How to withdraw money from NY unemployment debit card - ATM fees?

You have a few options for accessing your NY unemployment funds from the debit card: 1. ATM withdrawals - Use KeyBank or Allpoint ATMs for NO FEES. You can find them using the ATM locator on the back of your card or through the KeyBank website. 2. Bank transfer - Log into your debit card account online and set up a transfer to your personal bank account. This is free but takes 1-2 business days. 3. Cash back at stores - Make a small purchase at grocery stores or pharmacies and select cash back at checkout (usually fee-free). 4. Pay bills directly - You can use the card to pay bills online like a regular debit card. I'd recommend setting up the bank transfer option if you plan to receive benefits for a while. It's more convenient than making ATM trips every week.

just use any atm but watch out they charge like $3 each time. i usually just take out the max amount at once so i only pay the fee once

I've been on NY unemployment since January and the easiest method is setting up direct deposit transfers to your bank account. You need to: 1. Visit www.keypayment.com/nyunemployment 2. Register your card (you'll need your card number and personal info) 3. Go to "Transfer Funds" section 4. Enter your bank routing and account numbers 5. Set up either one-time or recurring transfers The money typically appears in my bank account the next business day. This way you avoid all ATM fees and don't have to carry cash around. Hope this helps!

AVOID USING RANDOM ATMS!!!! I made that mistake and got charged $3.50 by the ATM operator PLUS another $2.50 by KeyBank! Total ripoff! The fine print on these unemployment cards is ridiculous - they make it hard to get YOUR OWN MONEY without paying fees!!!

I tried calling unemployment dept about my card last week when I couldn't activate it but couldnt get through to anyone. Kept getting busy signals or hung up on after waiting 45+ mins. Super frustrating when you need access to your money. Anyone else had this problem?

u can use the card like a regular debit card 2. i just use mine at the grocery store n for online shopping. easier than atms

One more tip: make sure you keep track of your balance! The KeyBank unemployment card doesn't have overdraft protection, so if you try to withdraw more than what's available, you'll get hit with a declined transaction fee. I recommend downloading the KeyBank app to check your balance before making withdrawals.

Thank you everyone for your help! I was able to register on the KeyBank site and set up a transfer to my checking account. The money should be there tomorrow. This is so much easier than I thought it would be!