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The whole system is so confusing honestly. I filed my claim 3 months ago and I'm still not 100% sure I understand how they calculated my amount. But as long as you get the monetary determination and it looks reasonable, you're probably fine.
One last thing - make sure you understand the difference between your weekly benefit amount and your maximum benefit amount. The weekly amount is what you get each week, but the maximum is the total you can receive over the entire claim period.
Just want to add that the benefit amount also depends on whether you're on regular UI or if you qualify for any extended benefits. Most people start with regular unemployment which lasts up to 26 weeks in Washington state.
One more thing to keep in mind - your benefit amount is taxable income so you might want to have taxes withheld or set aside money for tax season. Washington ESD gives you the option to have federal taxes taken out automatically.
The bottom line is that unemployment benefits are designed to partially replace lost wages while you search for new work. It's not going to fully replace your old income, but it should help cover basic expenses if you budget carefully.
Actually used Claimyr myself when I had questions about my benefit calculation. The agent was able to look at my specific account and explain exactly how they arrived at my weekly amount. Much clearer than trying to decipher the website or automated phone system.
For what it's worth, I've found that calling Washington ESD first thing in the morning (like 8:01 AM) gives you the best chance of getting through. Still takes forever but better odds than calling later in the day.
I tried that strategy for weeks with no luck. That's why I eventually gave up and used Claimyr to get through. Sometimes you just need to try a different approach when the normal methods aren't working.
The bottom line is you won't know for sure until you apply. The wage calculation is automatic and you'll get a determination pretty quickly if there are no other issues with your claim. Since you're still employed, it should be straightforward.
Eli Wang
Thanks everyone for all the helpful info! I think I'll go ahead and file this week.
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Cassandra Moon
Good luck! Remember to keep good records of everything and don't hesitate to appeal if they make a decision you disagree with.
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