How to get a Social Security appointment - phone vs. walkins for benefit application?
I need to apply for my Social Security benefits soon and I'm confused about the best way to set up an appointment. Does anyone know if I should call first? If I do call, will they just schedule me for an in-person appointment or can they actually help me apply over the phone? Also, are walk-ins still a thing at SS offices these days? My local office always looks packed when I drive by. I'd prefer to have everything scheduled but I don't want to wait months either. Any recent experiences would be super helpful! Thanks in advance!
40 comments


Zoe Walker
You can schedule an appointment by calling the national number at 1-800-772-1213. When you call, they can either schedule you for an in-person appointment OR help you apply right over the phone if you prefer not to go in. Phone applications are actually pretty easy and save a lot of time. As for walk-ins, yes, most SS offices do accept walk-ins but there's usually a long wait. I helped my mom last month and we waited almost 3 hours! If you do walk in, go early - like before they open. Some offices also have a certain time of day that's better for walk-ins.
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Ryan Kim
•Thank you so much! I didn't realize I could actually apply over the phone. That sounds way better than sitting in an office for hours. Do you know how long the phone application usually takes?
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Elijah Brown
i went to my local office last week without appointment. got there 30 min before opening and STILL waited 2 hrs!!! they take walk ins but its HORRIBLE. the security guard was rude too
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Maria Gonzalez
•This is why I avoid going in person to ANY government office if I can help it! They treat you like cattle and don't care how long you wait. My brother went to apply for his retirement and they made him come back THREE times because their system was down the first time and then the second time they said he was missing a document. RIDICULOUS!!!
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Natalie Chen
I recently helped my father apply for his retirement benefits, and we had success using multiple approaches: 1. Call the national number (1-800-772-1213) between 8am-5:30pm Monday-Friday 2. You can also call your local office directly (find the number on SSA's website) 3. For online services, use ssa.gov to apply for retirement, disability, or Medicare To answer your specific questions - yes, they can complete your entire application over the phone if that's what you prefer. The phone interview takes about 30-45 minutes. And yes, most offices accept walk-ins, but the wait times can be unpredictable and often very long. One important tip: if you're calling the national number, try early morning (right when they open) or late afternoon (after 4pm). The wait times tend to be shorter then.
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Ryan Kim
•This is really helpful, thank you! Do you know if there's any advantage to applying in person versus over the phone? I'm wondering if there are certain benefits that are easier to apply for one way or the other.
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Santiago Martinez
When I tried calling SS last month I was on hold for 2+ hours and then got disconnected!! Tried again next day, same thing. Gave up and just went to the office. Had to wait but at least got it done.
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Samantha Johnson
•I had the same frustrating experience trying to reach SSA by phone. After multiple disconnections and hours on hold, I found a service called Claimyr that got me through to an agent in about 15 minutes. It basically holds your place in line and calls you when an agent is ready. Saved me hours of frustration. Their website is claimyr.com and they have a video showing how it works: https://youtu.be/Z-BRbJw3puU Once I got through, the agent was actually able to process my entire application over the phone, and I avoided having to go to the office altogether. Definitely worth it for me since I have mobility issues.
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Nick Kravitz
I work at an elder law firm and help clients with SS issues all the time. Here's the real scoop: - SSA is severely understaffed right now, so both phone and in-person waits are longer than usual - Local offices DO accept walk-ins but priority goes to scheduled appointments - Calling 1-800-772-1213 is the official way to schedule appointments - Yes, they can complete your entire application by phone - Online applications at ssa.gov are fastest for retirement benefits - For disability (SSDI/SSI), phone or in-person is usually better than online If you're just applying for retirement benefits and are comfortable online, that's your best bet. If you need SSDI, widow benefits, or have a complicated situation, then phone or in-person is better because you'll likely have questions. Hope this helps!
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Ryan Kim
•This is incredibly helpful, thank you! I'll be applying for retirement benefits, so maybe I'll try the online application first. One last question - do you know if there are any documents I should have ready before I start the application process?
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Nick Kravitz
For retirement benefits, you should have these documents ready: - Your Social Security number - Birth certificate (original or certified copy) - W-2 forms or self-employment tax returns for last year - Military discharge papers (if applicable) - Bank account info for direct deposit If you're applying for spousal benefits, you'll also need your marriage certificate and your spouse's SSN. The online application lets you save your progress, so you can start it even if you don't have everything ready yet.
