Bottom line for OP: File by Sunday night, expect payment Wednesday morning, check your Washington ESD account if there are any delays. The system is pretty reliable once you know the schedule.

One thing I learned the hard way - make sure your bank account info is exactly right when you set up direct deposit. I had one digit wrong in my routing number and it took 3 weeks to get it sorted out because the payment kept bouncing back to Washington ESD. Double and triple check those numbers! Also keep your bank statements handy in case they need verification.

Just to clarify some misinformation in this thread - I spoke with an ESD supervisor last month about this exact issue. Here are the facts: 1. Filing method (online vs phone) does NOT affect processing speed 2. Claims filed Sun-Mon are processed in the same batch 3. ANY reported work hours trigger a manual review (which adds 1-2 days) 4. Bank processing times vary (credit unions are often faster than major banks) 5. Holiday weeks always add at least one day to processing If you consistently have delays even with clean claims (no work reported), call ESD and ask them to check if there's a flag on your account.

As someone who's been claiming benefits for about 3 months now, I can confirm what Alice said about work hours triggering manual review. I learned this the hard way after doing some temp work and wondering why my claim was stuck for almost a week! One tip that's helped me - I keep a simple spreadsheet tracking when I file, when it processes, and when I get paid. After tracking for 8 weeks, I can see the pattern clearly: clean claims process Tuesday/Wednesday, claims with work hours process Thursday/Friday. It's actually pretty predictable once you know the rules. Also seconding the banking thing - I switched from Bank of America to a local credit union and started getting deposits about 12 hours earlier on average. Every little bit helps when you're living paycheck to paycheck!

One more thing - if you ever need to speak with Washington ESD about your direct deposit setup, calling through Claimyr saved me hours of frustration. The regular phone lines are impossible to get through on.

I've been using Chime for my Washington ESD benefits for over a year now and it's been fantastic. The early deposit feature means I usually get my payments on Monday evening instead of waiting until Tuesday or Wednesday like traditional banks. Just make sure you're using the correct ACH routing number from your Chime app settings - not the wire transfer number. Also, definitely set up direct deposit immediately once your claim is approved to avoid any delays with your first payment. You're all set with Chime, don't stress about needing a traditional bank account!

The bottom line is yes, you can get both, but be prepared for the bureaucracy. Keep good records and be patient with the process.

I'm also collecting Social Security and was recently laid off from my part-time job. Reading through this thread has been incredibly helpful - I didn't realize you could receive both benefits simultaneously. One thing I'd add is to make sure you have all your employment documentation ready when you apply, including your separation notice and pay stubs. Washington ESD seems to move faster when you have everything they need upfront. Also, don't let the online application intimidate you - it's actually pretty straightforward once you get started.

One more thing - if you ever need to reach Washington ESD urgently about payment issues, calling right at 8am when they open gives you the best chance. Or use Claimyr if you can't get through the regular way.

I've been dealing with Washington ESD payments for about a year now and here's what I've learned: they batch process payments Tuesday nights, usually between 11pm-2am. Most banks will post the deposit Wednesday morning between 2-6am, but some take until Thursday. The key thing is checking your payment status on the ESD website first - if it shows "paid" then it's just your bank's processing time. If it shows anything else, that's when you need to call them. Don't stress too much if it's only been a day or two, the timing really is that variable between different banks.