Texas Unemployment

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Ask the community...

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  • DO post tips & tricks to help folks.
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Should I file for TWC benefits now or wait until my ex-boss stops paying me?

Hey everyone, I just got laid off last week but my former employer told me he plans to keep paying me for another month (like a severance I guess?). I'm actively job hunting but I'm worried about what happens after that money stops coming in. Should I go ahead and file for unemployment now while I'm job searching, or should I wait until those payments from my ex-boss stop? I don't want to mess anything up with TWC or get accused of double-dipping, but I also don't want to risk a gap in income that could leave me unable to pay rent. Does anyone know the right way to handle this situation with Texas unemployment?

Update: I just wanted to add something important - when you file, TWC will ask about the reason for your separation from employment. Make sure you accurately indicate you were laid off (not fired for cause or that you quit). This affects your eligibility. Since your employer is continuing to pay you, they might not have reported your separation to TWC yet, which could cause confusion. You might want to speak with your former employer to ensure you're both on the same page about how your separation is classified.

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That's a really important point! I'll definitely reach out to HR to make sure we're aligned on how my separation is being classified. The layoff was due to department restructuring, not performance issues, so it should be categorized as a layoff.

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Just one more thing - make sure you setup direct deposit right away in the TWC system! The debit card option takes way longer to get your money and has all kinds of weird fees. The direct deposit option is buried deep in the account settings and easy to miss.

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Good to know! I definitely prefer direct deposit anyway. I'll make sure to set that up once I create my account. Thanks for the tip!

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No payment request chart & confused about regular vs disaster TWC claims despite ID verification

I'm really stressed about my TWC benefits situation right now. There are 3 major issues I'm dealing with: 1) I don't have any payment request chart showing up in my account, so I can't see what's going on with my payments 2) I just found out I somehow have TWO different claims - one regular unemployment and one disaster unemployment. I had NO IDEA I had two separate claims running and I'm worried I might get in trouble for this. 3) I've already verified my identity but now I have 3 new ID verification requests in my correspondence inbox!! To make things more confusing, some TWC rep called me yesterday wanting to "do my claim" again. I have no clue what's happening anymore. Is my account messed up? Am I going to lose all my benefits? Should I be doing something specific with these two different claims?

my cousin works at twc (not a claims person just admin) and she says they're SUPER backed up right now with all these disaster claims from that storm last month. might be part of why ur stuff is messed up, they're entering things manually and making mistakes

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That makes sense... I'm in one of the counties that got hit by that storm. Maybe that's why they created a disaster claim for me automatically.

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Just to clarify for everyone - under current TWC rules, you cannot receive both regular unemployment and disaster unemployment benefits simultaneously. When a disaster declaration affects your area, the system may automatically create a disaster claim, but a determination should be made about which program is appropriate for your situation. I'd recommend doing the following: 1. Continue requesting payment on whichever claim type you can access (if any) 2. Document all communications with TWC 3. Keep records of all work search activities 4. Contact a claims specialist who can review both claims 5. Ask them specifically which claim type you should be on and have them close the other one 6. Get them to remove any redundant ID verification requirements This needs to be fixed properly to avoid future overpayment issues.

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Thank you for this clear step-by-step advice. I'll follow these steps exactly. I've been keeping track of my work search activities thankfully, so I have that documentation at least.

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TWC error: Pushed '2' for unavailable to work but I AM available - Now benefits stopped!

I'm freaking out! Last month I made this stupid mistake during the automated TWC phone system. When it asked if I was available for full-time work, I accidentally pushed '2' meaning 'No' when I am ABSOLUTELY available to work! I've been trying to fix this error every single day, calling right when they open and throughout the day. NEVER got through - just busy signals or the automatic hang-up. Their online account system shows my account is disabled so I can't even fix it there! Now they've completely stopped my benefits for ALL following weeks saying I 'failed to contact them' about the issue. But I TRIED CONSTANTLY!!! I finally submitted an appeal but have no idea what happens next or how long this nightmare will take. Does anyone know what the appeal process involves? Will I get back payments once they realize it was just a button error? I have rent due next week and I'm seriously panicking.

my cousin had this same problem!!! she had to wait for appeal but they did pay her all the back money once they fixed it. took like a month tho

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Hugo Kass

Author

A month feels like forever right now but at least it's good to know they eventually paid the back benefits. I'm going to try some of these suggestions to reach someone directly first.

