Social Security IRMAA reconsideration request stuck - call disconnecting when following up

I went through this exact situation last fall. The online reconsideration process for IRMAA is notoriously slow. In my experience, you need to: 1. Print Form SSA-44 (Medicare Income-Related Monthly Adjustment Amount - Life-Changing Event) and fill it out completely 2. Gather documentation proving your retirement (final paystub, employer letter, etc.) 3. Take everything IN PERSON to your local SSA office The online system for IRMAA adjustments has serious delays. When I finally went in person, they resolved it in about 15 minutes and my MySocialSecurity account updated the following week. The phone disconnection issue is happening to everyone - they're completely overwhelmed right now with IRMAA appeals.

the sme thing happen to me but worse!!! when i called about my irmaa they said i would get a call back in 45 min and nobody EVER called me. i called 9 TIMES over 3 days and kept getting hung up on by there stupid system. finally i just gave up and paid the extra $$$. the whole governmnet is so broken and they dont care about us retirees at all!!!!!

IRMAA reconsiderations are getting backed up because so many people who retired during the pandemic are now hitting the 2-year lookback period. I had a similar issue and found a service called Claimyr that got me through to a live SSA agent in about 10 minutes when I couldn't get through myself. Just Google "claimyr" - they have a video demo at https://youtu.be/Z-BRbJw3puU showing how it works. After I got through to SSA, they transferred me to the Medicare premium department and I got my IRMAA issue resolved within a week. Definitely worth checking out if you keep getting disconnected.

Dealing with same problem right now lol. My income went down because I closed my business in 2023 but they're still using my 2021 income for IRMAA. Been trying to fix for 3 months now. Online system is useless.

To directly answer your questions: 1. No, don't expect a call tomorrow. If they disconnect you when calling back, it usually means their callback queue is full for the day. 2. The IRMAA reconsideration process typically takes 30-60 days to be fully processed and reflected in your Medicare premium amount. Your MySocialSecurity account is usually the last place to update. 3. The most efficient approach is to visit your local office with a completed SSA-44 form and documentation of your retirement (last paystub, employer letter confirming retirement date, etc.). 4. If you submitted online, they should have the information, but the processing is significantly delayed compared to in-person requests. The IRMAA determination is technically made by SSA but affects your Medicare Part B (and D if applicable) premiums. The system disconnecting you when you call about IRMAA specifically suggests they're being flooded with similar requests.

btw make sure u bring ALL ur documents with you!!!! i forgot my 2023 tax return when i went to the office and they made me come back a second time. such a waste of my time, i had to wait 2.5 hours just to be told im missing a document

I work with Social Security issues professionally, and IRMAA reconsiderations are particularly backlogged right now. Here's what you need to understand: 1. The reconsideration is processed by a specialized unit, not regular SSA staff 2. Your MySocialSecurity account won't show the adjustment until after it's fully processed and CMS has been notified 3. Even after approval, there's a lag before your Medicare premium is adjusted The best approach is two-pronged: keep your online request active (don't submit another one), but also take your documentation to your local office and ask them to add it to your pending request. This creates a "critical case" flag that often expedites processing. And don't panic - if your reconsideration is approved, you'll receive a refund for any excess premiums paid during processing.

not sure if this helps but I had same issue last year. what finally worked was sending a fax (yes a fax in 2025 lol) to the IRMAA processing center with my SSA-44 form and all my docs. got fixed in 2 weeks after months of calling.

One more tip that might help others reading this thread: If you're planning to retire or expect a significant income drop, you can be proactive about IRMAA. File the SSA-44 form as soon as the life-changing event occurs rather than waiting for the IRMAA notice. This often prevents the higher premium from ever being applied in the first place. For those already dealing with an IRMAA issue, persistence is key. Document every contact with SSA (date, time, representative name if possible) and keep copies of everything you submit. If visiting your local office, arrive at least 30 minutes before opening to minimize wait times.