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Fiona Sand

Where can I withdraw money from my NYS Department of Labor unemployment card for free?

Got my first unemployment payment loaded onto the KeyBank card but I'm not sure where I can withdraw cash without getting hit with fees. I know there are ATMs that don't charge but I can't figure out which ones. Does anyone know the best places to get cash from the unemployment debit card without paying extra charges? Really trying to avoid fees since every dollar counts right now.

You can use any KeyBank ATM for free withdrawals. Also check for Allpoint ATMs - they're usually in CVS, Walgreens, and some grocery stores. The card should have come with a list of fee-free locations but you can also check the KeyBank website or call the number on your card.

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Fiona Sand

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Thanks! I didn't get any paperwork with locations but I'll check their website. There's a CVS near me so I'll try there first.

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walmart has fee free atms too i think, at least mine didnt charge me last week when i used it

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Finnegan Gunn

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Be careful with Walmart - some locations charge and some don't. The safest bet is KeyBank ATMs, Allpoint network ATMs (look for the Allpoint logo), and you can also get cash back at most grocery stores when you buy something. Just make sure to ask if there's a fee before you complete the transaction.

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Miguel Harvey

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Wait, you can get cash back at grocery stores with the unemployment card? I had no idea that was an option!

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Finnegan Gunn

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Yes, as long as the store accepts debit cards for cash back. Most do, but again just ask first to avoid any surprises.

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Ashley Simian

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I've been dealing with this same issue and honestly the whole unemployment debit card system is frustrating. Had to call KeyBank three times just to figure out my PIN because NYS Department of Labor doesn't give you clear instructions. If you're having trouble reaching someone at the bank about ATM locations, I found this service called Claimyr (claimyr.com) that helped me get through to an actual NYS Department of Labor person when I had questions about my card. They have a video demo at https://youtu.be/qyftW-mnTNI that shows how it works.

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Fiona Sand

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Interesting, I'll check that out if I run into issues. Right now I just need to find an ATM but good to know there are options if I need to talk to someone at NYS Department of Labor.

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Oliver Cheng

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I always just go to the bank branch if there's one nearby. Never had an issue and you know for sure there won't be fees. Plus if there are any problems with your card they can help you right there.

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Another option is to use the MoneyPass network ATMs - they're often found at 7-Eleven, Circle K, and some credit unions. I've used them with my unemployment card without any fees. You can find locations using the MoneyPass ATM locator online. Also, some Dollar General stores have fee-free ATMs but not all locations, so it's worth checking if you have one nearby.

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