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Filed my claim 3 weeks ago and still haven't gotten my first payment. The waiting is the worst part honestly. At least I know roughly what I should be getting when it finally comes through.
Alright everyone, I'm convinced - about to start my application right now. Thanks for all the advice and realistic expectations about timing and amounts. This thread has been super helpful!
For anyone still confused about the tax withholding process, it's really straightforward once you find it. Just answer 'yes' when asked if you want federal taxes withheld during your weekly claim.
The bottom line is yes, unemployment is taxable income. Have 10% withheld or save money yourself. You'll get a 1099-G form to use when filing taxes. Washington state has no income tax so only federal taxes apply.
For anyone else reading this later - Washington ESD also has a live chat feature during business hours that can help with login issues. Sometimes faster than calling.
One positive thing about filing during low unemployment - if you do find work quickly, you might not even need many weeks of benefits. But it's still good to have that safety net while you search.
Just wanted to follow up - if anyone is still having trouble reaching Washington ESD about adjudication or claim status, I can't recommend Claimyr enough. Made such a difference in getting actual answers instead of just waiting and wondering.
Ethan Clark
Thanks OP for starting this discussion. Really helpful to see all these strategies in one place. Going to bookmark this thread.
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Emma Davis
•Glad it helped! I learned a lot from everyone's responses too.
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StarStrider
•Same here - this should be pinned for future reference
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StarStrider
One last tip - if you're dealing with an overpayment notice, don't ignore it. The sooner you address it (either by paying or appealing), the better your options will be.
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Emma Davis
•Good point. I've heard those can snowball quickly if you don't handle them right away.
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GalaxyGlider
•Exactly. Washington ESD has collection powers so it's better to be proactive about overpayment issues.
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