific limitations.

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That's interesting. So I could potentially look for office work while my back heals? Would Washington ESD accept that?

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It depends on your specific restrictions and what your doctor says you can do. You'd need documentation showing what work you CAN perform, not just what you can't.

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I work in HR and see this situation fairly often. The biggest issue is that most people don't understand the difference between temporary disability (like workers comp) and permanent disability (SSI/SSDI). If your injury is work-related, you should also look into workers compensation benefits.

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It is work-related! I hurt my back lifting heavy boxes. Should I file workers comp instead of unemployment?

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Definitely explore workers comp first if it's work-related. That's designed exactly for your situation and doesn't have the same conflicts with unemployment benefits.

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Yes! Workers comp can provide both medical coverage and wage replacement. It's separate from unemployment and disability programs.

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Whatever you do, don't try to game the system. A friend of mine got caught collecting both unemployment and disability and had to pay back thousands in overpayments plus penalties. It's not worth the risk.

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I definitely don't want to do anything wrong. I just need to understand what my options are legally.

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Smart approach. Better to get proper guidance upfront than deal with problems later.

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For what it's worth, I used Claimyr again last week to get through to Washington ESD about a different issue. The service really does work - no more spending entire days trying to reach someone. Might be worth it to get definitive answers about your specific situation directly from ESD.

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How much does that service cost? Seems like we shouldn't have to pay extra just to reach a government agency.

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I agree it shouldn't be necessary, but the reality is Washington ESD phone lines are overwhelmed. The service saved me days of frustration and I got my answers quickly.

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my cousin went through this exact thing with a construction injury last year. he ended up getting workers comp which covered most of his needs while he recovered. took about 6 months but he's back to work now

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That gives me hope. Did he have to hire a lawyer for the workers comp claim?

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nah he handled it himself through his employer's insurance. but he said having all his medical records organized really helped

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I'm a case worker and I can tell you that the 'able and available' requirement for unemployment is pretty strict. Even if you can do some types of work, you have to be actively seeking employment and able to start immediately if offered a job. If your medical restrictions prevent that, unemployment probably isn't the right fit.

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That makes sense. I guess I need to be realistic about what I can actually do right now versus what I hope to do eventually.

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Exactly. And remember, there's no shame in needing disability benefits if that's what your medical situation requires. That's what the system is there for.

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Check with your state's labor and industries department too. They handle workers comp claims and can explain how it interacts with other benefits. Some states allow you to receive partial unemployment if workers comp doesn't cover your full wages.

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I'll look into that. Washington L&I might have different rules than what I've been reading about federal programs.

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Yes, state programs can have their own specific rules. Definitely worth checking directly with them.

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The timing of when you apply matters too. If you apply for unemployment first and then your condition worsens, you need to immediately stop filing weekly claims and notify Washington ESD. Don't wait until your disability application is approved.

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Good point. I should probably figure out my medical prognosis before applying for anything.

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Yes, get a clear picture from your doctor about your limitations and timeline for recovery. That will help you choose the right path.

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dont forget about FMLA if you qualify!! that can protect your job while you figure out your benefits situation. not income replacement but at least job protection

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I've been at my job for over two years so I think I qualify. Thanks for reminding me about that option.

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FMLA is unpaid leave though, so you'd still need some form of income replacement like workers comp or disability.

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Just want to add that if you do end up needing to contact Washington ESD with questions, I had success with that Claimyr service someone mentioned earlier. Got through on my first try and the agent was really helpful explaining my options. Sometimes it's worth paying a little to avoid the phone tag nightmare.

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I might try that. I've wasted so much time trying to get through on my own.

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Same here - used Claimyr for a different issue and it was way less stressful than the regular phone system.

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Bottom line - you need to pick one path and stick with it until your situation changes. Trying to collect multiple benefits you're not entitled to will only create bigger problems down the road. Get proper advice for your specific situation before making any applications.

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You're absolutely right. I think I need to talk to both a workers comp specialist and Washington ESD before making any decisions. Thanks everyone for all the helpful advice!

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Good plan. Taking time to understand your options upfront will save you headaches later. Hope your back heals quickly!

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