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Elijah Brown
my neighbor said tuesday mornings r best for walk ins because monday is always packed!!!
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Santiago Martinez
Has anyone used the online appointment scheduler thingy on the website? I thought I saw something about that but couldn't find it again.
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Natalie Chen
•You might be thinking of the online benefit application, which is different from scheduling an appointment. Currently, SSA doesn't offer online appointment scheduling - you still need to call the 800 number to set up an appointment. They've talked about adding this feature for years but it hasn't happened yet.
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Maria Gonzalez
I HATE calling Social Security!!! Was on hold for THREE HOURS last month trying to fix an underpayment issue. The whole system is BROKEN! They make it IMPOSSIBLE for seniors to get help! And don't even get me started on their website - looks like it was designed in 1995 and never updated! 😡
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Elijah Brown
•yep same here. tried calling 6 times last year about my widows benefits. gave up and just went in person
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Olivia Martinez
I just went through this process last month! Here's what worked for me: I called the 1-800-772-1213 number at exactly 8am on a Wednesday and got through in about 20 minutes. The rep was super helpful and walked me through the entire retirement application over the phone - took about 45 minutes total. She explained that phone applications are just as valid as in-person ones, and honestly it was so much more convenient than driving to the office and waiting around. Plus she was able to answer all my questions in real-time. One tip: have all your documents ready before you call (W-2s, birth certificate, bank info for direct deposit). The rep can wait while you grab something, but it speeds things up if you're prepared. Good luck with your application!
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Oliver Alexander
Thanks everyone for all this great advice! I'm feeling much more confident about the process now. Based on what I'm reading here, it sounds like calling the 1-800-772-1213 number and doing the phone application might be my best bet. I like that I can avoid the long wait times at the office and still get personalized help. @Nick Kravitz - thank you so much for that document checklist! I'll make sure to gather all of that before I call. And @Olivia Martinez - calling right at 8am on a weekday is a great tip, I'll definitely try that. One follow-up question for anyone who's done the phone application - do they mail you any confirmation or paperwork after you complete it, or is it all handled digitally these days?
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Lilly Curtis
•Welcome to the community! After you complete your phone application, SSA will mail you a confirmation letter within about 2-3 weeks that shows your application was received and processed. They'll also send you information about when to expect your first payment if you're approved. You can also create an account on ssa.gov to check your application status online - it's really helpful to track the progress digitally. The phone rep should give you a confirmation number during your call too, so write that down! Hope your application goes smoothly when you call!
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Ethan Taylor
I recently helped my elderly father apply for his Social Security retirement benefits and found that calling the 1-800-772-1213 number early in the morning (around 8:15 AM) worked best for shorter wait times. We were able to complete his entire application over the phone in about 30-40 minutes. The phone representative was very patient and helpful - she walked us through each section step by step and explained what documents we'd need to have ready. We had his Social Security card, birth certificate, last year's W-2, and bank account information for direct deposit. One thing I'd add is that if you're close to your full retirement age, you might want to ask about filing strategies during your call. The rep gave us some good advice about when to start benefits versus waiting for delayed retirement credits. The whole process was much easier than I expected, and we received his confirmation letter about 10 days later. Definitely recommend the phone application route if you're comfortable with it!
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Sean Kelly
•This is really encouraging to hear! I'm getting close to my full retirement age too, so I'll definitely ask about filing strategies when I call. It's good to know the reps can provide that kind of guidance - I wasn't sure if they just processed applications or if they could actually give advice about timing. Thanks for sharing your experience!
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Jasmine Hernandez
As someone who just went through this process a few months ago, I'd definitely recommend the phone application route! I called 1-800-772-1213 around 8:30 AM on a Thursday and only waited about 15 minutes to get through to a representative. The phone application was surprisingly thorough - they asked me all the same questions they would have asked in person, and I was able to complete everything in one call that lasted about 35 minutes. The rep was very knowledgeable and even helped me understand some benefit calculation details I hadn't considered. One thing I wish I had known beforehand: they can actually estimate your monthly benefit amount during the call, which was really helpful for my financial planning. Make sure to ask about this if you're curious! I received my confirmation letter about 2 weeks later, and my first payment came exactly when they said it would. The whole experience was much smoother than I expected, especially compared to some of the horror stories I'd heard about waiting at the local office. Good luck with your application - you've got this!