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One more important thing - when you have your appeal hearing, if the TWC representative asks when you realized you made a mistake, be honest about the exact date. If you say you knew immediately but waited several days to try to fix it, that could hurt your case. Also, keep a log of all your work search activities during this time and be prepared to show you've been actively looking for work. This proves you really are available for full-time work despite the button error. Good luck with everything!

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Hugo Kass

Author

That's good advice - I did realize it right away when I got the confirmation message saying I wasn't available. That's when I started frantically calling. I've definitely been keeping up with my work search activities and logging them in case they ask!

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Regular TWC benefits expiring before Christmas - can I apply for DUA now?

Im panicking because my regular unemployment benefits are about to run out right before Christmas!! Only have like 2 payment requests left and then NOTHING. Has anyone applied for Disaster Unemployment Assistance (DUA) after their regular benefits run out? I heard someone at the grocery store talking about it and I'm desperate. Is that even a thing?? I've got 3 kids and rent is already behind. Called TWC 12 times yesterday but couldn't get through to ask about other options. Please help!! Anyone know if DUA is something I can apply for or are there other programs after regular UI runs out???

One important thing to remember: even after your benefits exhaust, continue to request payment every two weeks as scheduled until your benefit year ends. Sometimes TWC releases additional funds or makes retroactive adjustments, and you won't receive those if you've stopped requesting payment. Also, triple-check that you've provided ALL employment from your base period. Sometimes people forget about a part-time job or short-term position that could add to their total benefit amount. If you left anything out, contact TWC immediately to have your monetary determination recalculated. Lastly, make sure you're documenting all your work search activities correctly. If TWC finds additional wages or determines you were eligible for more than initially calculated, you'll want to ensure you've met all requirements to receive those funds.

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Wait, I should keep requesting payment even after it says I have no benefits left? I didn't know that! I definitely reported all my jobs though - only had one full-time position for the past 3 years until they laid me off in September.

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Yes, absolutely continue requesting payment until your benefit year expires (usually 12 months from when you first filed). The system will show you have $0 remaining, but still complete the process. One other thing to check - log into your TWC account and make sure your previous employer didn't contest your unemployment claim. Sometimes they do this at the last minute, and if TWC sides with you, they might add additional weeks to your claim. Also verify that your work search activities are all being properly recorded - sometimes a technical glitch can cause benefits to stop prematurely. I'd also recommend updating your resume on WorkInTexas.com weekly - this makes it appear at the top of employer searches and counts as a work search activity. The holiday season actually has decent hiring for temporary positions that sometimes convert to permanent.

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Thanks so much for this detailed info! I'll definitely keep requesting payment. And I'll try updating my WorkInTexas resume more frequently - didn't know that would bump it up in searches. Really appreciate everyone's help here.

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Got a TWC deposit from West Virginia but never lived there - identity theft?

This is super weird. Just checked my bank account and found a $2,700 deposit labeled as unemployment benefits from West Virginia?? I've lived in Texas my whole life, currently in Houston, and only ever filed for TWC unemployment once back in 2023. I've never even visited WV let alone worked or applied for benefits there. Is this some kind of mistake or should I be worried about identity theft? Has anyone else experienced something like this? What's the right way to handle this without getting myself in trouble? Should I contact Texas TWC or West Virginia's unemployment office? I'm honestly scared to touch the money.

This happened to my brother-in-law and the worst part was that the IRS tried to make him pay taxes on "benefits" he never received or applied for! Fight this aggressively and document EVERYTHING. The burden of proof somehow falls on the victim which is completely backwards. The system is broken.

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Final update: I've reported the fraud to West Virginia, filed an FTC report, put freezes on my credit, and my bank is helping return the money. West Virginia said they're seeing a lot of these cases and promised to send me something in writing confirming this was fraud for my tax records. Thanks everyone for your help! This community has been amazing with advice during a stressful situation.

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You've done everything right! Keep all those documents safe - you might need them for several years if there are any tax implications. And don't be surprised if you need to follow up with West Virginia multiple times to ensure they actually send that fraud confirmation letter. Government agencies often need persistent reminders. I'm glad you got this handled quickly!

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