Will my Social Security FRA payment arrive in December or January if my filing date was October?

Social Security payments are made the month AFTER they're due. Since you filed in October, your first month of entitlement would be November (assuming you're at FRA). The November payment would be issued in December, typically on the 2nd, 3rd, or 4th Wednesday of the month depending on your birth date. Don't worry too much about not receiving a confirmation letter yet - SSA is experiencing significant backlogs. As long as your online account shows it's in process, they have your application. Processing times are running 30-45 days for straightforward retirement claims right now.

The previous response has some incorrect information. Social Security pays benefits in the month they are due - but they're paid for the previous month. So if your entitlement begins November 2024, you'll receive that payment in December 2024. Your payment date is determined by your birth date: - 1st-10th of month: payment on 2nd Wednesday - 11th-20th: payment on 3rd Wednesday - 21st-31st: payment on 4th Wednesday Since you mentioned you were born on the 15th, you'll be paid on the 3rd Wednesday of December, which is December 18th, 2024.

i had the EXACT same issue lasy year!!!! filed for retierment, no letter for 45 days, online acct just said processing. I finally got through to SSA after calling for THREE DAYS STRAIGHT starting at 7:30am... turns out they needed my birth certificate which nobody bothered to tell me!!! the whole time my application was just sitting there!!! so frustrating!!!

this ssems normal it took 7 weeks for my wifes application to process and we got no updates either. just be patient. they'll contact you if they need somthing

After dealing with endless SSA phone troubles, I discovered Claimyr (claimyr.com) last month when filing for my wife's retirement. It gets you through to an actual SSA agent without the endless busy signals and disconnections. You can see how it works here: https://youtu.be/Z-BRbJw3puU I was able to confirm her application was complete and just waiting for processing. Gave us peace of mind instead of wondering if something was missing. In your case, I'd definitely check since you haven't gotten any confirmation letter yet.

NOBODY at SSA ever knows what's happening with your claim!!! My husband filed in May, got a letter in June saying "approved", then NOTHING for 2 months! No payments! When he finally got through to someone, they said they were "recalculating" his benefit amount. No explanation, no timeline, no communication. Then suddenly in September, he got a HUGE deposit with all the back payments. ZERO apology for the delay. The system is BROKEN!!!

My first payment was late by 2 weeks no explanation. Just showed up in my bank account one day lol

Since you're at FRA, here's another important point: Unlike early retirement where there's an earnings limit, you can earn unlimited income without affecting your benefits. If you're still working, that's an advantage of filing at your FRA instead of earlier.

I think ppl are confusing SSI and retirement benefits in some responses. SSI payments come on the 1st. Regular retirement comes on Wednesdays based on birth date like someone said above.

Thanks everyone for the responses. I'm going to try to get through to an agent to check on my application status. It sounds like the wait time is normal but I want to make sure they don't need any additional documents from me. I'll update when I know more!