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Ava Thompson

Can I apply for unemployment and disability benefits at the same time in Washington?

I'm dealing with a work injury that's gotten worse over the past few months and I'm not sure if I should file for unemployment or disability or both? My doctor says I might be out of work for several months but I'm still technically employed (just on unpaid leave). Can I apply for both Washington ESD unemployment and disability benefits simultaneously? I'm really confused about how this works and don't want to mess anything up or get in trouble for double-dipping.

You can potentially receive both but there are specific rules about it. For Washington ESD unemployment, you have to be able and available for work, which might conflict with a disability claim. If you're on unpaid leave, you might not qualify for UI benefits initially unless you're separated from employment.

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So if I'm still technically employed but not getting paid, I can't file for unemployment? That doesn't seem right...

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It depends on whether it's a temporary layoff or permanent separation. You'd need to check with Washington ESD about your specific employment status.

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I was in a similar situation last year. You can apply for both but you have to report any disability payments when you file your weekly unemployment claims. The tricky part is proving you're able to work for UI while also claiming you're disabled.

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How did you handle that contradiction? Did Washington ESD give you any trouble about it?

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I had to get a letter from my doctor explaining that I could do some types of work but not my previous job. It was complicated but doable.

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You should definitely contact Washington ESD directly about this - the rules are pretty specific and your situation sounds complex. I tried calling them for weeks about a similar issue and couldn't get through. Finally used Claimyr.com to get connected to an actual agent who explained everything clearly. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Never heard of Claimyr before - does it actually work? I've been trying to call Washington ESD for days.

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Yeah it worked for me. They basically keep calling until they get you through to an actual person instead of you having to sit on hold forever.

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That sounds too good to be true. How much does it cost?

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The key thing is that unemployment and disability serve different purposes. UI is for people who are unemployed through no fault of their own and are able/available to work. Disability is for people who can't work due to medical conditions. There can be some overlap in certain situations but you need to be very careful about how you present your case.

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So if I can do some work but not my old job due to my injury, which category do I fall into?

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That's where it gets complicated. You might qualify for UI if you're seeking work you can physically do, but you'd need medical documentation supporting your work limitations.

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BE CAREFUL! I tried to do both and Washington ESD accused me of fraud because they said I was claiming to be disabled while also saying I was available for work. It was a nightmare to sort out.

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Oh no! What happened? Did you get it resolved?

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Eventually yes but it took months and I had to get lawyers involved. The key is being very clear about what type of work you can and can't do.

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This is exactly why I'm scared to apply for anything. The system seems designed to trip you up.

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For Washington state specifically, you might want to look into Paid Family and Medical Leave (PFML) instead of or in addition to the other options. If you're on unpaid leave due to a medical condition, PFML might be more appropriate than UI.

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I haven't heard of PFML - is that through Washington ESD too?

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Yes, it's administered by Washington ESD. It's for people who need time off for medical reasons or to care for family members.

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The unemployment office told me that if you're receiving disability payments, they reduce your UI benefits dollar for dollar in most cases. So you might not get the full amount of both.

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That's good to know. So it's not really double-dipping then, they just coordinate the benefits?

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Right, they offset each other. But the application process for both can still be worth it depending on your situation.

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Another thing to consider is that if you're still technically employed, you might not meet the separation requirement for UI. You usually need to be laid off, fired, or have quit for qualifying reasons.

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My employer said the unpaid leave could become permanent if I can't return to work. Would that change things?

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Possibly. If your employer formally separates you due to your inability to perform the job, that might qualify you for UI benefits.

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I'm dealing with something similar and honestly the whole system is confusing as hell. Every person I talk to at Washington ESD gives me different information.

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Yes! That's exactly my experience too. It's so frustrating.

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That's unfortunately common. The rules are complex and not all representatives are equally knowledgeable about edge cases.

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My advice is to document EVERYTHING. Keep records of all your medical appointments, communications with your employer, and any benefits applications. If there are questions later, you'll need proof of your situation.

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Good point. I've been keeping my medical records but haven't been documenting the employment stuff as much.

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Trust me, document it all. Email confirmations, phone call logs, everything. It saved me during my appeal process.

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This is why I hate dealing with government benefits. It's like they make it complicated on purpose to discourage people from applying.

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I know what you mean. I just want to know what I'm entitled to without having to become a benefits expert.

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The complexity is partly because these programs serve different purposes and have different funding sources. But I agree the coordination could be better.

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One more thing about Claimyr - when I used it, the agent I talked to was really knowledgeable about these dual benefit situations. They walked me through exactly what I needed to do and what documentation to prepare. Saved me a lot of confusion.

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That actually sounds really helpful. I might try it if I can't get through to Washington ESD on my own.

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Yeah I'm interested in trying it too. The phone system at Washington ESD is impossible.

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Bottom line: you need to be very clear about your work capacity when applying for either benefit. If you can work but have limitations, document those limitations clearly. If you truly cannot work at all, disability makes more sense than unemployment.

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My doctor says I can do desk work but not physical labor. My old job required lifting and standing all day.

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That sounds like you might qualify for UI if you're actively seeking desk work that accommodates your limitations. You'd need to show you're available for suitable work.

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Also remember that if you do get approved for both, you have to report all income and benefits on your weekly unemployment claims. Don't try to hide anything - they do check.

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Good reminder. I definitely don't want to get accused of fraud like that other person mentioned.

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Exactly. Be completely honest about everything. It's better to get less money than to get accused of fraud.

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One final suggestion - consider talking to a benefits advocate or attorney who specializes in this area. Many offer free consultations and can help you navigate the system properly from the start.

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That's a good idea. Do you know how to find someone like that?

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Try contacting your local legal aid society or disability rights organization. They often have resources for people in your situation.

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Thanks everyone for all the advice. This is way more complicated than I expected but at least now I know what questions to ask when I contact Washington ESD.

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Good luck! Take your time and make sure you understand everything before submitting applications.

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And seriously consider using Claimyr if you can't get through to them. It really does work and will save you hours of frustration.

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Let us know how it goes! I'm sure other people will have similar questions.

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Will do. Hopefully I can get some clear answers soon.

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Yes please update us. This whole thread has been really helpful for understanding the process.

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