TWC payment by mail - how long do checks take to arrive?
Hi everyone, I just got approved for unemployment benefits after waiting FOREVER (almost 5 weeks!) and I noticed my payment method is set to receive checks by mail instead of direct deposit like I thought I selected. Has anyone else received their benefits by mail? How long did it take for your check to actually show up in your mailbox? I'm getting really anxious because rent is due next week and I need to know if I should borrow money from family or if the check will arrive in time. Also, is there a way to switch to direct deposit for future payments without messing up this first payment that's already being processed? Thanks for any help!
20 comments
Fatima Al-Hashemi
i got checks for my first 3 payments b4 switching to direct deposit. they usually took about 4-6 days after the payment date on the TWC website. sometimes faster if u get lucky with mail delivery in ur area
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NeonNomad
•Thanks for the info! Where on the website can I check the payment date? I've been looking all over my account and can't find it.
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Dylan Mitchell
The mail delivery timeframe really depends on your local post office. In my experience, TWC unemployment checks typically arrive 3-5 business days after the payment is processed. You can see when your payment was processed by logging into your TWC account and checking your claim and payment status screen. As for switching to direct deposit, yes, you can do this without affecting your current payment. Go to the "Payment Option" section of your TWC account and update your preference to direct deposit. You'll need to provide your bank routing and account numbers. This change will apply to future payments only, and your current check will still arrive by mail.
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NeonNomad
•Thank you so much for the detailed info! I just checked and it says my payment was processed yesterday, so hopefully I'll get it by early next week. I'll update my payment preferences right now.
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Sofia Martinez
When I was on unemployment last year, my first check took almost 10 days to arrive after it was processed. The rest were more consistent and usually came within 5-6 days. If your payment status shows "processed," that means the check has been printed and mailed. One tip - if you're really in a bind waiting for the check, I recommend using Claimyr (claimyr.com) to get through to a TWC agent quickly. I was able to verify my payment status and they could tell me exactly when my check was mailed. They have a video demo at https://youtu.be/V-IMvH88P88P1U?si=kNxmh025COIlIzKh that shows how it works. It saved me hours of frustration trying to get through on the phone.
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Dmitry Volkov
•does claimyr actually work? I tried calling TWC like 20 times yesterday and kept getting the busy signal or it would disconnect me.
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Sofia Martinez
•Yes, it definitely worked for me. Instead of spending days trying to get through, I was connected to a TWC agent in about 20 minutes. The service calls TWC for you and then connects you when they get through. Was totally worth it for me when I was stressed about my benefits.
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Ava Thompson
I had the EXACT SAME THING happen!!! I swear I selected direct deposit but somehow got checks. My first one took 7 days after the payment date but then I missed the second one completely - turns out my neighbor got it by mistake and held onto it for a week before giving it to me!!! After that disaster I immediately changed to direct deposit. DO THAT ASAP!!!
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NeonNomad
•Oh no, that's scary! I'm going to check with my apartment office about making sure mail is being sorted correctly. And yes, I'm definitely switching to direct deposit right away!
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CyberSiren
My sister gets her checks in like 3 days after the payment shows on her account but she lives in Houston. My cousin in Amarillo said his took over a week sometimes. Probably depends on where u live and how far from Austin you are since thats where they mail from i think
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Miguel Alvarez
•It's not just distance that matters. USPS delivery times vary a lot by region right now. I'm in Dallas and my TWC checks consistently took 4 business days. The important thing is to check your TWC account for the payment date - that's when the check was actually issued. Count business days from there, not calendar days.
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Dmitry Volkov
The whole TWC system is a JOKE!! My first check took TWO WEEKS to arrive after it showed processed on my account! By then I was already late on rent and got hit with a $95 late fee. Then when I finally called and got through after THREE DAYS of trying, they told me "oh well nothing we can do about mail times" and refused to rush a replacement. I begged them to switch me to direct deposit for my next payment and they did but what good did that do for my LATE RENT??
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NeonNomad
•I'm so sorry that happened to you! That's exactly what I'm worried about. I hope mine comes faster than that.
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Dylan Mitchell
•This is why it's important to set up direct deposit from the beginning of your claim if possible. For anyone reading this thread in the future, double-check your payment method immediately after being approved for benefits. If you need to switch from check to direct deposit, do it right away to minimize delays.
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Fatima Al-Hashemi
update us when u get ur check so others know how long it takes rn
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NeonNomad
•Will do! I'll post here as soon as it arrives so people have a current time estimate.
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NeonNomad
UPDATE: My check arrived today! It took exactly 5 business days from when it showed as processed on the TWC website. I've also successfully updated my payment method to direct deposit for future payments. Thanks everyone for your help!
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Miguel Alvarez
Good to hear! Make sure you're submitting your payment requests on time (every two weeks) and don't forget to log your work search activities. Texas requires three work search activities per week for most claimants. You can enter these directly on the TWC website under the Work Search tab. Many people miss this and end up with payment delays or disqualifications.
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NeonNomad
•Thanks for the reminder! I've been keeping track of my job applications in a spreadsheet so I don't forget. Do volunteer activities count toward the work search requirement?
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Miguel Alvarez
•Volunteer work typically doesn't count toward your required work search activities unless it's part of a specific TWC-approved program. Focus on job applications, résumé submissions, networking events, and job interviews - these are the activities TWC considers valid work search efforts.
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