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Mei Zhang
•Thank you for sharing your experience! It's really reassuring to hear so many positive stories about the phone application process. I had no idea they could estimate your monthly benefit amount during the call - that's definitely something I'll ask about since I'm still trying to figure out my retirement timing and budget. The 8:30 AM time slot sounds perfect too. It seems like that early morning window is the sweet spot for getting through quickly. I'm feeling much more confident about calling now instead of dreading a long wait at the local office. Thanks again for the encouragement!
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Brianna Schmidt
I just wanted to add my recent experience to help others! I called the SSA number last week at around 8:45 AM and got through in about 25 minutes. The representative was incredibly helpful and patient - she walked me through the entire retirement benefits application over the phone. What really impressed me was how thorough they were. She explained each step, helped me understand the different benefit options, and even discussed when my payments would start based on my birth month. The whole call took about 40 minutes, and I felt like I got personalized service without having to leave my house. One tip I'd add: when you call, have a pen and paper ready! The rep gave me a confirmation number, explained next steps, and provided some important dates. I was glad I could write everything down as we went. I also created my online SSA account right after the call (she recommended this) so I can track my application status. It's really convenient to check progress online rather than having to call back. Overall, the phone application process exceeded my expectations. Much better than the stories I'd heard about waiting hours at the local office!
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Zoe Dimitriou
•This is such helpful advice! I'm new to this community and planning to apply for my benefits soon. The phone application process sounds so much more convenient than I expected. I really appreciate the tip about having pen and paper ready - I would have definitely forgotten to write down the confirmation number! Creating the online SSA account right after the call is a great idea too. It's reassuring to know that even as a newcomer to all this, the representatives are patient and willing to walk you through everything step by step. Thanks for sharing your positive experience - it's making me feel much less anxious about starting this process!
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Fatima Al-Rashid
Hi everyone! I'm new to this community and really appreciate all the helpful advice shared here. I'm in a similar situation to the original poster - need to apply for my Social Security retirement benefits but was dreading the process. After reading through all these responses, it sounds like the phone application route is definitely the way to go! I had no idea you could complete the entire application over the phone. The tips about calling right at 8:00-8:30 AM and having all documents ready beforehand are so valuable. One question for those who've done the phone application: Did you need to provide any documents during the call, or do they just ask for the information verbally? I'm wondering if I need to scan or mail anything afterward, or if the phone conversation covers everything they need. Thanks again to everyone for sharing your experiences - this community is such a great resource for navigating these government processes!
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Camila Castillo
•Welcome to the community, Fatima! Great question about the documents. From my experience doing the phone application last year, they handle most everything verbally during the call. The representative will ask you for information from your documents (like your Social Security number, birth date from your birth certificate, earnings from your W-2, etc.) but you don't typically need to mail or scan anything during the initial application process. However, they may request official copies of certain documents to be mailed in later if needed for verification - this varies case by case. The phone rep will let you know during your call if they need anything additional sent in. Most of the time though, the verbal information you provide during the phone interview is sufficient to process your retirement application. Having everything organized and ready to reference during the call is definitely the key to making it go smoothly. Good luck with your application when you call!
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Aria Park
Hi everyone! I'm new to this community and found this thread incredibly helpful as I'm also preparing to apply for my Social Security retirement benefits. Thank you to everyone who shared their experiences - it's really reassuring to hear so many positive stories about the phone application process. I wanted to add one more tip I learned from a friend who recently went through this: if you're calling the 1-800-772-1213 number and get a busy signal or extremely long hold times, try calling your local Social Security office directly instead. Sometimes the local offices have shorter wait times than the national number, and they can do the same phone application process. You can find your local office number on the SSA website by entering your ZIP code. Also, for anyone who might be nervous about doing this over the phone (like I was initially), the representatives are really trained to walk you through everything step by step. My friend said her rep even repeated back all the important information to make sure everything was correct before submitting the application. Thanks again to this community for making what seemed like a daunting process feel much more manageable!
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Eve Freeman
•Welcome to the community, Aria! That's such a helpful tip about calling the local office directly - I hadn't thought of that as an alternative when the national line is busy. It's great to know there are backup options if you run into long wait times. As someone who's also new here and feeling a bit overwhelmed by the whole Social Security process, I really appreciate how supportive everyone has been in sharing their experiences. The fact that the representatives take time to repeat everything back for confirmation is so reassuring - that attention to detail makes me feel much more confident about doing this over the phone rather than trying to navigate it all in person at a busy office. Thanks for adding that local office tip to the mix - definitely going to keep that in my back pocket when I make my call!
