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yea i remeber it took like 2 weeks for me... the annoying thing is they dont let u know when they mail it. also make sure u keep the envelope it comes in! has ur activation instructions. i threw mine out accidentally had to figure it out from their website lol
One additional detail I forgot to mention - after you receive the ReliaCard, you'll need to create an online account with US Bank to manage it. This is separate from your ESD account. You'll be able to check your balance, set up alerts for deposits, and even transfer money from the card to your personal bank account (which many people do to avoid the ATM fees).
Just to clarify what's happening with these delayed waiver approvals: In 2024, ESD implemented a new review process for overpayment waivers that had been backlogged during the pandemic recovery period. They're currently processing waivers submitted between June 2023 and April 2025, working through them in batches. For overpayments related to simple reporting errors (like vacation pay misunderstandings), they're typically approving these waivers if: 1. You made a good faith effort to report correctly 2. The error wasn't fraudulent 3. You responded promptly to the overpayment notice When approved, you'll receive a refund of amounts paid plus interest calculated at 1% per month. The deposit usually comes 3-5 business days before the official determination letter appears in your account. This is all perfectly normal and you don't need to worry about them asking for it back unless there was fraud involved in your original claim.
anybody else think its weird that they just drop money in ur account with zero warning? like what if someone closed that bank account or something
i did this lastr year and heres wat they dont tell u... if ur new job pays u every 2 weeks but esd wants weekly filing it gets SUPER confusing to report ur wages correctly. like do u divide ur first paycheck by 2 and report half?? nobody explains this!!!!
You actually report wages for the week you EARNED them, not when you got paid. So if you worked Monday-Friday and earned $800 that week, you report $800 for that claim week, even if your paycheck doesn't arrive until 2 weeks later. ESD cares about when you performed the work, not when the money hit your bank account.
Thank you everyone for the advice! I'll definitely keep filing my weekly claims for at least a month after starting my new job, making sure to report all my hours and wages correctly. Better to be safe than end up with an overpayment notice months later. Excited about this new chapter but glad to know how to properly close out my unemployment claim!
Just wanted to update - I called my state rep after getting nowhere with regular ESD channels, and their constituent services person actually helped. Got a call from ESD 3 days later and they had a specialist review my claim. Found out it was stuck because of a system flag that incorrectly identified my separation reason. Got approved the next day with all back payments. Might be worth trying if you're still stuck.
This gives me hope! I've emailed both my state reps but haven't heard back yet. Did you call or email them? I wonder if calling would be faster.
Quick update on timelines based on what I'm hearing from other claimants: ESD is currently taking about 6-8 weeks to process claims that require adjudication. If your claim is straightforward with no issues, it should be faster (2-3 weeks). However, about 60% of new claims end up needing some form of adjudication. If you hit the 8-week mark with no resolution, that's when I'd recommend escalating through your state representative as others have suggested. In the meantime, make absolutely sure you're completing your weekly claims and any job search activities required.
Emma Davis
Just to add some perspective on timeframes - my claim had multiple adjudication issues last year (separation and able/available too), and it took exactly 11 weeks to resolve everything. But that was AFTER I managed to speak with an ESD representative who could see exactly what was happening with my claim. The system is frustratingly opaque until you can get someone on the phone. One important tip: when you do reach someone, ask them to document everything you discuss in your file notes. This helps if you have to call back later and speak with someone different. Also ask if there's anything specific you can upload to your account that might help speed things along.
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Javier Torres
•11 WEEKS??? omg i'm so screwed i can't wait that long
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Amina Toure
Just checking back - were you able to get through to ESD? Any progress on your claim?
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GalaxyGuardian
•I called the regular number about 20 times with no luck, so I ended up using that Claimyr service and got through in about 15 minutes! The agent confirmed both issues - the job separations were pending employer response (they have to respond within 10 days) and the able/available flag was indeed from mentioning my certification course. They're sending me a training benefits application just in case I do more courses in the future. Thanks everyone for your help!
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