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Bottom line for anyone reading this thread: unemployment benefits are taxable income and Washington ESD doesn't withhold by default. Set up the 10% federal withholding unless you want to deal with a big tax bill later.
Thanks to everyone who contributed to this thread. Really helpful info that I couldn't find clearly explained anywhere on the Washington ESD website.
I went through this whole overpayment nightmare last year. Turned out my employer had reported my wages under the wrong quarter, which made it look like I was working more than I actually was during certain weeks. Once we got that corrected, the overpayment was removed.
For what it's worth, I've used Claimyr twice now for different ESD issues and it's been worth it both times. Way less stressful than trying to get through on your own. Their video demo really shows you what to expect.
I think I'm going to try it. The regular phone system is just too frustrating and I need answers about this overpayment.
Same here - I finally got through to ESD using Claimyr and got my adjudication issue resolved. Sometimes you just need to talk to an actual person.
Don't overthink it! Thousands of people file for unemployment without termination letters every week. Washington ESD's process is designed to work with or without formal documentation. Just be honest and thorough in your application.
Update us on how it goes! Always helpful to hear how others' claims process, especially for situations like yours without formal termination documentation.
If you run into issues with adjudication taking forever, that Claimyr service I mentioned earlier really helped me get answers. Sometimes these cases get stuck in the system and a quick call to the right person can get things moving again.
Just wanted to say good luck! Being fired is stressful enough without worrying about money. Most people don't realize you can get unemployment even when you're terminated as long as it wasn't for serious misconduct.
Zane Gray
Final thought - you losing your income is a much bigger financial hardship than your employer's unemployment taxes going up slightly. Don't sacrifice your financial security for their bottom line.
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Mohamed Anderson
•You're absolutely right. I need these benefits to survive while I look for work.
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Ellie Perry
•Exactly. Take care of yourself first.
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Lourdes Fox
Update us after you file! I'm curious to see if your employer actually tries to contest it or if they were just bluffing to scare you.
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Mohamed Anderson
•I will! Filing my claim this afternoon. Thanks everyone for the support and information.
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