Social Security application filed 6 weeks ago still 'processing' - normal wait time?
I submitted my Social Security retirement application online on November 7th and haven't heard a peep from SSA since then. It's been about 6 weeks now! When I check my MySocialSecurity account, it just says "processing" with no further details. I also tried calling the 800 number twice and both times (after waiting 45+ minutes) the agent just said they're "still processing it" without any estimated completion date. Is this normal? Should I be worried that something's wrong with my application? I'm turning 66 (my FRA) in February and wanted to make sure everything was set up in time. Do most applications take this long or should I be doing something else to move things along? Getting pretty anxious since I'm planning my retirement budget around this.
20 comments
Natasha Petrov
Yea thats pretty normal right now, SSA is understaffed and backed up. I filed in September and didn't hear anything for nearly 9 weeks. Then suddenly got approval email. You'll be fine.
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Javier Morales
•Thanks for sharing your experience - that makes me feel better! Were you able to see any change on your MySocialSecurity account before you got the approval email, or did it just stay on "processing" the whole time?
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Connor O'Brien
This is actually quite common, especially during the end-of-year period. SS retirement applications typically take 6-8 weeks for processing under normal circumstances, but the holiday season plus their current backlog can extend this timeline. Since you're still within that window and they've confirmed it's in process, there's no need to worry yet. A few things to keep in mind: - Your benefits are calculated from your eligibility/filing date, not when the application finishes processing - First payments typically arrive the month after approval - You can continue checking your MySocialSecurity account for updates If you reach the 8-week mark with no updates, then it might be worth visiting your local office in person.
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Javier Morales
•That's reassuring, thank you! At least I know my benefits won't be affected by their processing time. I'll give it another couple weeks before getting too concerned.
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Amina Diallo
•Going to the office in person is a waste of time these days. They make you wait HOURS just to tell you the same thing the phone people did. My sister went and waited 3.5 hrs just for them to say "still processing" smh
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GamerGirl99
OMG I went through the EXACT same thing!!!! Filed in August and didn't hear ANYTHING for 2 months!!! I called every week and got different answers each time. One agent said everything was fine, another said they were missing documents (they weren't), another said just to wait. It's SO frustrating!!! The SSA system is completely BROKEN!!! I finally got approved in late October but only after I contacted my congressman's office and had them inquire. Suddenly my application was "found" and processed within 3 days. COINCIDENCE??? I think NOT!!!
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Javier Morales
•Wow, that sounds incredibly frustrating! I didn't even think about contacting my representative's office. I'll keep that as an option if this drags on much longer. Thanks for the tip!
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Hiroshi Nakamura
I'm a retired SSA claims specialist, and I can provide some context. Six weeks is still within normal processing times, especially this time of year. Many people file for retirement benefits in Q4, creating seasonal backlogs. Additionally, retirement claims go through several verification steps: 1. Income verification against earnings records 2. Identity verification steps 3. Potential pension offset calculations (if applicable) 4. Benefit computation confirmations As long as your MySocialSecurity account shows it's processing, the system has your application. If you're approaching 8+ weeks with no updates, you might want to schedule an appointment at your local office or try calling early in the morning (right when they open) to minimize wait times. Since you filed in November for February benefits, you're actually ahead of schedule. Most people only need to file 2-3 months before their eligibility date.
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Javier Morales
•Thank you so much for this detailed explanation! It helps to understand what's happening behind the scenes. I didn't realize there were so many verification steps involved. I feel a lot better knowing I'm still within the normal timeframe.
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Isabella Costa
I've been trying to reach SSA for weeks about my application status too. Kept getting disconnected or waiting forever. I finally tried using this service called Claimyr (claimyr.com) that got me through to an agent in under 10 minutes. They called me back when they had an agent on the line! You can see how it works in this video: https://youtu.be/Z-BRbJw3puU The SSA agent told me exactly where my application was in the process and what to expect. Definitely worth it rather than wasting hours on hold or getting disconnected.
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Malik Jenkins
•does this actually work? seems kinda sketchy to me
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Isabella Costa
•It worked great for me. They basically wait on hold for you and call you when they get through to an agent. Saved me hours of frustration.
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Amina Diallo
my cousin waited 3 months last year so 6 weeks is nothing lol
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Javier Morales
•3 months?! Ugh, I hope mine doesn't take that long. I'm trying to be patient but it's hard when you're planning retirement finances.
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Malik Jenkins
Are you applying for retirement or SSDI? Because SSDI takes way longer, like sometimes over a year. If this is regular retirement then 6 weeks is normal processing time. My mom got hers processed in about 7 weeks earlier this year.
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Javier Morales
•Just regular retirement benefits. I'll be at full retirement age in February. Thanks for confirming the typical timeframe - sounds like I just need to be patient a bit longer.
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Natasha Petrov
Check your online account everyday! Mine changed from processing to approved with no email notificaiton or anything, I only knew because I happened to login that day.
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Javier Morales
•Good advice - I've been checking every few days, but I'll start looking daily now. Thanks!
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Connor O'Brien
One additional thing I should mention - when your application is approved, you'll receive an official award letter by mail detailing your benefit amount and payment schedule. This typically arrives about a week after the online status changes to approved. Make sure your mailing address is current in your MySocialSecurity profile. Also, I highly recommend setting up direct deposit through your online account if you haven't already. Even if your application is still processing, you can set this up now to ensure your payments arrive promptly once approved.
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Javier Morales
•I did set up direct deposit when I applied, but I'll double-check that it's showing correctly in my account. Thanks for the reminder about the award letter - I'll keep an eye on my mail too.
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