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Bottom line for OP: File by Sunday night, expect payment Wednesday morning, check your Washington ESD account if there are any delays. The system is pretty reliable once you know the schedule.
Perfect summary! Thanks everyone for all the helpful info. Feeling much more confident about the process now.
One thing I learned the hard way - make sure your bank account info is exactly right when you set up direct deposit. I had one digit wrong in my routing number and it took 3 weeks to get it sorted out because the payment kept bouncing back to Washington ESD. Double and triple check those numbers! Also keep your bank statements handy in case they need verification.
Just wanted to follow up - did you get your issue resolved? For anyone else experiencing this issue in the future, there's actually a formal process for these $0.00 payment errors. You need to: 1) Contact ESD and specifically request a "payment recalculation review" 2) Have them check if there's a "wage validation exception" or a "payment processing exception" 3) Ask them to verify your monetary eligibility hasn't changed In about 80% of cases, this is a simple system error that can be fixed within 48 hours once properly identified. The other 20% involve some type of eligibility question that needs to be resolved.
Yes! Thank you for asking. I used that Claimyr service someone mentioned and got through to ESD yesterday. The agent said it was a system glitch related to my address change. They submitted what they called a "payment reprocessing request" and this morning the correct amount showed up in my account! Money should be in my bank account tomorrow. Really appreciate everyone's help!
That's such great news that you got it resolved! I'm dealing with a similar issue right now - my payment also shows $0.00 and I've been stressed about it all week. I'll definitely try using Claimyr to get through to ESD since calling normally seems impossible. Did they give you any timeline for when the reprocessed payment would hit your bank account? Also wondering if this address change glitch is happening to other people - I updated my mailing address about two weeks ago and now I'm wondering if that's what triggered my payment issue too.
I'm in the exact same boat! My payment has been showing $0.00 for the past week and I'm getting really anxious about it. I also changed my address recently (about 3 weeks ago) so there might definitely be a connection there. From what I've read in this thread, it seems like address changes can trigger some kind of validation issue in their system. I'm going to try calling ESD using that Claimyr service too - spending hours on hold is just not an option when you're already stressed about money. Really hoping this gets resolved quickly for both of us!
One more thing - if you ever need to speak with Washington ESD about your direct deposit setup, calling through Claimyr saved me hours of frustration. The regular phone lines are impossible to get through on.
I've been using Chime for my Washington ESD benefits for over a year now and it's been fantastic. The early deposit feature means I usually get my payments on Monday evening instead of waiting until Tuesday or Wednesday like traditional banks. Just make sure you're using the correct ACH routing number from your Chime app settings - not the wire transfer number. Also, definitely set up direct deposit immediately once your claim is approved to avoid any delays with your first payment. You're all set with Chime, don't stress about needing a traditional bank account!
The bottom line is yes, you can get both, but be prepared for the bureaucracy. Keep good records and be patient with the process.
You're welcome! Hope everything works out for you.
I'm also collecting Social Security and was recently laid off from my part-time job. Reading through this thread has been incredibly helpful - I didn't realize you could receive both benefits simultaneously. One thing I'd add is to make sure you have all your employment documentation ready when you apply, including your separation notice and pay stubs. Washington ESD seems to move faster when you have everything they need upfront. Also, don't let the online application intimidate you - it's actually pretty straightforward once you get started.
Samantha Howard
Bottom line: Washington unemployment typically pays about half your previous wages up to the maximum. With your wage history OP, you'll probably get a decent amount. Just be patient with the bureaucracy and keep filing your weekly claims.
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Caleb Stark
•Thanks everyone for all the help! I feel like I understand the process much better now.
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CosmicCowboy
I just went through this same calculation confusion last month! Here's what I learned: Washington uses your two highest-earning quarters from your base year, adds them together, divides by 52 weeks, then multiplies by 0.0385 (3.85%). With your $48k base year wages, you're probably looking at somewhere in the $500-700 range per week, but it really depends on how your earnings were distributed across those quarters. The online calculator is accurate once you input the correct base year quarters - the tricky part is figuring out which quarters count. Since you mentioned making $1,100/week recently, you'll likely get a decent benefit amount assuming that higher wage was during your base year period.
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