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Bottom line - collect your unemployment benefits and don't worry about SS. They're apples and oranges. Your future SS is based on your 35 highest earning years from actual employment, period.
One last thing - make sure you're thinking ahead about health insurance between when your UI ends and when you become eligible for Medicare. That gap can be expensive if you're not prepared.
Just to add one more confirmation - I work for a nonprofit that helps people with benefits applications and we always categorize unemployment as unearned income. It's consistent across pretty much every program and form we deal with.
I got confused about the base period when I first filed. Turns out Washington ESD uses a 'lag quarter' system, so your most recent quarter usually isn't included in the calculation. That's why my benefit was lower than I expected.
Yeah that trips up a lot of people. The base period is usually quarters 2-5 before you file, not the most recent four quarters. There's an alternate base period they can use in some cases if you don't qualify with the regular one.
For anyone still struggling to reach Washington ESD about benefit amounts or other questions, I found this service that actually works - Claimyr gets you through to real agents. Check out their demo video to see how it works: https://youtu.be/7DieNd3C7zQ. Saved me from weeks of phone frustration.
The key is staying on top of any requests for information. I got a request for wage verification that I almost missed and it would have delayed everything by weeks if I hadn't responded within the 10-day deadline.
Bottom line for OP - if everything is straightforward you're looking at 2-3 weeks max. But definitely keep filing weekly claims and checking your account for any messages or requests. And if you hit the 3 week mark with no word, start making some phone calls to find out what's up.
Jamal Carter
Anyone know if the weeks count calendar weeks or just the weeks you actually collect benefits? Like if I had a gap where I worked for 2 weeks, do those count against my 26?
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Freya Larsen
•It's based on the weeks you actually collect benefits, not calendar weeks. So if you worked for 2 weeks and didn't collect, those don't count against your 26-week maximum.
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Jamal Carter
•Perfect, that's what I was hoping to hear!
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AstroAdventurer
The whole benefit duration thing stressed me out so much that I ended up calling Washington ESD through that Claimyr service just to have someone walk me through my specific situation. Best decision I made - got all my questions answered and could focus on job searching instead of worrying about timelines.
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Ravi Kapoor
•I think I'm going to do the same thing. This thread has been helpful but I really need someone to look at my specific account.
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AstroAdventurer
•It's definitely worth it for peace of mind. Having concrete information is so much better than guessing.
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