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Dmitry Ivanov
Hi everyone! I'm new to this community and really grateful to have found this thread. I'm about to turn 65 and have been putting off applying for my Social Security benefits because I was honestly intimidated by the whole process. Reading through all these experiences has been so enlightening! I had always assumed I'd have to go sit in a crowded office for hours, but it sounds like the phone application is actually the preferred method for most people. The tip about calling right at 8:00 AM is gold - I'm definitely going to try that approach. One thing I'm curious about: for those who completed the phone application, how long did it take between submitting your application and receiving your first payment? I'm trying to plan my retirement timing and want to make sure I understand the timeline. Thanks to everyone for creating such a supportive space to share these experiences. It's made what felt like an overwhelming government bureaucracy seem much more manageable!
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Amara Eze
•Welcome to the community, Dmitry! I'm new here too and had the same intimidated feeling about the whole Social Security process. It's amazing how much more manageable it seems after reading everyone's experiences here. Regarding your question about the timeline - from what I've gathered reading through this thread, most people seem to receive their first payment pretty close to when SSA tells them during the application call. Several folks mentioned getting their payments "exactly when they said it would" or within the expected timeframe. The confirmation letters seem to arrive within 2-3 weeks of the phone application, and those include information about when to expect your first payment. Since you're turning 65, you might also want to ask about Medicare enrollment during your call if you haven't already handled that - I know the two processes are often related timing-wise. The phone reps seem really knowledgeable about helping with the broader retirement planning picture, not just the Social Security application itself. Good luck with your application! This community has definitely made the whole thing feel much less daunting.
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Tasia Synder
Hi everyone! I'm new to this community and have been reading through this thread with great interest. I'm 64 and will be applying for my Social Security retirement benefits in the next few months, so all of this advice is incredibly valuable. I wanted to share something I learned from my sister who went through this process last year - she found it helpful to call SSA a week or two BEFORE she was actually ready to submit her application, just to ask questions about timing and benefit amounts. The rep was able to give her estimates and help her understand the difference between filing at her full retirement age versus waiting for delayed retirement credits, which really helped her make an informed decision about when to actually file. She said this "consultation call" was much shorter (maybe 15 minutes) and took some pressure off when she did her actual application call later, since she already knew what to expect. Might be worth considering for anyone who has questions about timing or wants to understand their options better before committing to the application! Thanks again to everyone for sharing your experiences - this community is such a great resource for navigating these important decisions!
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Savannah Glover
•Welcome to the community, Tasia! That's such a smart approach your sister took - doing a "consultation call" before the actual application. I'm new here too and hadn't even thought about the possibility of calling just to ask questions first without committing to filing right away. The timing decision between full retirement age and waiting for delayed retirement credits is something I've been wrestling with myself. It's really helpful to know that the SSA reps are willing to walk you through those calculations and scenarios over the phone. Having that information ahead of time would definitely make the actual application call go more smoothly since you'd already have your strategy figured out. Thanks for sharing that tip - I think I might try calling for a consultation first too, especially since everyone here has had such positive experiences with how knowledgeable and patient the phone representatives are. This community really has taken so much of the anxiety out of this whole process!
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Miguel Diaz
Hi everyone! I'm new to this community and have been following this thread closely as I'm also preparing to apply for my Social Security retirement benefits. All of your shared experiences have been incredibly helpful and reassuring! I wanted to add one more piece of advice I received from a financial planner friend: if you're married, it's worth asking the SSA representative about spousal benefit strategies during your call. Even if your spouse isn't ready to file yet, understanding how spousal benefits work and the timing implications can be really important for maximizing your household's total Social Security income. Also, I noticed several people mentioned creating an online SSA account after their phone application. For anyone who hasn't done this yet, I'd recommend setting it up even before you call - you can review your earnings history and get benefit estimates ahead of time, which might help you feel more prepared for the application conversation. Thanks again to everyone for making this process seem so much more manageable. The collective wisdom in this community is amazing, and I'm grateful to have found such a supportive group of people who are willing to share their real experiences navigating these important government services!
