Anyone manage to withdraw cash from NY unemployment debit card without fees?

Yo i had the SAME issue last month. The trick is to go to actual KeyBank locations NOT just their atms. Those are guaranteed no fee. I tried like 6 different atms that were supposedly "in network" and got charged every single time. Such a scam.

After fighting with this system for weeks, I finally used this service called Claimyr (claimyr.com) to get a live agent on the phone. Got them to switch my payment method to direct deposit instead of that awful card. Best money I've ever spent to finally get my benefits paid directly to my bank account! Even showed my friend how it works: https://youtu.be/Rdqa1gKtxuE

Cash back at Walmart always works for me with no fees. You can pull out up to $100 cash back per transaction.

Here are some ACTUAL ways to avoid fees with the NY unemployment KeyBank card: • Transfer the money to your bank account through the KeyBank website (takes 2-3 business days but NO fees) • Use cash back at grocery stores like Walmart, Target, Kroger (usually fee-free and up to $100) • Find a CREDIT UNION with the CO-OP network - they often have free ATM access for KeyBank cards • You can request paper checks instead by calling unemployment (good luck getting through though lol) • Set up direct deposit by updating your payment preferences online The whole system is designed to generate fees - KeyBank makes MILLIONS off unemployed people. I fought with this for months last year! If you're struggling to get someone on the phone to change your payment method, I used claimyr.com and got through in about 45 minutes. An agent helped me switch to direct deposit and I never dealt with that card again.

lmao welcome to the wonderful world of NY unemployment where they make it as difficult as possible to access YOUR money 🤡

has anyone tried asking for direct deposit after already getting the card? can you switch?

I hate those stupid KeyBank cards with a passion. I ended up just using mine to pay bills online and buy groceries instead of trying to get cash. Avoid the ATM altogether.

my trick was to do large grocery shopping trips with max cash back instead of lots of small withdrawals. fewer fees that way. still annoying tho.

TBH the whole system is a nightmare. I've been on unemployment for 3 months and spent AT LEAST $50 in fees just trying to access my own money. Called KeyBank customer service 4 times and they keep saying to use "in-network" ATMs which STILL charge fees! The whole thing feels designed to fail.

Just throw the whole NY unemployment system away and start over 😂 Nothing works right

Transfer the entire balance to your regular bank account through the KeyBank portal. They don't charge for that. Takes a few days but better than paying fees every time. That's what I did.

i never found a free atm. ended up just using the card for purchases and then doing cash back. the system is rigged to make money off people who are already struggling.

Ask ur landlord if hed take venmo or cashapp instead? Worth a shot.

If you go to the KeyBank website and log in to your account, you can transfer the money directly to your personal bank account for free. It's under "Move Money" then "Transfer". Takes like 3-5 business days but zero fees.

call the ny unemployment office and ask to switch to direct deposit!!! it's way better. took me forever to get through to them but worth it.

I swear they choose the most difficult payment systems on purpose. Same issues in 2021 and STILL not fixed 🤦‍♂️

not all heroes wear capes but the person who told me about claimyr.com definitely deserves one. finally got through to unemployment after weeks of trying. switched from that trash debit card to direct deposit in literally 5 minutes.