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Sofia Torres

How to withdraw money from NY Unemployment Way2Go debit card?

Anyone know how to get money off the Way2Go debit card in New York? The ATMs keep charging fees and banks aren't helpful. Need to know which ATMs or banks I can use to avoid fees. Just moved back to western NY and getting charged everytime I try to use it.

You can use any AllPoint ATM for free withdrawls. Download the AllPoint app to find one near you. Most Walgreens and CVS have them inside. Also try Stewarts if your in upstate NY 💯

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Yup can confirm this works. I use the one at Walgreens all the time no fees

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do you know if theres a daily limit? tried taking out more than $500 and it wouldnt let me

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yeah its $500 per day. kinda annoying but thats the limit

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Hey guys I found a way to actually get someone on the phone at unemployment using claimyr.com. They call and wait on hold then connect you when someone picks up. Costs $20 but worked for me. Here's a video about it: https://youtu.be/Rdqa1gKtxuE

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sounds like a scam tbh 🤔

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nah fr it worked for me. was skeptical too but better than waiting 4 hours on hold

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how long did you have to wait for them to get through?

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took like 45 mins then they called me when someone picked up

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Most banks will give you trouble cause they dont wanna deal with government cards lol. Stick to ATMs fam

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If your desperate you can also do cash back at walmart or target when buying something. Just select debit and you can get cash back up to $100

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This is the way. No fees either 👀

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Bruh why they gotta make everything so complicated fr fr. In other states its way easier to get ur money 🤮

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fr ny unemployment system is straight trash

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Here's everything you need to know about the Way2Go card: - Use AllPoint ATMs for free withdrawals (find locations on their app or website) - Daily withdrawal limit is $500 - Can get cash back at stores like Walmart/Target for free - Avoid bank tellers, they usually cant help - If you need to talk to Way2Go support about card issues, use claimyr.com to get through faster - Can also transfer funds to your bank account through Way2Go website Hope this helps! Let me know if you have questions

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MVP right here with the detailed info 💯

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how do you transfer to bank account? cant figure it out on the website

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gotta register account first then go to transfer funds section. takes like 2-3 days to hit ur bank

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Just went through this same issue when I moved to Buffalo! Another tip - if you're near a Credit Union, many of them are part of the CO-OP network and won't charge fees for Way2Go withdrawals. Also found out you can check your balance for free at any ATM that displays the Way2Go logo, even if you don't withdraw anything. Saved me from overdraft fees a couple times 🙏

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That's so helpful to know about the credit unions! I've been getting hit with fees everywhere. Quick question - do you remember which specific credit unions in Buffalo worked for you? Want to make sure I find the right ones before I drive around town lol

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@Madison King Buffalo First FCU and Niagara Falls Teachers FCU both worked for me without fees. There s'also an AllPoint ATM right inside the Wegmans on Sheridan if that s'closer to you. The credit union route is clutch though, way more locations than just the AllPoint network

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@Sofia Torres I totally feel your pain - just went through the same thing when I moved to Rochester! In addition to what everyone else said about AllPoint ATMs, I discovered you can also use the Way2Go mobile app to locate fee-free ATMs near you which is super helpful. One thing that saved me money was using the cash back option at grocery stores like Tops or Wegmans - you can get up to $40-60 cash back when you buy groceries with no fees. Way better than getting hit with those $3+ ATM fees everywhere. Also if you're in western NY, many of the local credit unions there are part of networks that don't charge fees for government benefit cards. Hope this helps! 👍

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@Dylan Cooper This is super helpful! I had no idea about the cash back option at grocery stores - that s'way smarter than getting hit with ATM fees. The mobile app tip is gold too, I ve'been manually searching for locations like an idiot lol. Do you know if there s'a limit on how often you can do cash back in a day? Like if I need more than the $40-60 max per transaction?

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@Dylan Cooper Just wanted to add that you can usually do multiple cash back transactions throughout the day at different stores if you need more than the per-transaction limit. I ve'done it at Wegmans in the morning and then Tops later in the day when I needed more cash. Some stores like Dollar General also do cash back with smaller limits $50 (but) still no fees. The key is just spacing it out and not trying to do it multiple times at the same store in a row - they might flag that as suspicious.

