No call from SSA after retirement application - normal for delayed start date?
I filed my Social Security retirement application online on February 12th for benefits to start in August 2025 (first payment expected September 2025). I've noticed many people here mention getting a call from SSA within days of submitting their application, but it's been over 3 weeks and I haven't heard anything. When I check my application status online, it just says 'under review'. Should I be worried about this? Is it possibly because my start date is still 6 months away? I'm 66 and 8 months so I'm past my FRA if that matters. I'm starting to get nervous that something's wrong with my application.
22 comments
Aurora St.Pierre
I wouldn't be too concerned yet. When I applied last year for a delayed start date (about 5 months out), I didn't get a call until about 6 weeks after submission. The SSA prioritizes applications based on start date proximity. Since your benefit start is still 6 months out, they're likely focusing on applications for people starting benefits sooner. As long as your online status shows 'under review' and not an error message, you should be fine.
0 coins
Christopher Morgan
•Thanks for the reassurance! Does this mean I should still expect a call eventually? Or might they just process it without contacting me since it's a straightforward retirement claim past FRA?
0 coins
Grace Johnson
u might not get a call at all. i never did when i applied last year. they just processed it and i got an award letter in the mail about 8 weeks later. check ur myssa account every week or so.
0 coins
Jayden Reed
•This is SO true! Everyone's experience is different. My husband got a call within 48 hours but I NEVER received one. Both applications went through fine though!!
0 coins
Nora Brooks
The call pattern depends on several factors. Since you're filing six months ahead and are already past your Full Retirement Age, your application is considered lower priority than someone filing for immediate benefits or disability. The system flags applications that need clarification or have potential issues - these get calls first. Straightforward applications often process without contact. Here's what I suggest: 1. Continue monitoring your mySocialSecurity account weekly 2. If status changes to anything besides 'processing' or 'under review', then take action 3. If nothing changes by May (when you're 3 months from start date), then call SSA to confirm everything's on track Your application timing is actually ideal - you've given them plenty of lead time, which means less stress for you.
0 coins
Christopher Morgan
•This is really helpful information, thank you! I'll keep monitoring my account and wait until May before getting concerned. I was worried I'd done something wrong on the application.
0 coins
Eli Wang
DONT TRUST THE ONLINE STATUS!!!! Mine said "under review" for TWO MONTHS and then suddenly changed to "we need more information" but they NEVER contacted me!!!! I kept calling the 800 number every day for a WEEK before finally giving up because I could never get through!!! The whole system is BROKEN!!!
0 coins
Cassandra Moon
•I had a similar nightmare with my disability application! The online status is practically useless. Have you tried going to your local office? Sometimes that's the only way to get answers.
0 coins
Eli Wang
•I tried to go in person but the line was out the door an hour before they opened!!! And you can't make appointments for regular benefit questions anymore!!! It's IMPOSSIBLE to get help!!!
0 coins
Zane Hernandez
After dealing with the frustrating SSA phone system myself, I discovered a service called Claimyr that got me through to an agent in under 20 minutes instead of waiting on hold for hours. It basically navigates the phone system for you and calls you back when it reaches an agent. Saved me so much headache when I had issues with my application status. You can see how it works at https://youtu.be/Z-BRbJw3puU or check their website claimyr.com. If your application status changes or you need answers sooner than May, it might be worth considering.
0 coins
Christopher Morgan
•Thanks for sharing this - I've never heard of this service before. I'll keep it in mind if I do need to call. Right now I'm feeling less anxious after reading everyone's responses.
0 coins
Grace Johnson
•does this really work? last time i called ss i was on hold for 2 hrs then got disconnected
0 coins
Zane Hernandez
•@confused_retiree88 Yes, it worked for me twice now. The first time I got through in about 15 minutes and the second time took about 25 minutes. Much better than the 2+ hours I spent before getting disconnected previously.
0 coins
Jayden Reed
My neighbor just went through this exact scenario!!! She applied in November for benefits starting in April, and she was CONVINCED something was wrong because she never got a call!! She finally broke down and went to the local office last week, and they told her everything was PERFECTLY fine and proceeding normally!!! Sometimes no news is good news with Social Security!!!
0 coins
Christopher Morgan
•That's very reassuring to hear! I'm glad your neighbor's application was fine. I'm going to try to be patient.
0 coins
Cassandra Moon
Question - did you claim any special circumstances on your application? I didn't get a call for my retirement application because it was straightforward, but my wife got a call because she was applying for reduced benefits on her record while getting spousal benefits later. They usually call if they need clarification or if something triggers a review. Maybe check if you listed foreign employment, government pensions, or other special situations?
0 coins
Christopher Morgan
•No special circumstances - I worked for the same private employer for 31 years and have never worked abroad. My only income after retirement will be from Social Security and my 401k. Pretty straightforward case.
0 coins
Cassandra Moon
•That explains why you haven't gotten a call yet! They're focusing their calls on applications that have red flags or need additional information. Yours sounds like it will process automatically since it's a standard claim.
0 coins
Aurora St.Pierre
Just to provide some additional reassurance - the Social Security Administration has been dealing with staffing shortages, so they're triaging cases more than ever. With your start date in August 2025: 1. Your application is not considered urgent yet 2. Since you're past FRA, there are fewer calculation complications 3. With a straightforward work history, your application is likely flagged as 'standard processing' The lack of a call is actually a good sign in your case. It means there are no obvious issues requiring immediate clarification. Continue monitoring your mySocialSecurity account, and you'll likely see a status update as your start date approaches.
0 coins
Christopher Morgan
•Thank you so much for the detailed explanation. This makes complete sense. I'll stop worrying and just keep an eye on my online account.
0 coins
Grace Johnson
btw make sure u print out the confirmation page from when u submitted ur application. my friend didnt and then ssa claimed they never got his application. big mess.
0 coins
Christopher Morgan
•Good advice! I did save a PDF of the confirmation screen, and I also got the confirmation number. I've put it in my retirement folder.
0 coins