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Reginald Blackwell
•Welcome to the community, Miguel! That's excellent advice about spousal benefit strategies - I'm new here too and hadn't really considered how my application timing might affect my spouse's future benefits. It's great to know the SSA reps can walk you through those scenarios during the call. Your tip about setting up the online account beforehand is really smart too. Being able to review your earnings history and get benefit estimates ahead of time would definitely help me feel more confident and prepared when I make that phone call. I've been a bit nervous about not knowing what to expect, but having that information in advance would make the conversation much smoother. Thanks for adding these helpful insights to an already incredibly informative thread. This community has been such a wonderful resource for someone like me who's new to navigating the Social Security process. Everyone's willingness to share their experiences and tips is making what seemed like a daunting bureaucratic process feel much more approachable!
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Simon White
Hi everyone! I'm new to this community and have been reading through all these helpful responses. As someone who's been dreading the Social Security application process, this thread has been incredibly reassuring! I wanted to share a tip I learned from my neighbor who recently applied: she said it's helpful to have a quiet, comfortable space set up for your phone call since it can take 30-45 minutes. She made sure she had good cell reception (or used a landline), had all her documents spread out on a table where she could easily find them, and even had a glass of water nearby since you'll be talking for a while. She also mentioned that the SSA rep was very understanding when she needed a moment to find a document or had to ask for clarification on something. It sounds like they're really used to working with people who might be nervous or unfamiliar with the process. I'm planning to call next week and feel so much more confident after reading everyone's positive experiences. Thank you all for taking the time to share your stories - this community is such a valuable resource for navigating these important government services!
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Vincent Bimbach
•Welcome to the community, Simon! That's such practical advice about setting up a comfortable space for the call - I hadn't thought about the logistics like that, but you're absolutely right that being prepared with good reception and easy access to all your documents would make the whole experience much smoother. As someone who's also new here and feeling much more confident after reading everyone's experiences, I really appreciate you adding that detail about the reps being patient and understanding. It's reassuring to know they're used to working with people who might need a moment to find something or ask for clarification - that takes a lot of the pressure off! This community has been such an incredible resource for making what seemed like an intimidating government process feel totally manageable. Good luck with your call next week - sounds like you'll be well prepared!
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Emma Thompson
Hi everyone! I'm new to this community and have been following this incredibly helpful thread. As someone who just turned 62 and is starting to think about when to apply for Social Security, all of your shared experiences have been so valuable! I wanted to add something I learned from my experience working in customer service - when you call the 1-800-772-1213 number, if you get an automated system, listen carefully to all the menu options before selecting one. Sometimes there are specific options for retirement applications that can route you to the right department faster than just pressing "0" for an agent. Also, I've found that having your questions written down ahead of time can be really helpful during longer phone calls like this. That way you don't forget to ask about something important while you're focused on providing all the application information. Reading about everyone's positive phone application experiences has definitely convinced me to go that route when I'm ready to apply. Thanks to this community for creating such a supportive space to share real experiences with these government processes - it makes everything feel so much less intimidating!
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Zara Malik
•Welcome to the community, Emma! That's such great advice about listening carefully to the automated menu options - I'm new here too and wouldn't have thought about that, but it makes total sense that there might be specific routing options for retirement applications that could save time. Your tip about writing down questions beforehand is really smart as well. I can definitely see myself getting caught up in providing all the application details and then forgetting to ask something important about timing or benefits. Having a prepared list would keep me organized during what sounds like a pretty comprehensive 30-40 minute conversation. This thread has been such an amazing resource for all of us newcomers to the Social Security process. Between everyone's phone application experiences and all these practical tips about preparation, what initially seemed like a really daunting government process now feels totally doable. Thanks for adding your insights to an already incredibly helpful discussion!
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Amina Diallo
Hi everyone! I'm new to this community and have been reading through this incredibly informative thread. As someone who's been putting off applying for my Social Security benefits because the whole process seemed overwhelming, all of your shared experiences have been so reassuring! I wanted to add one more tip that might be helpful - I called my local library yesterday and they mentioned that many libraries offer free assistance with government forms and applications, including Social Security. Some even have volunteers who are trained to help with these processes. While it sounds like the phone application is definitely the way to go based on everyone's experiences here, it's nice to know there's another support option available if anyone needs in-person help understanding their documents or preparing for the call. Also, for anyone who might be concerned about privacy during the phone application (like I was initially), the SSA representatives are bound by strict privacy laws and handle thousands of these applications. Reading about everyone's positive experiences with how professional and thorough they are has really put my mind at ease. Thank you to this amazing community for sharing so many helpful real-world experiences. You've all made what felt like navigating a confusing government maze seem completely manageable!
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