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Hey @Sofia Torres! Welcome to western NY! I went through this exact same headache when I first got my Way2Go card. Here's what I've learned after months of trial and error: **Free ATM options:** - AllPoint ATMs (use their app to find them) - most reliable option - Many local credit unions don't charge fees for government cards - Some 7-Elevens have AllPoint ATMs inside **Cash back tricks:** - Walmart, Target, grocery stores like Wegmans/Tops - You can do multiple cash back transactions per day at different stores - Way cheaper than ATM fees **Pro tip:** Download the Way2Go mobile app - it has a built-in ATM locator that shows you fee-free options near you. Game changer! The $500 daily limit is annoying but if you need more cash, combine ATM withdrawals with cash back purchases. Hope this helps and good luck with everything! 🙂

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@Camila Jordan This is such a comprehensive guide, thank you! I m'new to the unemployment system and honestly feeling pretty overwhelmed by all the hoops to jump through. Your breakdown makes it way less confusing. Quick question - when you say many "local credit unions don t'charge fees for government cards do" you know if that s'just a western NY thing or statewide? I might be traveling around the state for job interviews and want to know if this applies elsewhere too. Also appreciate the multiple cash back tip - didn t'realize you could spread it across different stores like that!

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@Sofia Torres I've been using my Way2Go card in western NY for about 6 months now and learned some tricks! Beyond what everyone mentioned about AllPoint ATMs, I found that many Stewart's Shops have fee-free ATMs that work with the card. Also, if you're near any M&T Bank branches, their ATMs don't charge fees for Way2Go withdrawals (at least in my experience in the Buffalo area). One thing I wish someone told me earlier - you can actually transfer money from your Way2Go card directly to your bank account through their website for free, though it takes 2-3 business days. Way better than dealing with ATM fees if you're not in a rush for cash. The website is kinda clunky but once you set it up it's super convenient. Also pro tip: if you ever have issues with your card being declined or need to check your balance, you can text "BAL" to 96411 and they'll send you your balance for free instead of using a paid ATM just to check. Hope this helps with the transition back to NY!

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@Layla Sanders This is exactly what I needed! I had no idea about the text feature for checking balance - that s'going to save me so much time. The M&T Bank ATM tip is super helpful too since there s'one right near where I m'staying. Quick question about the website transfer - do you remember if there are any limits on how much you can transfer at once or how often? I m'trying to avoid keeping too much money sitting on the card if possible. Thanks for all the detailed info, really appreciate newcomers like me getting this kind of help! 🙏

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@Layla Sanders The website transfer limit is $500 per transaction but you can do multiple transfers in a day if needed. I usually transfer my full balance as soon as it hits the card since like you said, no point keeping money sitting on there. The text balance check is seriously a lifesaver - wish I d'known about that months ago instead of driving to ATMs just to check my balance! Also wanted to add that if you re'job hunting around the state, most Wegmans locations have AllPoint ATMs inside, so that s'been my go-to when traveling for interviews.

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@Sofia Torres Hey! I just went through this exact situation when I moved to Syracuse last month. One thing that really helped me was calling the Way2Go customer service number (it's on the back of your card) and asking them to send you a list of fee-free ATM locations in your specific area. They actually have partnerships with more local banks and credit unions than what shows up on the AllPoint app sometimes. Also, if you're really stuck and need cash fast, some gas stations like Fastrac let you do cash back with debit purchases and don't charge extra fees. The whole system is definitely frustrating when you're new to it, but once you find your go-to spots it gets way easier! Hang in there 💪

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@Kolton Murphy That s'a really smart tip about calling Way2Go directly for local partnerships! I wouldn t'have thought to do that. The Fastrac cash back option is clutch too - there s'actually one right by my place so that ll'be super convenient when I need quick cash. Really appreciate everyone sharing their experiences here, makes navigating this whole system way less stressful when you re'already dealing with job hunting and everything else. Thanks for the encouragement! 🙏

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Aria Khan

@Sofia Torres Welcome back to western NY! I've been dealing with the Way2Go card for over a year now and here's my survival guide: **Best free options I've found:** - Kinney Drugs locations often have AllPoint ATMs (super common in western NY) - Most Dollar General stores do $50 cash back with no fees - Price Chopper/Market 32 locations are great for cash back too **Money-saving hack:** If you shop at Aldi, they do cash back up to $100 with a $5 minimum purchase, and their prices are already super low so you're saving money on groceries while getting fee-free cash. **For larger amounts:** I do what others mentioned - combine the $500 ATM limit with multiple cash back transactions throughout the day. You can easily get $200-300 in cash back across different stores without any fees. The whole system is definitely a pain compared to regular bank cards, but once you map out your local fee-free spots it becomes routine. The AllPoint app is your best friend for finding ATMs on the go. Good luck with the job search and getting settled back in! 🍀

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@Aria Khan This is such a comprehensive breakdown, thank you! The Kinney Drugs tip is perfect since I see those everywhere around here. I had no idea about Aldi doing $100 cash back - that s'way higher than most places and their groceries are so cheap anyway so it s'like a double win. Really smart strategy combining the ATM limit with multiple cash back spots. This whole thread has been incredibly helpful for someone just figuring out this system. Appreciate everyone taking the time to share their hard-learned tips! 🙌

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